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Serving members worldwide since 1935.

The yearly holiday whirlwind has come and passed - don't let those holiday expenses bring you down. Wrap your holiday spending into a Lafayette Federal Holiday Loan!

  • Rates as low as 4.74% APR*
  • Borrow up to $10,000 
  • Terms to 36 months
See how affordable your monthly payment would be:

 Loan Amount
$5,000
$10,000
 Term
36 Months
36 Months
 Rate
4.74% APR*
6.74% APR*
 Monthly Payment
(approximate)
$149.00
$308.00

Take advantage of this special offer today!

 
Click on the Personal Loan tab to begin the application process.


*APR = Annual Percentage Rate. APR of 4.74% for loan amounts up to $5,000. APR of 6.74% for loan amounts $5,000.01 up to $10,000. Offer expires on January 31, 2021. Must be at least 18 years old with a minimum credit score of 660 to be eligible for up to $5,000 and a minimum credit score of 700 to be eligible for $5,000.01 up to $10,000. Standard underwriting guidelines will apply. Sample payment: $29.80 per $1,000 borrowed for 36 months at 4.74% APR. $30.80 per $1,000 borrowed for 36 months at 6.74% APR. $50.00 minimum balance required to open and earn 0.10% APY**on LFCU share savings account balances. $5 minimum balance required to open and earn 0.025% APY** on LFCU checking account balances. **APY=Annual Percentage Yield. Rates effective January 1, 2021 Rates may change at any time without prior notice, before or after the account is opened. Your savings federally insured to at least $250,000 by the National Credit Union Administration, an agency of the U.S. government.
  • Holiday Loan 2021

    Wrap your holiday expenses into a great-rate Lafayette Federal Holiday Loan!

    Rates as low as 4.74% APR*

  • 1% Checking

    Enjoy our 1.00% APY² Checking Account Bonus — earn an outstanding rate with simple terms.

    Maximize your hard-earned dollars

  • atm-cash-withdrawal

    Our members have access to Co-Op Network Shared Branches & ATMs for all basic transaction needs.

    Access branches and ATMs nationwide