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Schedule of Fees
The following fees may be assessed
in connection with your accounts
Account-Related
Fees |
| Account Closure |
$25 within the first 6 months |
| Account Research |
$25 per hour
(or fraction thereof) |
| Account Verification |
$20 each |
| ATM Withdrawals |
10 free each month,
$2.00 each additional
(unlimited free withdrawals at all LFCU-owned ATMs) |
| Attachment (tax levy, garnishment) |
$75 each |
| Bad address on account |
$10 per month |
| Cashiers Check |
$7 each |
| Cashiers Check Stop Payment |
$25 each |
| Courtesy Pay |
$25 each |
| Dormant Account Fee |
$20 per month |
| Excessive Money Market Withdrawals |
$20 |
| Excessive Preferred Savings Account withdrawals |
$10 each |
| Excessive Premier Savings Account withdrawals |
$100 each |
Failure to maintain minimum
Share Savings balance |
$10 per month |
| Loan Late Payment |
5% of payment amount due |
| MasterCard® late payment |
$25 per month |
| Money Orders |
$2.50 each |
NSF or Returned Item
(Check, ACH, ATM overdraft) |
$29 each |
| Non-Member Check Cashing |
$5 per check |
| Overnight Mail Delivery |
$18 |
| Online Banking Checks |
$5 each |
| Share Savings Withdrawals |
4 free each month,
$1 each additional |
| Replacement ATM/Debit card |
$15 each |
| Replacement ATM/Debit PIN |
$5 each |
| Returned Deposit Item |
$25 each |
| Returned Bill Pay Item |
Bill Pay provider charges a $25 fee for overdrafts
(this fee is in addition to LFCU's NSF fee) |
| Checks Photocopy |
$2 each;
free if member retrieves via Online Banking |
| Short-Term Account History/Interim Statements |
$5.00 each |
| Skip a Payment |
10% of full payment per loan |
| Statement Photocopy |
$3 |
| Stop Payment Order |
$15 each |
| Travelers Checks |
1.5% of purchase |
| Travelers Checks for Two |
1.5% of purchase |
| Wire Transfers |
Incoming: $15
Outgoing: $20 ea. (domestic)
$40
ea. (foreign) |
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Any member requesting special services
that are beyond the scope of Lafayette's normal business
practices will be charged for any direct costs associated
with those services.
Fees are effective as of December 1‚ 2011 and are subject to change by Board action.
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