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Serving members worldwide since 1935.

Schedule of Fees

Not a Member?

Enjoy the benefits of credit union membership, including:.

  • Lower lending rates
  • Higher dividend rates
  • Fewer or lower fees

We offer free access to thousands of ATMs nationwide.

Visit any of our eight convenient branches in Maryland, Virginia and Washington, D.C., including:

  • Crystal City, VA
  • Kensington, MD
  • Potomac, MD
  • Rockville, MD
  • McLean, VA
  • Washington, D.C.

Or visit a shared branch — there's at least one in every state!

Please be aware of the following fees which may be assessed in connection with your personal accounts and loans.

Business account holders, please see our Business Account Fees.

Effective April 1, 2019

Fee TypeFee Details
Account Closure$25 within the first 6 months
Account Research$25 per hour
(or fraction thereof)
Account Verification$20 each
ATM Withdrawals (non-LFCU owned ATMs)
5 free each month,
$2.00 each additional
(unlimited free withdrawals at all LFCU-owned ATMs)
Attachment (Tax Levy, Garnishment)$75 each
Bad Address on Account$10 per month
Cashier's Check$5 each
Check Photocopy$2 each; free if member retrieves via Online Banking
Courtesy Pay Privilege
$30 each
Debit Card Replacement
Excessive (more than 2 per calendar year)
Instant Issue (in person at a participating branch)

$10 each
$10 each
Dormant Account Fee$20 per month
Excessive Money Market Withdrawals$20 each
Excessive Preferred Savings Account Withdrawals$10 each
Excessive Premier Savings Account Withdrawals$100 each
Expedited Card Shipping (credit or debit)First Class: $5
Postal Express: $15
FedEx (domestic): $20
FedEx (International): $40
Overnight (order by 2pm): $40
Failure to Maintain Minimum
Share Savings Balance
$10 per month
Foreign Transaction Fee2%
Loan Late Payment5% of payment amount due
Mastercard® Gift Card

$4.95 purchase price
$2.50 inactivity fee
(after 12 months)
$10.00 replacement fee
Mastercard® Late Payment
$25 per month
Non-Member Check Cashing$10 per check
NSF or Returned Item
(Check, ACH, ATM overdraft)
$30 each
Overnight Mail Delivery$18 each
Online Banking Checks
$5 each
Online Bill Pay
$5 per month
Share Savings Withdrawals4 free each month,
$1 each additional
Returned Deposit Item$25 each
Returned Bill Pay ItemBill Pay provider charges a $25 fee for overdrafts
(this fee is in addition to LFCU's NSF fee)
Short-Term Account History/Interim Statements$5.00 each
Skip a Payment10% of full payment per loan
Statement Photocopy$3 each
Stop Payment (ACH/Personal Check/ Cashier’s Check)$25 each ($5 each if done via Online Banking)
Wire TransfersIncoming: $15
Outgoing: $20 each (domestic)
$40 each (foreign)
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