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Please be advised that all branches will be closed on Saturday, March 30th, for an important staff training. During this time, you may access Online Banking, contact our 24 hour call center at (301) 929-7990 or (800) 888-6560, or visit one of our many surcharge-free ATMs or shared branches.
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Serving members worldwide since 1935.

As a benefit of credit union membership, Lafayette Federal focuses on the financial needs of our members and we are prepared to provide financial assistance to those who are affected by the Federal government shutdown. Lafayette Federal will offer members of the credit union the following assistance programs:

Paycheck Replacement Loan
• Receive up to $35,000* to compensate for paydays lost during administrative furlough
• Term up to 36 months

To be eligible to apply for a Paycheck Replacement Loan, individuals must:
• Have been a member of the credit union for at least 30 days
• Enroll in Automatic Payment (from a Lafayette Federal or other account) for the loan
• Meet standard underwriting criteria

Debt Consolidation:
• Consolidate your debt to reduce your monthly payments

Secured Loan
• Terms up to 15 years**
• Amounts up to shares on deposit

Redi-Cash Line of Credit
• Open-ended line of credit used in conjunction with your Lafayette Federal checking account
• Finance charges accrue only when the account is activated
• Must have a checking account 
• Maximum line of credit is $30,000


For more information regarding potential Paycheck Replacement Loan programs, please contact us at furloughassistance@lfcu.org.

Apply Now

*Member may borrow up to 20% of their annual salary with a maximum of $35,000. $50.00 minimum balance required to open and earn 0.10% APY on LFCU share savings account balances. $5.00 minimum balance required to open and earn 0.025% APY on LFCU checking account balances. APY = Annual Percentage Yield. Rates effective January 1, 2019. All loan programs, rates, terms and conditions subject to change without notice. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. **The lower of 180 months or terms of security used as collateral. Your savings are federally insured to at least $250,000 by the National Credit Union Administration, an agency of the U.S. government. Lafayette Federal is an Equal Opportunity Lender.

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