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If you’ve been affected by a natural disaster, we're here to help. Our sincere thoughts and condolences go out to the countless individuals impacted. If you are one of those personally affected, please contact us at 240-292-5356 or Lafayette-AssetRecovery@lfcu.org to discuss how we can possibly assist.
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Serving members worldwide since 1935.

Low-Income
Lending



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Lafayette Federal is committed to bettering the lives of those in need. For over 85 years, we have sought to provide members with the necessary tools to achieve financial security and independence. From the beginning, we have continued to evolve to keep pace with the changing financial needs of our growing and diverse membership.

By providing $375 million in consumer and mortgage loans to low-income communities for close to 20 years, we have remained dedicated to offer funding for life necessities, including housing, autos, and credit cards.

As part of our member-focused, service-driven mission, we work with our members to reach their financial goals. Having a low income shouldn’t automatically disqualify consumers from obtaining a loan. Other important factors are taken into consideration which can qualify individuals for specific lending programs at Lafayette Federal.

We have helped our members achieve their goals by offering the following programs:

  • First-Time Homebuyer Purchase Assistance
  • Community Partners Home Purchase Assistance
  • Veterans Purchase and Rehabilitation Assistance
  • Credit Builder Loan
  • Share Secured Loans
  • fall rate increase mini news ad

    We've further increased our nation-leading deposit rates! Reach your goals with Lafayette Federal.

    Earn more, stress less.

  • couple smiling looking at statement mini news ad

    Enjoy our 2.02% APY³ Checking — a premium rate 50 times higher than the national average¹

    Simple terms, outstanding rate

  • atm-cash-withdrawal

    Our members have access to Co-Op Network Shared Branches & ATMs for all basic transaction needs.

    Access branches and ATMs nationwide