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Member Business Services Fee Schedule
The following fees may be assessed in connection with your accounts

Fees
LFCU Business Basic
LFCU Business Commercial
Opening Deposit $100 $1,000
Minimum Balance $50 $50
Interest on Checking N/A 0.50%
Monthly Maintenance Fee None $25
Deposit Charge $.35 per item after 200 $.35 per item
Check Charge $.15 per item after 200 $.35 per item
Checks Received $.15 per item after 200 $.35 per item
Night Depository Bag Rental $15 annually $15 annually
Night Depository Bag $35 each $35 each
Night Depository Key Replacement $7 per key $7 per key
Business Account Research Fee $25 per hour $25 per hour
Business Cash/Coin Order Fee $5 per order $5 per order
Remote Deposit Capture $40-$75 $.15 per item
Courier Service Prices vary on location Prices vary on location
Business Deposit Tickets & Stamp Prices vary on style Prices vary on style
Account Related Fees
Account Closure $25 within the first 6 months $25 within the first 6 months
Account Research $25 per hour
(or fraction thereof)
$25 per hour
(or fraction thereof)
Account Verification $10 each $10 each
ATM Withdrawals $2 each $2 each
ATM NSF Fee $25 per instance $25 per instance
Attachment (tax levy, garnishment) $75 each $75 each
Cashiers Check $5 each $5 each
Cashiers Check Stop Payment $15 each $15 each
Dormant Account Fee $20 per month $20 per month
Excessive Preferred Savings Account withdrawals $10 each $10 each
Excessive Premier Savings Account withdrawals $100 each $100 each
Failure to maintain minimum
Share Savings balance
$15 per month $15 per month
Foreign Deposit $30 each item $30 each item
Loan Late Payment 5% of payment amount due 5% of payment amount due
MasterCard® late payment $25 per month $25 per month
Money Orders $1.50 each $1.50 each
NSF or Returned Item
(Check, ACH, ATM overdraft)
$25 each $25 each
Non-Member Check Cashing $5 per check $5 per check
Overnight Mail Delivery $18 $18
Personal Credit Union (PCU) Checks $5 each $5 each
Share Savings Withdrawals 4 free each month,
$1 each additional
4 free each month,
$1 each additional
Replacement ATM/Debit card $15 each $15 each
Replacement ATM/Debit PIN $5 each $5 each
Returned Deposit Item $25 each $25 each
Returned Bill Pay Item Bill Pay provider charges a $25 fee for overdrafts
(this fee is in addition to LFCU's NSF fee)
Bill Pay provider charges a $25 fee for overdrafts
(this fee is in addition to LFCU's NSF fee)
Checks Photocopy $2 each;
free if member retrieves via the PCU
$2 each;
free if member retrieves via the PCU
Short-Term Account History $1 each $1 each
Skip a Payment 10% of full payment per loan 10% of full payment per loan
Statement fee for e-access account holders who elect mailed paper statements $4 per month $4 per month
Statement Photocopy $3 $3
Stop Payment Order $20 each $20 each
Travelers Checks 1.5% of purchase 1.5% of purchase
Travelers Checks for Two 1.5% of purchase 1.5% of purchase
Treasury Tax & Loan Payments $25 each $25 each
Wire Transfers Incoming: $15
Outgoing: $20 ea. (domestic)
                 $40 ea. (foreign)
Incoming: $15
Outgoing: $20 ea. (domestic)
                 $40 ea. (foreign)

Any member requesting special services that are beyond the scope of Lafayette's normal business practices will be charged for any direct costs associated with those services.

Fees are effective as of July 28, 2009 and are subject to change by Board action.

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