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Serving members worldwide since 1935.

Following are a few friendly reminders regarding the new cards.

If you have not received your card:

Please contact our Member Service team as soon as possible.

If you have received your new card, but haven't yet activated it:

Please activate your new EMV chip card by calling the telephone number printed on the label affixed to the front of your card.

With a Lafayette Federal EMV Mastercard® debit card, you're getting:

We’re pleased to introduce the added security of chip technology to your debit card. Chip cards have a microchip embedded in the card that provides increased protection against fraud.

Your chip card comes with technology that is already in use around the world, and has been proven to reduce counterfeit fraud. Shop with confidence—at home and around the world—knowing that the chip in your card can help protect you from fraud while opening up the world for you.

Your debit card has chip, contactless, and magnetic stripe technology. That means, regardless of what type of terminal a merchant has, you’ll be able to use your card anywhere Mastercard® is accepted.

  • At retailers without chip terminals. Swipe your card and proceed as you normally would.
  • At retailers with chip-enabled terminals. Insert your card and follow the prompts on the terminal.
  • Over the phone or online. Provide your card information the way you always have when you’re ready to make a purchase.
  • At retailers with contactless functionality. Use your card with Apple Pay™ where you see this symbol: contactless symbol

How Do I Use My Chip Card at Chip-Enabled Terminals?

Step 1

insert card into credit card terminal
  • Insert your card "chip first" into the chip-enabled terminal.
  • With chip transactions, your card remains in the terminal throughout your transaction.

Step 2

follow prompts on credit card terminal
  • Follow the prompts on the terminal and wait for the transaction to be processed.
  • You may be required to enter your PIN or sign to complete the transaction.

Step 3

remove card from credit card terminal
  • Remove your card after the transaction is completed.
  • You are prompted to do so by the payment terminal.
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