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Serving members worldwide since 1935.

Business Fees


Not a Member?

Enjoy the benefits of credit union membership, including:.

  • Lower lending rates
  • Higher dividend rates
  • Fewer or lower fees

We offer free access to thousands of ATMs nationwide.

Visit any of our eight convenient branches in Maryland, Virginia and Washington, D.C., including:

  • Crystal City, VA
  • Kensington, MD
  • Potomac, MD
  • Rockville, MD
  • McLean, VA
  • Washington, D.C.

Or visit a shared branch — there's at least one in every state!

Please be aware of the following fees which may be assessed in connection with your personal accounts and loans.

Effective April 1, 2019

Account Feature

Business Basic

Business Commercial

Opening Deposit$100$1,000
Minimum Balance$50$50
Monthly Maintenance FeeNone$15
Deposit Charge$.35 per item after 200$.35 per item after 200
Check Charge$.15 per item after 200$.35 per item after 200
Checks Received$.15 per item after 200$.35 per item after 200
ACH Origination Return Fee$5$5
Business Account Research Fee$25 per hour$25 per hour
Business Cash/Coin Order Fee$5 per order$5 per order
Remote Deposit Capture$40-$75$.15 per item
Courier ServicePrices vary on locationPrices vary on location
Business Deposit Tickets & StampPrices vary on stylePrices vary on style
Account Closure$25 within the first 6 months$25 within the first 6 months
Account Research$25 per hour
(or fraction thereof)
$25 per hour
(or fraction thereof)
Account Verification$20 each$20 each
ACH Stop Payment$25 each$25 each
ATM Withdrawals5 free each month,
$2.00 each additional
(unlimited free withdrawals
at all LFCU-owned ATMs)
5 free each month,
$2.00 each additional
(unlimited free withdrawals
at all LFCU-owned ATMs)
Attachment (tax levy, garnishment)$75 each$75 each
Bad Address on Account$10 per month10 per month
Cashier's Check$5 each$5 each
Cashier's Check Stop Payment$25 each$25 each
Check Stop Payment$25 each$25 each
Dormant Account Fee$20 per month$20 per month
Excessive Money Market Withdrawals$20$20
Excessive Preferred Savings Account withdrawalsN/AN/A
Excessive Premier Savings Account withdrawalsN/AN/A
Failure to maintain minimum
Share Savings balance
$10 per month$10 per month
Foreign Transaction Fee
2%2%
Loan Late Payment5% of payment amount due5% of payment amount due
Mastercard® late payment$35 per month$35 per month
NSF or Returned Item
(Check, ACH, ATM overdraft)
$30 each$30 each
Non-Member Check Cashing$10 per check$10 per check
Overnight Mail Delivery$18$18
Online Banking Checks$5 each$5 each
Online Bill Pay$5 per month$5 per month
Share Savings Withdrawals4 free each month,
$1 each additional
4 free each month,
$1 each additional
Replacement ATM/Debit card$15 each$15 each
Replacement ATM/Debit PIN$5 each$5 each
Returned Deposit Item$25 each$25 each
Returned Bill Pay ItemBill Pay provider charges a $25 fee for overdrafts
(this fee is in addition to LFCU's NSF fee)
Bill Pay provider charges a $25 fee for overdrafts
(this fee is in addition to LFCU's NSF fee)
Checks Photocopy$2 each;
free if member retrieves via the Online Banking
$2 each;
free if member retrieves via the Online Banking
Short-Term Account History$5.00 each$5.00 each
Skip a Payment10% of full payment per loan10% of full payment per loan
Statement Photocopy$3$3
Treasury Tax & Loan Payments$25 each$25 each
Wire TransfersIncoming: $15
Outgoing: $20 ea. (domestic)
$40 ea. (foreign)
Incoming: $15
Outgoing: $20 ea. (domestic)
$40 ea. (foreign)
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