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Schedule of Fees
The following fees may be assessed
in connection with your accounts
Account-Related
Fees |
| Account Closure |
$25 within the first 6 months |
| Account Research |
$25 per hour
(or fraction thereof) |
| Account Verification |
$10 each |
| ATM Withdrawals |
10 free each month,
$1 each additional
(unlimited free withdrawals at all LFCU-owned ATMs) |
| ATM NSF Fee |
$30 per instance |
| Attachment (tax levy, garnishment) |
$75 each |
| Bad address on account |
$5 per month |
| Cashiers Check |
$5 each |
| Cashiers Check Stop Payment |
$15 each |
| Courtesy Pay |
$25 each |
| Dormant Account Fee |
$20 per month |
| Excessive Preferred Savings Account withdrawals |
$10 each |
| Excessive Premier Savings Account withdrawals |
$100 each |
Failure to maintain minimum
Share Savings balance |
$15 per month |
| Foreign Deposit* |
$30 each item |
| Loan Late Payment |
5% of payment amount due |
| MasterCard® late payment |
$25 per month |
| Money Orders |
$2.50 each |
NSF or Returned Item
(Check, ACH, ATM overdraft) |
$25 each |
| Non-Member Check Cashing |
$5 per check |
| Overnight Mail Delivery |
$18 |
| Personal Credit Union (PCU) Checks |
$5 each |
| Share Savings Withdrawals |
4 free each month,
$1 each additional |
| Replacement ATM/Debit card |
$15 each |
| Replacement ATM/Debit PIN |
$5 each |
| Returned Deposit Item |
$25 each |
| Returned Bill Pay Item |
Bill Pay provider charges a $25 fee for overdrafts
(this fee is in addition to LFCU's NSF fee) |
| Checks Photocopy |
$2 each;
free if member retrieves via the PCU |
| Short-Term Account History |
$1 each |
| Skip a Payment |
10% of full payment per loan |
| Statement fee for e-access account holders who elect mailed paper statements |
$4 per month |
| Statement Photocopy |
$3 |
| Stop Payment Order |
$15 each |
| Travelers Checks |
1.5% of purchase |
| Travelers Checks for Two |
1.5% of purchase |
| Wire Transfers |
Incoming: $15
Outgoing: $20 ea. (domestic)
$40
ea. (foreign) |
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*You can deposit checks drawn on foreign banks in amounts greater than $200. We will send the items for collection. LFCU charges a fee for this service. Additionally, the paying bank and the collecting bank participating in this process may assess their own fees that will be deducted from your deposit. Please note that it may take up to 6 months for those items to clear. To reduce your costs and receive your funds more quickly, we recommend transferring funds from foreign institutions via wire transfer. Worldwide Funds and Wire Transfers.
Any member requesting special services
that are beyond the scope of Lafayette's normal business
practices will be charged for any direct costs associated
with those services.
Fees are effective as of February 23, 2009 and are subject to change by Board action.
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