You’ve found the new home of your dreams and you’re ready to close! Before you go to closing, plan ahead so that you’re better prepared. To ensure that the process goes as smoothly as possible, below are some things to think about beforehand:
Decide how you want the tenancy to be listed on your new home.
Did you know that your decision could affect your tax return? The following options are available, consider what is best for you:
- Tenants by the Entirety
- Tenants in Common
- Joint Tenants
- Sole Owner
Consider how your closing date will affect the amount of money you will need at closing.
The difference can be in the thousands! Timing does matter.
Is Owner’s Title Insurance right for you?
You’ll need to decide prior to closing if you want to purchase it.
Other News
- COVID-19 Readiness: Rest assured that you have 24/7 access to your accounts.
- Lafayette Federal Celebrates 85 Years of Service: As a token of our appreciation, we're giving $85 to TWO lucky members each month1
- Escape Reality to Your Next Getaway: Make it happen with our 0% APR1 credit card offer.
- We've Upgraded Our Statements: A new, streamlined experience.
- Lafayette Federal's 3.03% APY Relationship Checking: Introducing our bigger, better, bolder relationship checking account!
- More Savings: More possibilities.
- 3.03% APY Relationship Checking: Introducing our bigger, better, bolder relationship checking account!
- Conoce nuestra nueva cuenta corriente con APY de 3.03%: ¡Te presentamos una cuenta corriente más grande y poderosa!
- New Online Banking & Mobile App Now Available: Learn about new features and what to expect during your first login on the new system.
- We'll Give You up to $100 : When you become a member of DC's Premier credit union.
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We're rewarding you with our bigger, better, bolder 3.03% APY2 Relationship Checking Account!
Big banks can't compete.
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Lafayette Federal HomeAdvantage is a free member service that can help you buy, sell and save on your home.
Save $100s to $1,000s in Cash Rewards*
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Dreaming of a new ride? Let us finance your next new, used, or fuel-efficient vehicle.
Rates as low as 2.375% APR*
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