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Serving members worldwide since 1935.

Earn 3.03% APY2 with Our Powerful Relationship Checking!

Get our amazing bigger, better, bolder 3.03% APY2 Relationship Checking Account! It's time to maximize your hard-earned dollars with a rate that truly rewards YOU.

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We’re rewarding YOU with our bigger, better, bolder 3.03% APY2 Relationship Checking Account! Open your Relationship Checking Account today and earn a whopping 3.03% APY2 on the first $3,0001.

Membership at Lafayette Federal Credit Union is all about banking without the big bankers. As a not-for-profit, community-focused financial institution, we’ve been providing our members with exceptional service, incredible value, and world-wide convenience for over 80 years!

We've also got GREAT offers on loans:

With rates as low as 2.375% APR*, terms up to 84 months**, and a fast approval process, getting your next auto loan at Lafayette Federal is a no-brainer . Learn more.Opens in New Window

Leave your worries at the front door. We've got several program options available, including those for first-time homebuyers. Learn moreOpens in New Window.

Bring your home improvement vision to life with a Lafayette Federal Home Equity Loan or Line of Credit. Borrow up to 95% of your home’s value3 with rates as low as 5.068% APR5 AND score a $100 gift card. Learn moreOpens in New Window.

1Lafayette Federal membership is required. Earn 3.03% APY2 on primary checking balances up to $3,000. Checking balances over $3,000 earn 0.025% APY2. High-Yield Checking and Business Checking are excluded from 3.03% APY2. Dividends are compounded and credited quarterly. To earn the 3.03% APY2 dividend rate, member will be obligated to continue to receive their statement electronically (no paper statements will be mailed), sign in to online banking at least once per month, maintain at least one (1) qualified direct deposit of at least $500 per month, and complete at least five (5) debit card point of sale transactions per month. Must complete all requirements in each month of the quarter in order to receive the qualifying dividend/APY.2 Qualified direct deposit is a recurring direct deposit of a paycheck, pension, Social Security or other periodic payment of at least $500 into a checking account on a month-to-month basis made by an outside organization or agency. Must be eligible for membership. $50 minimum balance required to open and earn 0.10% APY2 on Lafayette Federal share savings account balances. $5 minimum balance to open Lafayette Federal checking account. 2APY=Annual Percentage Yield. Rates current as of July 1, 2019 and subject to change without notice. Your savings are federally insured to at least $250,000 by the National Credit Union Administration, an agency of the U.S. government. 3Sourced directly from each bank or credit union listed: www.penfed.org, www.navyfederal.org, www.td.com, www.bankofamerica.com, www.usaa.com. Competitive APYs are accurate as of July 18, 2019 and are for comparable checking products at other institutions.
  • 3.03% Checking Mini Ad

    We're rewarding you with our bigger, better, bolder 3.03% APY2 Relationship Checking Account!

    Big banks can't compete.

  • Home Advantage Family on porch

    Lafayette Federal HomeAdvantage is a free member service that can help you buy, sell and save on your home.

    Save $100s to $1,000s in Cash Rewards*

  • Woman in New Car

    Dreaming of a new ride? Let us finance your next new, used, or fuel-efficient vehicle.

    Rates as low as 2.375% APR*