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Serving members worldwide since 1935.

'Tis the season for decorating, shopping, feasting, and celebrating. Are you ready?

Don’t let funding those holiday expenses bring you down. A Lafayette Federal Holiday Loan is the perfect way to cover all of your extra spending this holiday season! And, we’ve sweetened the deal with great rates and terms to make NOW the best time of year to take advantage of one.

  • Rates as low as 4.74% APR*
  • Borrow up to $10,000 for 36 months
See how affordable your monthly payment would be:

Loan Amount
36 Months
36 Months
4.74% APR*
6.74% APR*
Monthly Payment


Take advantage of this special offer today!

Click on the Personal Loan tab to begin the application process.

*APR = Annual Percentage Rate. APR of 4.74% for loan amounts up to $5,000. APR of 6.74% for loan amounts $5,000.01 up to $10,000. Offer expires on January 31, 2020. Must be at least 18 years old with a minimum credit score of 660 to be eligible for up to $5,000 and a minimum credit score of 700 to be eligible for $5,000.01 up to $10,000. Standard underwriting guidelines will apply. Sample payment: $29.80 per $1,000 borrowed for 36 months at 4.74% APR. $30.80 per $1,000 borrowed for 36 months at 6.74% APR. $50.00 minimum balance required to open and earn 0.10% APY**on LFCU share savings account balances. $5 minimum balance required to open and earn 3.03% APY** on LFCU checking account balances up to $3,000 and 0.025% APY** on checking balances over $3,000. **APY=Annual Percentage Yield. Rates effective November 1, 2019. Rates may change at any time without prior notice, before or after the account is opened. Your savings federally insured to at least $250,000 by the National Credit Union Administration, an agency of the U.S. government.
  • Holiday Loan Mini Ad

    Cheers to extra GREEN for you this holiday season with a Lafayette Federal Holiday Loan!

    Rates as low as 4.74% APR*

  • 3.03% Checking Mini Ad

    We're rewarding you with our bigger, better, bolder 3.03% APY2 Relationship Checking Account!

    Big banks can't compete.

  • Home Advantage Family on porch

    Lafayette Federal HomeAdvantage is a free member service that can help you buy, sell and save on your home.

    Save $100s to $1,000s in Cash Rewards*