additional deposit services
Applications | Disclosures
We've got even more services to make your
banking experience the best possible. Still don't see what
you're looking for? Email
us!
Deposit
Form with attached pre-addressed envelope (pdf format)
Direct Deposit
Have all or part of your paycheck sent directly to the credit
union each payday. Direct deposit allows you to earn dividends
on your savings immediately-and you don't have to drive to
the credit union. Also, members who use direct deposit may
be eligible to receive a rate discount on certain LFCU loans.
Worldwide Funds and Wire Transfers
Due to restrictions placed on financial institutions by the Bank Secrecy Act (BSA) and U.S. Patriot Act, wire to foreign banks must be routed through a U.S. Correspondent Bank utilizing an ABA Routing number.
If you wish to initiate a foreign wire transfer, you will need to obtain wiring instructions from the beneficiary financial institution that include a U.S. Correspondent Bank and ABA Routing number. As always, you will need to complete a wire transfer request form (available on our website) and provide us with valid ID.
We regret the inconvenience this may cause and hope you will understand LFCU’s need to fully comply with the aforementioned regulations. If you have any questions, please call LFCU at 301-929-7990 or 800-888-6560 or email us at memberservice@lfcu.org. We appreciate your patience and cooperation in this matter. |
Should you wish to wire funds to your LFCU
account, the credit union's
ABA/routing number is 254074811.
Fees
Print
a copy of our DOMESTIC wire transfer request form.
Print
a copy of our FOREIGN wire transfer request form.
Purchase Foreign Currency 
Make your trip more convenient and eliminate hassles by using eZforex Online Foreign Exchange Solution to exchange your currency before you go abroad.
By using eZforex you can:
- Avoid long lines after a long flight
- Avoid unnecessary fees and inflated exchange rates
- Buy “Currency Price Protection” so you can purchase up to $2,500 USD of most foreign currencies and return any amount at the same exchange rate as originally purchased.
All purchases are securely delivered by Travelex to your home or office before you leave for your trip. Click here for more information how to get started.
Travelers Cheques
Worried about carrying cash while you're traveling? Carry
American Express Travelers Cheques or Travelers Cheques for
Two instead. They are replaceable if lost or stolen, accepted
around the world, and require your signature to redeem them.
These checks, in U.S. dollar denominations only, are available
for a nominal fee at any of our branches.
Fees
Money Orders
We carry Travelers Express money orders in amounts up to $1,000.
They can be purchased from most of our branches for a nominal
fee. To find a branch near you that offers money orders, contact
us.
Fees
ACH Debit Origination
Lafayette Federal Credit Union now is offering ACH Debit Origination for LFCU loan payments. These transactions must be in compliance with the Rules and Regulations Governing the ACH Network. Payments can be set up monthly or bi-weekly to correspond with the members loan due date. An emergency one-time debit can also be made.
For more information and the debit authorization form, please click here.
Foreign Deposits
You can deposit checks drawn on foreign banks in amounts greater than $200. We will send the items for collection. There is a $30 charge for this service. In addition, you are responsible for any charges we incur in collecting the funds and it may take up to 6 months for these items to clear.
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