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Serving members worldwide since 1935.

How to Join

Enjoy the benefits of membership, including:.

  • Lower lending rates
  • Higher dividend rates
  • Fewer or lower fees

We offer free access to thousands of ATMs nationwide.

Visit any of our eight convenient branches in Maryland, Virginia and Washington, D.C., including:

  • • Crystal City, VA
  • • Kensington, MD
  • • Potomac, MD
  • • Rockville, MD
  • • McLean, VA
  • • Washington, D.C.

Or visit a shared branch — there's at least one in every state!

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Ready to join? It's easy to become a member:

Check Your Eligibility

You may be eligible to open an account if you:

1. live in Maryland, Washington, D.C. or Virginia and are an existing member or become a member of the American Consumer Council (ACC)
2. are employed by an agency or company within our approved field of membership
3. live or work in the Potomac, MD. area
4. live, work, worship or attend school in Washington, D.C.
5. are an immediate family member of a current member
6. are a member of the Home Ownership Financial Literacy Council
7. are employed by DXC or CSRA

Need another way to join? Easy. When you become a member of the Home Ownership Financial Literacy Council, you are eligible for Lafayette Federal membership. Visit www.hoflc.orgOpens in New Window for more information.

For more information on eligibility, view our Membership Eligibility page.

Visit a Branch

We have eight convenient locations in the D.C. metropolitan area. Visit one of the locations below and our branch staff will be happy to assist you in the account opening process.

District of Columbia

Jack Welty Financial Service Center

SBA Financial Service Center

Columbia Heights Financial Service Center


Cabin John Financial Service Center

Kensington Financial Service Center

Tower Oaks Financial Service Center


McLean Financial Service Center

Crystal City Financial Service Center

Visit our Branch Locations page for branch hours, addresses, and contact information.

Apply Online

Apply right from your computer, tablet, or phone! Use our online system to apply for membership.

Have Questions? Just ask.

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