When it comes to paying off holiday and winter bills, we’ve got you covered. A Lafayette Federal Holiday Loan is the perfect way to finance all of the extra spending you may have done this holiday season! For a limited time, we’re giving our members access to a reduced-rate loan, perfect for taking care of those expenditures.
- Rates as low as 4.74% APR*
- Borrow up to $10,000 for 36 months
See how affordable your monthly payment would be:
| Loan Amount || $5,000 || $10,000|
| Term|| 36 Months || 36 Months|
| Rate||4.74% APR* || 6.74% APR*|
|Monthly Payment |
Take advantage of this special offer today!
Click on the Personal Loan tab to begin the application process.
*APR = Annual Percentage Rate. APR of 4.74% for loan amounts up to $5,000. APR of 6.74% for loan amounts $5,000.01 up to $10,000. Offer expires on January 31, 2020. Must be at least 18 years old with a minimum credit score of 660 to be eligible for up to $5,000 and a minimum credit score of 700 to be eligible for $5,000.01 up to $10,000. Standard underwriting guidelines will apply. Sample payment: $29.80 per $1,000 borrowed for 36 months at 4.74% APR. $30.80 per $1,000 borrowed for 36 months at 6.74% APR. $50.00 minimum balance required to open and earn 0.10% APY**on LFCU share savings account balances. $5 minimum balance required to open and earn 3.03% APY** on LFCU checking account balances up to $3,000 and 0.025% APY** on checking balances over $3,000. **APY=Annual Percentage Yield. Rates effective November 1, 2019. Rates may change at any time without prior notice, before or after the account is opened. Your savings federally insured to at least $250,000 by the National Credit Union Administration, an agency of the U.S. government.