New Vehicle Loans
Stop putting off those dreams of a new car. We'll provide up to 100% financing (based on the appraised value in the Automobile Invoice Service Manual) on any previously untitled or unregistered car, van or light truck you purchase from a licensed dealer. Your interest rate will be determined by your repayment term.

Apply, Rates, Guaranteed Auto Protection Insurance, UBS Auto Buying Service

Fuel Efficient Vehicle Loan

We offer a 0.25% or 0.50% APR* Green Auto Loan discount if you choose a U.S. EPA designated SmartWay or SmartWay Elite Certified vehicle. Lots of cars qualify–not just hybrids and small cars. To determine if your vehicle is considered SmartWay or SmartWay Elite by the Environmental Protection Agency, please click here.

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Used Vehicle Loans
You can borrow up to 100% of the National Automobile Dealers Association (NADA) retail value to buy a used car, truck or van. The repayment term will vary with the age of the vehicle, and the interest rate will adjust accordingly.

Apply, Rates, Guaranteed Auto Protection Insurance, UBS Auto Buying Service

Luxury Leisure Vehicle Loans
We'll help you buy a leisure vehicle too. This includes boats, RVs and airplanes bought for non-business use. You can finance up to 90% of the purchase price, up to $100,000. The repayment term depends upon the purchase price.

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Car Buying Services

Since we want to ensure that our members get the best-quality vehicles at the best-possible prices, we offer the following trusted sources of information.

United Buying Service
By calling United Buying Service and getting a referral to a local UBS Dealer, LFCU members receive discounts on the purchase of most new (and used) cars and trucks, manufacturer rebates, dealer incentive money, published pricing in the Official Price Book (available at all LFCU branch offices) and discounted option pricing. UBS Auto Buying Service

Edmunds Buyers Guide
Edmunds is one of the most respected sources of vehicle information. The buyers guide contains vehicle comparison charts, ratings, safety information, buying advice and more! Get it online at www.edmunds.com.

Car-Cost Guides
The following car-cost guides for new and used vehicles are available at the credit union. We encourage you to research them to ensure that you are getting the best value on your new purchase, as well as on your trade-in. Just stop by any of our branches at your convenience and a Member Service Representative will be happy to help you research and to go over your financing options.

New Car Cost Guide: This important publication provides the actual prices dealers pay for most new automobiles, as well as the suggested retail price for each vehicle, available options and wholesale and retail prices.

Used Car Valuation Guide: Official used car guides published by the National Automobile Dealers Association can help you determine the value of the used vehicle you own or the one you are considering buying.

*APR = Annual Percentage Rate.  Restrictions apply. May not be used in conjunction with other offers or promotions.