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Our sincere thoughts and condolences go out to the countless individuals and families impacted by recent calamities. Please know we’re here to help. If you have been affected by a natural disaster, please contact us at (240) 292-5356 or
Lafayette-AssetRecovery@lfcu.orgOpens in New Window. If you’ve been affected by COVID-19, please click hereOpens in New Window.

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Serving members worldwide since 1935.

When it comes to paying off holiday and winter bills, we’ve got you covered. A Lafayette Federal Holiday Loan is the perfect way to finance all of the extra spending you may have done this holiday season! For a limited time, we’re giving our members access to a reduced-rate loan, perfect for taking care of those expenses.

  • Rates as low as 4.74% APR*
  • Borrow up to $10,000 for 36 months
See how affordable your monthly payment would be:

Loan Amount
36 Months
36 Months
4.74% APR*
6.74% APR*
Monthly Payment


Take advantage of this special offer today!

Click on the Personal Loan tab to begin the application process.

*APR = Annual Percentage Rate. APR of 4.74% for loan amounts up to $5,000. APR of 6.74% for loan amounts $5,000.01 up to $10,000. Offer expires on January 31, 2020. Must be at least 18 years old with a minimum credit score of 660 to be eligible for up to $5,000 and a minimum credit score of 700 to be eligible for $5,000.01 up to $10,000. Standard underwriting guidelines will apply. Sample payment: $29.80 per $1,000 borrowed for 36 months at 4.74% APR. $30.80 per $1,000 borrowed for 36 months at 6.74% APR. $50.00 minimum balance required to open and earn 0.10% APY**on LFCU share savings account balances. $5 minimum balance required to open and earn  0.025% APY** on LFCU checking account balances. **APY=Annual Percentage Yield. Rates effective November 1, 2019. Rates may change at any time without prior notice, before or after the account is opened. Your savings federally insured to at least $250,000 by the National Credit Union Administration, an agency of the U.S. government.
  • atm-cash-withdrawal

    Our members have access to Co-Op Network Shared Branches & ATMs for all basic transaction needs.

    Access branches and ATMs nationwide

  • Home Advantage Family on porch

    Lafayette Federal HomeAdvantage is a free member service that can help you buy, sell and save on your home.

    Save $100s to $1,000s in Cash Rewards*

  • Woman in New Car

    Dreaming of a new ride? Let us finance your next new, used, or fuel-efficient vehicle.

    Rates as low as 2.375% APR*