Not a Member?
Enjoy the benefits of credit union membership, including:.
- Lower lending rates
- Higher dividend rates
- Fewer or lower fees
We offer free access to thousands of ATMs nationwide.
Visit any of our eight convenient branches in Maryland, Virginia and Washington, D.C., including:
- • Crystal City, VA
- • Kensington, MD
- • Potomac, MD
- • Falls Church, VA
- • McLean, VA
- • Washington, D.C.
Or visit a shared branch — there's at least one in every state!
Join Today!Please be aware of the following fees which may be assessed in connection with your personal accounts and loans.
Business account holders, please see our Business Account Fees.
Effective May 1, 2017
| Account Closure | $25 within the first 6 months |
| Account Research | $25 per hour (or fraction thereof) |
| Account Verification | $20 each |
| ACH Stop Payment | $25 each |
| ATM Withdrawals (non-LFCU owned ATMs) | 5 free each month, $2.00 each additional (unlimited free withdrawals at all LFCU-owned ATMs) |
| Attachment (tax levy, garnishment) | $75 each |
| Bad address on account | $10 per month |
| Cashier's Check | $8 each |
| Cashier's Check Stop Payment | $25 each |
| Check Stop Payment | $25 each |
| Courtesy Pay | $28 each |
| Dormant Account Fee | $20 per month |
| Excessive Debit Card Replacement (more than 2 per calendar year) | $15 |
| Excessive Money Market Withdrawals | $20 |
| Excessive Preferred Savings Account withdrawals | $10 each |
| Excessive Premier Savings Account withdrawals | $100 each |
| Expedited Card Shipping (credit or debit) | First Class: $5 Postal Express: $15 FedEx (domestic): $20 FedEx (International): $40 Overnight (order by 2pm): $40 |
| Foreign Transaction Fee | 2% |
| Failure to maintain minimum Share Savings balance | $10 per month |
| Loan Late Payment | 5% of payment amount due |
| Mastercard® Gift Card | $4.95 purchase price $2.50 inactivity fee (after 12 months) $10.00 replacement fee |
| Mastercard® late payment | $25 per month |
| NSF or Returned Item (Check, ACH, ATM overdraft) | $30 each |
| Non-Member Check Cashing | $5 per check |
| Overnight Mail Delivery | $18 |
| Online Banking Checks Online Bill Pay | $5 each $5 each month |
| Share Savings Withdrawals | 4 free each month, $1 each additional |
| Returned Deposit Item | $25 each |
| Returned Bill Pay Item | Bill Pay provider charges a $25 fee for overdrafts (this fee is in addition to LFCU's NSF fee) |
| Checks Photocopy | $2 each; free if member retrieves via Online Banking |
| Short-Term Account History/Interim Statements | $5.00 each |
| Skip a Payment | 10% of full payment per loan |
| Statement Photocopy | $3 |
| Wire Transfers | Incoming: $15 Outgoing: $20 ea. (domestic) $40 ea. (foreign) |
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Routing #: 254074811
Maryland
Kensington, MD 20895
Potomac, MD 20854
Virginia
Falls Church, VA 22042
Crystal City, VA 22202
McLean, VA 22101