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Serving members worldwide since 1935.

It’s a win-win — earn dividends AND get cash with our great offer.

Open a 24-month IRA Certificate and earn a HOT rate!

24-Month Fixed IRA Certificate

24-Month Variable IRA Certificate

$500 to Open
$50 to Open
2.65% (2.68 APY)3
2.65% (2.68% APY)3
Get $50 Cash
for first $1,000 deposited
Get $50 Cash when you deposit $1,000
(within first year of account opening)
PROMO CODE: 24PIRAPROMO CODE: 24VIR

limited time offer

Get up to $150 in Cash Offers2

As a bonus, we’ll give you $50 for opening each of the following:

  • 24 month IRA Certificate (fixed or variable)1
  • Savings/Checking Account2
  • Qualified Direct Deposit2



Open Your IRA Certificate Today!

Non-Members: join today to take advantage of this offer!

If you're not yet a Lafayette Federal member: join today, then come back to open your IRA certificate!


Existing members: open your IRA Certificate right now!


We've got other great rates/terms available!


1Offer is valid through April 15, 2019 for Traditional IRA certificates only. Must establish membership with Lafayette Federal Credit Union, or be an existing member. NEW MONEY ONLY. Early withdrawal penalties will apply. IRA certificate will be subject to a $50 additional fee if account is closed within the first six months. Funds will be withdrawn from savings account. $150,000 maximum rollover allowed. Once the required $1,000 deposit has been made to the IRA certificate, Lafayette Federal will deposit $50 to your savings account the following month: Fixed IRA certificates require the $1,000 deposit at account opening to qualify for the $50; Variable IRA certificates require $1,000 to be deposited within 1 year of account opening to qualify for the $50. At end of promotional period: fixed IRA certificates will rollover to a 24 month Fixed IRA certificate; Variable IRA certificates will rollover to an 18 month variable IRA certificate. Contributions to a Variable IRA certificate may be made up until April 15, 2019 to qualify for 2018 tax filing. Please consult a tax advisor for more information.
2Members who open a checking account and savings account by March 30, 2019 will receive a $50 deposit to their savings account. An additional $50 will be awarded after first direct deposit which must be deposited no later than 45 days after account opening. Qualified direct deposit is a recurring direct deposit of a paycheck, pension, Social Security or other periodic payment of at least $500 into a checking account on a month-to-month basis made by an outside organization or agency. Must be eligible for membership. $50 minimum balance required to open and earn 0.10% APY³ on Lafayette Federal share savings account balances. $5 minimum balance required to open and earn 0.025% APY³ on Lafayette Federal checking account balances. If account is closed within first 6 months, initial $50 promotional deposit will be deducted from account.
³APY = Annual Percentage Yield. Rates effective 1/1/19. Your savings are federally insured to at least $250,000 by the National Credit Union Administration, an agency of the U.S. government.
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