consumer loans

We work hard to make your credit union the best place to borrow, no matter what your needs are. The following loans are available for a variety of uses.

Signature Loans
Based on factors such as your income, current debts and credit history, you could qualify for loans secured only by your signature. Our Signature loans are granted for almost any purpose.

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Line of Credit Overdraft Protection
Line of Credit is an open-ended line of credit used in conjunction with a Share Access checking account. This protection is activated when you overdraw your account. That means no more bounced checks!

There's no charge to open a Line of Credit account. Finance charges accrue only when the account is activated. You must have a Share Access or e-access checking account and qualify for a minimum line of credit. Maximum line of credit is $30,000.

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Education Loans
Our Education Assistance loan program provides funds for tuition expenses and books. Each student can get up to $10,000 per year, with a total outstanding loan maximum of $20,000. The interest rate varies, depending on whether you choose a 1-, 3-, or 5-year repayment term.

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Share Secured Loans
Get the cash you need without depleting your savings. Borrow up to the balance in your Prime Share or Savings Club account at a low interest rate tied to your dividend rate. Your shares will be used to secure the loan. Choose a repayment term of up to 7 years.

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Share Certificate Loans
Similar to a Share Secured loan, you can borrow up to the balance in your Share Flex Account. The term of the loan cannot exceed the maturity date of your Share Flex Account.

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Need More Information?
Send any questions or comments to consumerloans@lfcu.org.