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Please be advised that our SBA financial service center will be closing at 3 p.m. on Friday, June 22nd for building-wide maintenance. Members may access online banking or contact our 24-hour Call Center at (301) 929-7990 or (800) 888-6560. X
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Serving members worldwide since 1935.

We'll Help You Purchase Your Home

AND Power It!

Shopping for a new home or refinancing your current home? Now is an excellent time to seal the deal and take advantage of our electrifying new homebuying promotion. For a limited time, we'll pay up to three months of your electric bill* when you obtain a mortgage or refinance program with Lafayette Federal!

We provide all of our members with professional guidance throughout the homebuying process, and a comprehensive mortgage portfolio including:
  • Rates as low as 3.043% APR***
  • First-time homebuyer program
  • Financing available throughout the United States
  • Adjustable rate Equity Builder Mortgage with low, historically stable rates
  • Click for more!

Whether purchasing or refinancing, take advantage of this unique offer today! Use promo code POWER2017 when applying.

Stop by any branch or contact:

Jermaine Medley - (240) 747-2471 -
Alieu Jallow - (240) 292-5367 -

Or, click the button below to apply online:

Homebuying Resources

We offer a host of resources to help you become informed and prepared before buying or refinancing your home. Our mortgage experts have the knowledge to help you answer the important questions you should ask before buying your home, as well as in-depth questions about your loan program, loan application, property, loan closing, and more!

Simply give one of the above mortgage experts a call, shoot them an email, or view our learning resources using either of the buttons below.

We also offer a variety of calculators that can help you to determine your optimal home price, mortgage payments, down payment, and more!

*Lafayette Federal will provide 2 Lafayette Federal Mastercard gift cards for the total amount of $600.00. Gift cards will be mailed after successful funding of loan. Offer ends September 30, 2017. Second Trust mortgage loans (Term & HELOC) and refinances of existing Lafayette Federal mortgage loans are excluded from offer. Subject to credit approval. Must be eligible for membership. $50 minimum balance required to open and earn 0.10% APY** on Lafayette Federal share savings account balances. $5 minimum balance required to open and earn 0.025% APY** on Lafayette Federal checking account balances. **APY=Annual Percentage Yield. Rates current as of 8/1/17. Your savings are federally insured to at least $250,000 by the National Credit Union Administration, an agency of the U.S. government. Must apply for a mortgage or refinance before promotional period ends. Contact a Lafayette Federal representative for loan details and restrictions. ***APR = Annual Percentage Rate. APR as of August 22, 2017 and subject to change without notice. Advertised rate is based on First Trust Mortgage Loan with a rate that can increase or decrease annually. Other programs and loan options available. NMLS #740025 and #189814.

Lafayette Federal is an Equal Opportunity Lender.
  • Home Advantage Family on porch

    Lafayette Federal HomeAdvantage is a free member service that can help you buy, sell and save on your home.

    Save $100s to $1,000s in Cash Rewards*

  • First Trust Mortgages

    If you're buying a home or just looking to refinance and lower your rate, you’ll enjoy a quick and easy process.

    Rates as low as 3.419% APR*

  • Woman in New Car

    Dreaming of a new ride? Let us finance your next new, used, or fuel-efficient vehicle.

    Rates as low as 2.365% APR*