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Please note that mail sent via USPS to Lafayette Federal may arrive later than anticipated. Learn more on how to eliminate account posting delays with our 24/7 convenience services.

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Serving members worldwide since 1935.

Schedule of Fees


Not a Member?

Enjoy the benefits of credit union membership, including:.

  • Lower lending rates
  • Higher dividend rates
  • Fewer or lower fees

We offer free access to thousands of ATMs nationwide.

Visit any of our eight convenient branches in Maryland, Virginia and Washington, D.C., including:

  • Crystal City, VA
  • Kensington, MD
  • Potomac, MD
  • Rockville, MD
  • McLean, VA
  • Washington, D.C.

Or visit a shared branch — there's at least one in every state!

Please be aware of the following fees which may be assessed in connection with your personal accounts and loans.

Business account holders, please see our Business Account Fees.

Effective April 1, 2019


  • Holiday Loan 2021

    Wrap your holiday expenses into a great-rate Lafayette Federal Holiday Loan!

    Rates as low as 4.74% APR*

  • 1% Checking

    Enjoy our 1.00% APY² Checking Account Bonus — earn an outstanding rate with simple terms.

    Maximize your hard-earned dollars

  • atm-cash-withdrawal

    Our members have access to Co-Op Network Shared Branches & ATMs for all basic transaction needs.

    Access branches and ATMs nationwide