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protecting your identity
At Lafayette Federal‚ we are committed to protecting your identity and ensuring that your information remains safe and secure. This is why we are offering you ID Theftblock‚ an identity theft service by Deluxe. There are two services available to minimize your risk of identity theft and get the peace of mind you deserve!
Deluxe ID Theftblock Basic
For a low monthly payment of $1.99 per month, this service will provide you with the following if you become a victim of identity theft:
- Credit Bureau Monitoring: Credit monitoring to look for additional signs of trouble.
- Expense Reimbursement: Up to $5,000 for qualified expenses as a result of identity theft, at no additional cost.
- Recovery Support and Resources: Toll-free access to qualified, personal assistance from an Identity Theft Recovery Unit.
Deluxe ID Theftblock Plus
This expanded identity theft security service is available for $4.99 per month and will provide you with:
- Proactive Credit Bureau Monitoring: Ongoing monitoring of credit files each business day.
- Security Alerts: Ongoing notification of certain changes or inquiries to credit bureau records as long as membership is kept current.
- Membership Information: Personalized creditor contact information, insurance certificate and other essential information is available after enrollment.
- Credit Report: Service includes a one-time copy of your credit report. For electronic fulfillment, consumers have anytime, online access to their credit report during the first 90 days. For offline fulfillment, a hard copy will be mailed to enrollees via U.S. Mail.
- Recovery Support and Resources: Toll-free access to qualified, personal assistance from an Identity Theft Recovery Unit.
- Deluxe® Check Order Screening: Financial institutions placing consumer check orders through Deluxe have their orders screened for signs of account takeover for as long as the consumer is enrolled.
- Expense Reimbursement: Up to $5,000 for qualified expenses as a result of identity theft, at no additional cost.
Enroll today! Simply fill out the ID Theft Authorization Form, submit it to us and you will be on your way towards protecting your identity! For more information about Deluxe ID Theftblock, please call our 24/7 Call Center at 1-800-888-6560 or 301-929-7990 or email us at memberservice@lfcu.org.
To Opt Out of Identity Theft, please fill out the Identity Theft Protection Authorization to Terminate Recurring Payment Form submit it to us and we will terminate your recurring payments. For more information, please call our 24/7 Call Center at 1-800-888-6560 or 301-929-7990 or email us at memberservice@lfcu.org.
Check out the topics below for the most current information on how to protect yourself from becoming a victim of ID Theft, fraud and scams.
- Identity Theft
- Phishing
- Vishing
- ATM Safety
If you have been a victim of identity theft, it is important to place a fraud alert, and review, your credit reports. Contact the toll-free fraud number of any of the three consumer reporting companies to place a fraud alert on your credit report. You only need to contact one of the three companies to place an alert. The company you call is required to contact the other two, which will place an alert on their versions of your report, too.
Equifax: 1-800-525-6285; www.equifax.com; P.O. Box 740241, Atlanta, GA 30374-0241
Experian: 1-888-EXPERIAN (1-888-397-3742); www.experian.com; P.O. Box 9532, Allen, TX 75013
TransUnion: 1-800-680-7289; www.transunion.com; Fraud Victim Assistance Division, P.O. Box 6790, Fullerton, CA 92834-6790
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