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Serving members worldwide since 1935.

'Tis the season for decorating, shopping, feasting, and celebrating.
Are you ready?

Don’t let funding those holiday expenses bring you down. A Lafayette Federal Holiday Loan is the perfect way to cover all of your extra spending this holiday season! And, we’ve sweetened the deal with great rates and terms to make NOW the best time of year to take advantage of one.

  • Rates as low as 5.74% APR¹
  • Borrow up to $10,000
  • Terms to 36 months

See how affordable your monthly payment would be:

 Loan Amount $5,000
 36 Months 
 36 Months 
5.74% APR¹ 7.74% APR¹
 Monthly Payment   (approximate)


Take advantage of this special offer today!

Click on Personal Loans to begin the application process.

¹APR = Annual Percentage Rate. APR of 5.74% for loan amounts up to $5,000. APR of 7.74% for loan amounts $5,000.01 up to $10,000. Offer expires on January 31, 2023. Must be at least 18 years old with a minimum credit score of 660 to be eligible for up to $5,000 and a minimum credit score of 700 to be eligible for $5,000.01 up to $10,000. Standard underwriting guidelines will apply. Sample payment: $30.40 per $1,000 borrowed for 36 months at 5.74% APR. $31.30 per $1,000 borrowed for 36 months at 7.74% APR. $50.00 minimum balance required to open and earn 0.10% APY² on LFCU share savings account balances. $5 minimum balance required to open and earn 2.04% APY² on LFCU checking account balances up to $25,000 and 0.025% APY² on checking balances over $25,000. Please visit LFCU.ORG/2For22 for full checking account requirements. ²APY=Annual Percentage Yield. Rates effective November 1, 2022. Rates subject to change without notice. Your savings federally insured to at least $250,000 by the National Credit Union Administration, an agency of the U.S. government. Lafayette Federal is an equal opportunity lender.
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    Enjoy our 2.02% APY³ Checking — a premium rate 50 times higher than the national average¹

    Simple terms, outstanding rate

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    Save $100s to $1,000s in Cash Rewards*