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Please be advised that Lafayette Federal will be closed on Tuesday, July 4th in observance of Independence Day. Members may access their accounts 24/7 via Online Banking or our Call Center at (301) 929-7990 or (800) 888-6560.
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Serving members worldwide since 1935.

Get the Extra Cash You Need at a GREAT Rate as Low as 2.49% APR!*

Spread a lot of joy this holiday season? A Lafayette Federal Holiday Loan is the perfect way to cover the expenses!
  • Rate as low as 2.49% APR*
  • Borrow up to $10,000 for 36 months
  • Chance to win one of four cash prizes up to $500!**

See how affordable your monthly payment would be:

  Loan Amount
 36 Months 
36 Months
2.49% APR*
Monthly Payment


Take advantage of this special offer today!
 Apply Now

*APR = Annual Percentage Rate. 2.49% APR applies to loan balances up to $5,000; 4.25% APR applies to loan balances $5,000.01 to $10,000. Offer expires on January 15, 2017. Must be at least 18 years old with a minimum credit score of 660 (for loan amounts up to $5,000) or a minimum credit score of 720 (for loan amounts $5,000.01 to $10,000) to be eligible.  Standard underwriting guidelines will apply. Sample payment: $28.86 per $1,000 borrowed for 36 months at 2.49% APR. **Drawings will be held on February 9, 2017. Cash rewards will be deposited in winning members’ accounts by February 20, 2017. Alternative method of entry: Send your name, e-mail address, address as it appears on your account and birth date to by January 15, 2017. Make the subject "AMOE for Holiday Loan Cash.” Please see for full sweepstakes rules.

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    If you're buying a home or just looking to refinance and lower your rate, you’ll enjoy a quick and easy process.

    Rates as low as 2.998% APR*