facebook pixel Skip to main content
Please note that mail sent via USPS to Lafayette Federal may arrive later than anticipated. Learn more on how to eliminate account posting delays with our 24/7 convenience services.

Google PlayApple Store
Serving members worldwide since 1935.

Our homes are our sanctuaries. They have become our children's classrooms, remote offices, 24-hour restaurants, as well as our makeshift movie theaters. For many of us, we've had to make quick adjustments in our homes to accommodate the new norm.

After spending more time at home, you may have started looking at it differently. Do you have a comfortable office for teleworking? Or an adequately equipped space for remote schooling? How about a relaxing spot to unwind after a long day?

Turn your house into your dream home with a Home Improvement Loan from Lafayette Federal!

Our Home Improvement Loan offers:
  • Loans from $5,000-$75,000
  • Rates as low as 7.99% APR1
  • Terms up to 180 months
  • Flexible repayment options

Begin your home transformation!



1APR = Annual Percentage Rate. Rates and terms subject to change without notice. Stated APR is the lowest rate available for qualified members. Actual rate may be higher based on income, credit worthiness, and extended loan terms. APR reflects 0.25% discount for automatic payment made from member’s LFCU account and established qualified direct deposit2 into member's LFCU checking account. 2Qualified direct deposit is a recurring direct deposit of a paycheck, pension, Social Security or other periodic payment of at least $500 into a checking account on a month-to-month basis made by an outside organization or agency. $50 minimum balance required to open and earn 0.10% APY (APY = Annual Percentage Yield) on Lafayette Federal share savings account balances. $5 minimum balance required to open and earn 0.025% APY on Lafayette Federal checking account balances. Rates current as of January 1, 2021 and subject to change without notice. Your savings are federally insured to at least $250,000 by the National Credit Union Administration, an agency of the U.S. government. Lafayette Federal is an equal opportunity lender.
  • Holiday Loan 2021

    Wrap your holiday expenses into a great-rate Lafayette Federal Holiday Loan!

    Rates as low as 4.74% APR*

  • 1% Checking

    Enjoy our 1.00% APY² Checking Account Bonus — earn an outstanding rate with simple terms.

    Maximize your hard-earned dollars

  • atm-cash-withdrawal

    Our members have access to Co-Op Network Shared Branches & ATMs for all basic transaction needs.

    Access branches and ATMs nationwide