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Please note that our Columbia Heights Branch will be closed until further notice due to maintenance. Members may access Online Banking or contact our Call Center at (301) 929-7990 or (800) 888-6560.
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Serving members worldwide since 1935.

We’re celebrating over 85 memorable years of service excellence by rewarding our favorite people – members like you.

Open your no-minimum-balance checking account, set up direct deposit, and then make your first qualified direct deposit of $500 or more2, and we’ll drop $85 directly into your brand-new checking account!1

Already have a Lafayette Federal checking account? You can still earn $85 by establishing qualified direct deposit!2

PLUS, enjoy several distinct benefits including:

  • FREE Bill Pay – Send payments to anyone, anytime, anywhere
  • Mobile Deposit – Deposit checks to your account 24/7 from your mobile device
  • Loan Discounts – Enjoy discounts on auto loans, mortgage loans, and more with qualified direct deposit
  • Worldwide ATM Network – Enjoy our extensive network of surcharge-free ATMs around the world, with more ATMs than many of the largest banks
Mention promo code GET85 by emailing membership@lfcu.org, by calling (301) 929-7990, or while visiting one of our convenient branch locationsOpens in New Window to take advantage of this promotion.


1Members who open or have an established checking account and initiate direct deposit within a calendar month, and then make a qualified direct deposit by the final day of the following calendar month, will receive an $85 deposit into their checking account by the second Monday of the calendar month following the initial qualified direct deposit. 2Qualified direct deposit is a recurring direct deposit of a paycheck, pension, Social Security or other periodic payment of at least $500 into a checking account on a month-to-month basis made by an outside organization or agency. Offer valid for current members only. Offer ends December 31, 2021. $50 minimum balance required to open and earn 0.10% APY (APY = Annual Percentage Yield) on Lafayette Federal share savings account balances. $5 minimum balance required to open and earn 1.03% APY on LFCU checking account balances up to $25,000 and 0.025% APY on checking balances over $25,000. Please visit LFCU.ORG/1PERCENT for full checking account requirements. If checking account is closed within six months of receiving the promotional deposit, the deposit will be deducted from account. Rates current as of March 1, 2021 and subject to change without notice. Your savings are federally insured to at least $250,000 by the National Credit Union Administration, an agency of the U.S. government. Lafayette Federal is an equal opportunity lender.
  • 1% Checking Q2 2021

    Enjoy our 1.00% APY² Checking Account Bonus — earn an outstanding rate with simple terms.

    Maximize your hard-earned dollars

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    We're excited to announce that our NEW classic vehicle and restoration loans are available now!

    Ready to finance your dream car?

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    Our members have access to Co-Op Network Shared Branches & ATMs for all basic transaction needs.

    Access branches and ATMs nationwide