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accepted worldwide!		   Check Current Rates

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How We Compare

New MasterCard Application  Credit Limit Increases  MasterCard Application for non-PCU members
These are for current members with Online Banking access.

Access an existing LFCU MasterCard account.

Platinum Card Features
What’s safer and more convenient than cash‚ accepted worldwide‚ and can be used for cash advances at ATMs? A MasterCard credit card of course! With an LFCU MasterCard‚ you’ll get a low annual percentage rate‚ and we never charge an annual fee. See our features below:

  • Credit limits up to $50,000
  • NO annual fees
  • NO balance transfer fees
  • Free CURewards — earn points towards merchandise and travel on every dollar you spend. Click here for more information.
  • Flexible payment options‚ including automatic payment
  • A 25-day grace period
  • Online account access

Another exciting feature is the FREE Travel Accident Insurance (up to $1‚000‚000) you automatically receive when you use the card to purchase tickets for travel on planes, ships, trains and other common carriers.  And with the Lafayette Platinum card there is even more — the MasterCard Family of Services which includes Extended Warranty‚ Purchase Assurance‚ Satisfaction Guarantee and MasterAssist. Please click here for a detailed list of benefits.

Apply for your MasterCard online via Online Banking. The MasterCard application is located in Online Banking under "Loans/Loan Applications"

Rates & Additional Information

Already have an LFCU MasterCard? Use it to save hundreds of dollars in finance charges. Transferring balances from other higher-rate cards could save you even more.

See How We Stack Up Against the Competition

Link to full Comparison PDF.

If you have any questions‚ please call us at (301) 929-7993 or (800) 888-6560 or send an email to mastercard@lfcu.org.

 
Shop Securely on the Internet

We offer our membership an added layer of security on their Lafayette FCU MasterCard credit card with MasterCard® SecureCode™. With this service you can help prevent unauthorized purchases before they even happen.

What is MasterCard SecureCode?
MasterCard SecureCode™ is a service designed exclusively for MasterCard cardholders that offers you additional protection by helping ensure that only you can use your MasterCard online. You simply create a unique SecureCode to confirm your identity.

It is that easy!
There’s no need to get a new card. MasterCard SecureCode works with the Lafayette FCU credit card you already have. You’ll enjoy added security when you shop online at participating stores.

Here’s how it works…
Once you activate MasterCard SecureCode:

 1. Your card will be automatically recognized at participating online stores and you’ll be asked for your SecureCode.
 2. Your SecureCode will be verified.
 3. The transaction will be completed.

It really is that simple.
Why not create your SecureCode right now by clicking on the SecureCode logo?
Enjoy Added Protection While Shopping Online
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