Group of girls looking at smart phone and celebrating winning an online bet. Three succeed young women shouting, cheering, and raising their fists in victory while looking at a cellphone. Achievement

Start with $150 in Your Pocket!1

Join Lafayette Federal to keep more of what you earn!

No fees. No hassle. Simply Better Banking.

Get a $150 checking account bonus in your account when you switch to Lafayette Federal. Enjoy smarter, hassle-free accounts designed to support your financial success.1

Earn Your $1501 Bonus in 3 Easy Steps

In order to earn the $1501 checking account bonus you must be a new member. Check out the three steps to earn below.

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Open

a new Lafayette Federal checking account with just $50, get your debit card, and enroll in online banking.

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Deposit

$500 or more per month to qualify for the bonus to receive an additional $100.

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Earn

and receive the $150 bonus—$50 upon account opening and $100 within 45 days. View our full disclosure here.

Lafayette Federal Checking Account

Take advantage of our new checking account and get the perks.

Checking Accounts

Balance

Min. to Open 

Dividend

APY1

APY=Annual Percentage Yield. ²Plus cost of check style selected. Dividends are compounded and paid monthly on the first day of the next dividend period. Your savings are federally insured to at least $250,000 by the National Credit Union Administration, an agency of the U.S. government.

The rates and terms shown are effective as of February 1, 2025.

Balance

All Balances

Min. to Open 

$5 2

Dividend

0.025%

APY1

0.025%

Balance

Min. to Open 

Dividend

APY1

Calculate Your Savings

Our members say the nicest things.

I joined LFCU in 1976, upon coming to USAID, and was fortunate to win the top door prize in the first annual meeting I attended, in 1977. Since draft accounts were first offered in 1981, I direct deposited my salary check until I retired, and we now have our annuities direct deposited. Our daughter still uses the account we opened for her as a six-year-old for direct deposit of her salary, and we have established savings accounts for our granddaughters to help them develop values of thrift and deferred gratification. We look forward to LFCU continuing to effectively provide for our financial services needs throughout our retirement.

Kenneth M.Member

Disclosures

$150 Checking Account Bonus Offer

¹Lafayette Federal membership is required. Offer is valid online from February 1, 2025 through April 30, 2025 . Lafayette Federal will match the required par value by depositing $50 into the checking account at account opening. Member must open a Lafayette Federal checking account, debit card, and online banking to be eligible. To receive an additional $100, member must set up and maintain at least one (1) qualified direct deposit (QDD) of at least $500 per month. Qualified direct deposit is a recurring direct deposit of a paycheck, pension, Social Security or other periodic payment of at least $500 into a checking or savings account on a month-to-month basis made by an outside organization or agency. QDD must be established within 45 days of account opening. $100 will be deposited within 90 days of account opening. $50 minimum balance required to open and earn 0.10% APY (Annual Percentage Yield) on LFCU share savings account balances. Rates effective as of January 1, 2025.

Your savings are federally insured up to $250,000 by the National Credit Union Administration, an agency of the U.S. government.