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Please be advised that Lafayette Federal will be closed on Tuesday, July 4th in observance of Independence Day. Members may access their accounts 24/7 via Online Banking or our Call Center at (301) 929-7990 or (800) 888-6560.
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Serving members worldwide since 1935.

Not a Member?

Enjoy the benefits of credit union membership, including:.

  • Lower lending rates
  • Higher dividend rates
  • Fewer or lower fees

We offer free access to thousands of ATMs nationwide.

Visit any of our eight convenient branches in Maryland, Virginia and Washington, D.C., including:

  • • Crystal City, VA
  • • Kensington, MD
  • • Potomac, MD
  • • Falls Church, VA
  • • McLean, VA
  • • Washington, D.C.

Or visit a shared branch — there's at least one in every state!

Join Today!

Please be aware of the following fees which may be assessed in connection with your personal accounts and loans.

Business account holders, please see our Business Account Fees.

Effective May 1, 2017

Account Closure$25 within the first 6 months
Account Research$25 per hour
(or fraction thereof)
Account Verification$20 each
ACH Stop Payment$25 each
ATM Withdrawals (non-LFCU owned ATMs)
5 free each month,
$2.00 each additional
(unlimited free withdrawals at all LFCU-owned ATMs)
Attachment (tax levy, garnishment)$75 each
Bad address on account$10 per month
Cashier's Check$8 each
Cashier's Check Stop Payment$25 each
Check Stop Payment$25 each
Courtesy Pay$28 each
Dormant Account Fee$20 per month
Excessive Debit Card Replacement
(more than 2 per calendar year)
$15
Excessive Money Market Withdrawals$20
Excessive Preferred Savings Account withdrawals$10 each
Excessive Premier Savings Account withdrawals$100 each
Expedited Card Shipping (credit or debit)First Class: $5
Postal Express: $15
FedEx (domestic): $20
FedEx (International): $40
Overnight (order by 2pm): $40
Foreign Transaction Fee2%
Failure to maintain minimum
Share Savings balance
$10 per month
Loan Late Payment5% of payment amount due
Mastercard® Gift Card



$4.95 purchase price
$2.50 inactivity fee
(after 12 months)
$10.00 replacement fee
Mastercard® late payment
$25 per month
NSF or Returned Item
(Check, ACH, ATM overdraft)
$30 each
Non-Member Check Cashing$5 per check
Overnight Mail Delivery$18
Online Banking Checks
Online Bill Pay
$5 each
$5 each month
Share Savings Withdrawals4 free each month,
$1 each additional
Returned Deposit Item$25 each
Returned Bill Pay ItemBill Pay provider charges a $25 fee for overdrafts
(this fee is in addition to LFCU's NSF fee)
Checks Photocopy$2 each;
free if member retrieves via Online Banking
Short-Term Account History/Interim Statements$5.00 each
Skip a Payment10% of full payment per loan
Statement Photocopy$3
Wire TransfersIncoming: $15
Outgoing: $20 ea. (domestic)
$40 ea. (foreign)
  • atm-debit-card

    Stop carrying around cash and upgrade to a Mastercard® Credit Card.


    Safe, convenient, customizable

  • woman in new car

    Leave car buying stress in the dust with Lafayette Federal! Learn how to maximize your savings.

    Find out how to save time and money

  • First Trust Mortgages

    If you're buying a home or just looking to refinance and lower your rate, you’ll enjoy a quick and easy process.

    Rates as low as 2.998% APR*