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Schedule of Fees
The following fees may be assessed in connection with your accounts

Account-Related Fees
Account Closure $25 within the first 6 months
Account Research $25 per hour
(or fraction thereof)
Account Verification $20 each
ATM Withdrawals 10 free each month,
$2.00 each additional
(unlimited free withdrawals at all LFCU-owned ATMs)
Attachment (tax levy, garnishment) $75 each
Bad address on account $10 per month
Cashiers Check $7 each
Cashiers Check Stop Payment $25 each
Courtesy Pay $25 each
Dormant Account Fee $20 per month
Excessive Money Market Withdrawals $20
Excessive Preferred Savings Account withdrawals $10 each
Excessive Premier Savings Account withdrawals $100 each
Failure to maintain minimum
Share Savings balance
$10 per month
Loan Late Payment 5% of payment amount due
MasterCard® late payment $25 per month
Money Orders $2.50 each
NSF or Returned Item
(Check, ACH, ATM overdraft)
$29 each
Non-Member Check Cashing $5 per check
Overnight Mail Delivery $18
Online Banking Checks $5 each
Share Savings Withdrawals 4 free each month,
$1 each additional
Replacement ATM/Debit card $15 each
Replacement ATM/Debit PIN $5 each
Returned Deposit Item $25 each
Returned Bill Pay Item Bill Pay provider charges a $25 fee for overdrafts
(this fee is in addition to LFCU's NSF fee)
Checks Photocopy $2 each;
free if member retrieves via Online Banking
Short-Term Account History/Interim Statements $5.00 each
Skip a Payment 10% of full payment per loan
Statement Photocopy $3
Stop Payment Order $15 each
Travelers Checks 1.5% of purchase
Travelers Checks for Two 1.5% of purchase
Wire Transfers Incoming: $15
Outgoing: $20 ea. (domestic)
                 $40 ea. (foreign)

Any member requesting special services that are beyond the scope of Lafayette's normal business practices will be charged for any direct costs associated with those services.

Fees are effective as of December 1‚ 2011 and are subject to change by Board action.

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