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Serving members worldwide since 1935.

Ready to get started on your home transformation journey?

Our homes are our sanctuaries. They have become our children's classrooms, remote offices, 24-hour restaurants, as well as our makeshift movie theaters.

After spending more time at home, you may have started looking at it differently. Do you have a comfortable office for teleworking? Or an adequately equipped space for remote schooling? How about a relaxing spot to unwind after a long day?

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No equity requirements, fixed low rates.

Renovate or make home upgrades with our home improvement personal loan, perfect for any project, no matter the size. Lafayette Federal's Home Improvement Loan is ideal for homeowners that may not have enough equity for upgrades or renovation projects.

Take advantage of our Home Improvement Loan today, featuring:

Loan amounts to meet your needs
Loans from $5,000 - $75,000

Excellent rates
Rates as low as 10.74% APR¹

Flexible terms
Terms up to 180 months

Simple repayment options
Make loan payments how and when you want, quickly and easily

¹APR = Annual Percentage Rate. Rates and terms subject to change without notice. Stated APR is the lowest rate available for qualified members. Actual rate may be higher based on income, credit worthiness, and extended loan terms. APR reflects 0.25% discount for automatic payment made from member’s LFCU account and established qualified direct deposit² into member's LFCU checking account. ²Qualified direct deposit is a recurring direct deposit of a paycheck, pension, Social Security or other periodic payment of at least $500 into a checking or savings account on a month-to-month basis made by an outside organization or agency. $50 minimum balance required to open and earn 0.10% APY (APY = Annual Percentage Yield) on Lafayette Federal share savings account balances. $5 minimum balance required to open and earn 2.04% APY on LFCU checking account balances up to $25,000 and 0.025% APY on checking balances over $25,000. Please visit LFCU.ORG/2For22 for full checking account requirements. Rates current as of March 1, 2022 and subject to change without notice. Your savings are federally insured to at least $250,000 by the National Credit Union Administration, an agency of the U.S. government. Lafayette Federal is an equal opportunity lender.
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    Enjoy our 2.02% APY³ Checking — a premium rate 50 times higher than the national average¹

    Simple terms, outstanding rate

  • atm-cash-withdrawal

    Our members have access to 30,000+ surcharge-free ATMs and 5,000+ shared branches for all basic transaction needs.

    Access branches and ATMs nationwide

  • Home Advantage Family on porch

    Lafayette Federal HomeAdvantage is a free member service that can help you buy, sell and save on your home.

    Save $100s to $1,000s in Cash Rewards*