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Due to important upgrades, all Lafayette Federal systems will be offline from 5:00 p.m. to 9:00 p.m. ET on Wednesday, December 12th. Please know we are working hard to improve your member experience and will work diligently to restore our systems as soon as possible. X
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Serving members worldwide since 1935.
The yearly whirlwind is just around the corner—sure to be filled with decorating, shopping, feasts, and having fun with loved ones. Are you ready?

Don’t let funding those holiday expenses bring you down. A Lafayette Federal Holiday Loan is the perfect way to cover all of your extra spending this season! And, we’ve sweetened the deal with great rates and terms to make NOW the best time of year to take advantage of one!

  • Rates as low as 4.74% APR*
  • Borrow up to $10,000 for 36 months
See how affordable your monthly payment would be:

 Loan Amount
$5,000
$10,000
 Term
36 Months
36 Months
 Rate
4.74% APR*
6.74%APR*
Monthly Payment
(approximate)

$149.00
$308.00

Take advantage of this special offer today!

 
Click on the Personal Loan tab to begin the application process.

*APR = Annual Percentage Rate. APR of 4.74% for loan amounts up to $5,000. APR of 6.74% for loan amounts $5,000.01 up to $10,000. Offer runs from November 15, 2018 through January 31, 2019. Must be at least 18 years old with a minimum credit score of 660 to be eligible for up to $5,000 and a minimum credit score of 700 to be eligible for $5,000.01 up to $10,000. Standard underwriting guidelines will apply. Sample payment: $29.80 per $1,000 borrowed for 36 months at 4.74% APR. $30.80 per $1,000 borrowed for 36 months at 6.74% APR. $50.00 minimum balance required to open and earn 0.10% APY**on LFCU share savings account balances. $5 minimum balance required to open and earn 0.025% APY** on Lafayette Federal checking account balances. **APY=Annual Percentage Yield. Rates effective November 1, 2018. Rates may change at any time without prior notice, before or after the account is opened. Your savings federally insured to at least $250,000 by the National Credit Union Administration, an agency of the U.S. government.
  • Home Advantage Family on porch

    Lafayette Federal HomeAdvantage is a free member service that can help you buy, sell and save on your home.

    Save $100s to $1,000s in Cash Rewards*

  • Holiday Loan 2018

    A Lafayette Federal Holiday Loan is the perfect way to cover your extra spending this season.

    Rates as low as 4.74% APR*

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    Dreaming of a new ride? Let us finance your next new, used, or fuel-efficient vehicle.

    Rates as low as 2.375% APR*