Fees |
LFCU Business Basic |
LFCU Business Commercial |
| Opening Deposit |
$100 |
$1,000 |
| Minimum Balance |
$50 |
$50 |
| Monthly Maintenance Fee |
None |
$25 |
| Deposit Charge |
$.35 per item after 200 |
$.35 per item after 200 |
| Check Charge |
$.15 per item after 200 |
$.35 per item after 200 |
| Checks Received |
$.15 per item after 200 |
$.35 per item after 200 |
| ACH Origination Return Fee |
$5 |
$5 |
| Night Depository Bag Rental |
$15 annually |
$15 annually |
| Night Depository Bag |
$35 each |
$35 each |
| Night Depository Key Replacement |
$7 per key |
$7 per key |
| Business Account Research Fee |
$25 per hour |
$25 per hour |
| Business Cash/Coin Order Fee |
$5 per order |
$5 per order |
| Remote Deposit Capture |
$40-$75 |
$.15 per item |
| Courier Service |
Prices vary on location |
Prices vary on location |
| Business Deposit Tickets & Stamp |
Prices vary on style |
Prices vary on style |
Account Related Fees |
| Account Closure |
$25 within the first 6 months |
$25 within the first 6 months |
| Account Research |
$25 per hour
(or fraction thereof) |
$25 per hour
(or fraction thereof) |
| Account Verification |
$20 each |
$20 each |
| ATM Withdrawals |
10 free each month,
$2.00 each additional
(unlimited free withdrawals
at all LFCU-owned ATMs) |
10 free each month,
$2.00 each additional
(unlimited free withdrawals
at all LFCU-owned ATMs) |
| Attachment (tax levy, garnishment) |
$75 each |
$75 each |
| Cashiers Check |
$7 each |
$7 each |
| Cashiers Check Stop Payment |
$25 each |
$25 each |
| Dormant Account Fee |
$20 per month |
$20 per month |
| Excessive Money Market Withdrawals |
$20 |
$20 |
| Excessive Preferred Savings Account withdrawals |
$10 each |
$10 each |
| Excessive Premier Savings Account withdrawals |
$100 each |
$100 each |
Failure to maintain minimum
Share Savings balance |
$20 per month |
$20 per month |
| Loan Late Payment |
5% of payment amount due |
5% of payment amount due |
| MasterCard® late payment |
$25 per month |
$25 per month |
| Money Orders |
$2.50 each |
$2.50 each |
NSF or Returned Item
(Check, ACH, ATM overdraft) |
$29 each |
$29 each |
| Non-Member Check Cashing |
$5 per check |
$5 per check |
| Overnight Mail Delivery |
$18 |
$18 |
| Online Banking Checks |
$5 each |
$5 each |
| Share Savings Withdrawals |
4 free each month,
$1 each additional |
4 free each month,
$1 each additional |
| Replacement ATM/Debit card |
$15 each |
$15 each |
| Replacement ATM/Debit PIN |
$5 each |
$5 each |
| Returned Deposit Item |
$25 each |
$25 each |
| Returned Bill Pay Item |
Bill Pay provider charges a $25 fee for overdrafts
(this fee is in addition to LFCU's NSF fee) |
Bill Pay provider charges a $25 fee for overdrafts
(this fee is in addition to LFCU's NSF fee) |
| Checks Photocopy |
$2 each;
free if member retrieves via the Online Banking |
$2 each;
free if member retrieves via the Online Banking |
| Short-Term Account History |
$5.00 each |
$5.00 each |
| Skip a Payment |
10% of full payment per loan |
10% of full payment per loan |
| Statement Photocopy |
$3 |
$3 |
| Stop Payment Order |
$25 each |
$25 each |
| Travelers Checks |
1.5% of purchase |
1.5% of purchase |
| Travelers Checks for Two |
1.5% of purchase |
1.5% of purchase |
| Treasury Tax & Loan Payments |
$25 each |
$25 each |
| Wire Transfers |
Incoming: $15
Outgoing: $20 ea. (domestic)
$40
ea. (foreign) |
Incoming: $15
Outgoing: $20 ea. (domestic)
$40
ea. (foreign) |
