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Serving members worldwide since 1935.

Our homes are our sanctuaries. They have become our children's classrooms, remote offices, 24-hour restaurants, as well as our makeshift movie theaters. For many of us, we've had to make quick adjustments in our homes to accommodate the new norm.

After spending more time at home, you may have started looking at it differently. Do you have a comfortable office for teleworking? Or an adequately equipped space for remote schooling? How about a relaxing spot to unwind after a long day?

Turn your house into your dream home with a Home Improvement Loan from Lafayette Federal!

Our Home Improvement Loan offers:
  • Loans from $5,000-$75,000
  • Rates as low as 7.99% APR1
  • Terms up to 180 months
  • Flexible repayment options

Begin your home transformation!



1APR = Annual Percentage Rate. Rates and terms subject to change without notice. Stated APR is the lowest rate available for qualified members. Actual rate may be higher based on income, credit worthiness, and extended loan terms. APR reflects 0.25% discount for automatic payment made from member’s LFCU account and established qualified direct deposit2 into member's LFCU checking account. 2Qualified direct deposit is a recurring direct deposit of a paycheck, pension, Social Security or other periodic payment of at least $500 into a checking account on a month-to-month basis made by an outside organization or agency. $50 minimum balance required to open and earn 0.10% APY (APY = Annual Percentage Yield) on Lafayette Federal share savings account balances. $5 minimum balance required to open and earn 1.03% APY on LFCU checking account balances up to $25,000 and 0.025% APY on checking balances over $25,000. Please visit LFCU.ORG/1PERCENTOpens in New Window for full checking account requirements. Rates current as of February 1, 2021 and subject to change without notice. Your savings are federally insured to at least $250,000 by the National Credit Union Administration, an agency of the U.S. government. Lafayette Federal is an equal opportunity lender.
  • 1% Checking Q2 2021

    Enjoy our 1.00% APY² Checking Account Bonus — earn an outstanding rate with simple terms.

    Maximize your hard-earned dollars

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    Our members have access to Co-Op Network Shared Branches & ATMs for all basic transaction needs.

    Access branches and ATMs nationwide

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    Visit one of our eight branch locations, conveniently located in DC, Maryland and Virginia.

    Schedule a branch visit today