Enjoy the benefits of credit union membership, including:.
We offer free access to thousands of ATMs nationwide.
Visit any of our eight convenient branches in Maryland, Virginia and Washington, D.C., including:
Or visit a shared branch — there's at least one in every state!Join Today!
Business account holders, please see our Business Account Fees.
|Fee Type||Fee Details|
|Account Closure||$25 within the first 6 months|
|Account Research||$25 per hour |
(or fraction thereof)
|Account Verification||$20 each|
|ATM Withdrawals (non-LFCU owned ATMs)||5 free each month, |
$2.00 each additional
(unlimited free withdrawals at all LFCU-owned ATMs)
|Attachment (Tax Levy, Garnishment)||$75 each|
|Bad Address on Account||$10 per month|
|Cashier's Check||$5 each|
|Check Photocopy||$2 each; free if member retrieves via Online Banking|
|Courtesy Pay Privilege||$30 each|
|Debit Card Replacement|
Excessive (more than 2 per calendar year)
Instant Issue (in person at a participating branch)
|Dormant Account Fee||$20 per month|
|Excessive Money Market Withdrawals||$20 each|
|Excessive Preferred Savings Account Withdrawals||$10 each|
|Excessive Premier Savings Account Withdrawals||$100 each|
|Expedited Card Shipping (credit or debit)||First Class: $5|
Postal Express: $15
FedEx (domestic): $20
FedEx (International): $40
Overnight (order by 2pm): $40
|Failure to Maintain Minimum |
Share Savings Balance
|$10 per month|
|Foreign Transaction Fee||2%|
|Loan Late Payment||5% of payment amount due|
|Mastercard® Gift Card||$4.95 purchase price|
$2.50 inactivity fee
(after 12 months)
$10.00 replacement fee
|Mastercard® Late Payment||$25 per month|
|Non-Member Check Cashing||$10 per check|
|NSF or Returned Item |
(Check, ACH, ATM overdraft)
|Overnight Mail Delivery||$18 each|
|Online Banking Checks||$5 each|
|Online Bill Pay||$5 per month|
|Share Savings Withdrawals||4 free each month, |
$1 each additional
|Returned Deposit Item||$25 each|
|Returned Bill Pay Item||Bill Pay provider charges a $25 fee for overdrafts |
(this fee is in addition to LFCU's NSF fee)
|Short-Term Account History/Interim Statements||$5.00 each|
|Skip a Payment||10% of full payment per loan|
|Statement Photocopy||$3 each|
|Stop Payment (ACH/Personal Check/ Cashier’s Check)||$25 each ($5 each if done via Online Banking)|
|Wire Transfers||Incoming: $15|
Outgoing: $20 each (domestic)
$40 each (foreign)
Lafayette Federal HomeAdvantage is a free member service that can help you buy, sell and save on your home.
Save $100s to $1,000s in Cash Rewards*
We're rewarding YOU with our bigger, better, bolder 3.03% APY2 Relationship Checking Account!
Big banks can't compete.
Dreaming of a new ride? Let us finance your next new, used, or fuel-efficient vehicle.
Rates as low as 2.375% APR*