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Lafayette Federal will be closed Monday, February 17th in observance of Presidents' Day. Members may access Online BankingOpens in New Window or contact our 24-hour Call Center at (301) 929-7990 or (800) 888-6560.

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Serving members worldwide since 1935.

Winter blues got the best of you? Spring is right around the corner. So, what better time than NOW to start planning your next vacation.

Let us help you make those dreams come true! We’re offering a very special 0% APR on ALL purchases made with a Lafayette Federal Mastercard® Platinum credit card between February 15 and April 15, 2020.2 That’s right—purchase now and pay NO interest until September 27, 2020!2 This offer is valid for ALL cardholders!

Our card is packed full of benefits:

  • 0% APR on purchases
  • NO Foreign Transaction Fee (begins 2/15)
  • Credit limits up to $50,000
  • No annual fee
  • Reward points (redeemable for travel credits and merchandise)
  • Apple Pay™, Google Pay™, Samsung Pay™ and EMV technology
  • Flexible payment options‚ including automatic payment
  • A 25-day grace period on purchases
  • Online account access
  • Design your own card option

NEW CARDHOLDERS: Earn 50,000 reward points if you make $5,000 in purchases within the first 90 days!

So, book away! You've EARNED it.


1APR=Annual Percentage Rate. 2Business and Contractor Financing credit cards are excluded. 0% APR offer does not apply to balance transfers. Offer is valid until September 27, 2020 on purchases made February 15, 2020 through April 15, 2020, then the standard purchase APR applies. Your standard APR may vary. Your rate is determined by adding a Margin (initially determined based on an evaluation of each member’s credit score, economic conditions and other risk factors) to the highest Prime Rate published in the Wall Street Journal on the first business day of the current month, and the rate will then adjust monthly (on the first day of your billing cycle), according to monthly increases or decreases in the Wall Street Journal Prime Rate. The APR will not be more than 18.00%, regardless of the Wall Street Journal Prime Rate. The margin applicable to your account is subject to review every 6 months. After a period of 12 months from card issuance, we may increase or decrease the margin applicable to your account based upon changes in your credit history. We will notify you in accordance with applicable law before we apply any margin increase to your account. The margins will range from 4.90%-13.90% as described in paragraph 5 of your Lafayette Federal Credit Union Platinum Mastercard® Credit Card Terms and Conditions.
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