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Serving members worldwide since 1935.

Home sweet home. Now more than ever, our home is our everything.

From teleworking to remote schooling to unwinding, we are spending maximum time in our homes. It only makes sense we want to make the MOST of where we live, work, and play.

Need to add an office? Want a bathroom upgrade? Dreaming of a deck? No problem. With a Lafayette Federal Home Improvement Loan, we can turn those home dreams into reality.

Our Home Improvement Loan offers:
  • loans from $500-$50,000
  • rates as low as 7.99% APR1
  • terms up to 84 months
  • flexible repayment options

Get started on your to-do list today!



1APR=Annual Percentage Rate. Rates and terms subject to change without notice. Stated APR is the lowest rate available for qualified members. Actual rate may be higher based on income, credit worthiness, and extended loan terms. APR reflects 0.25% discount for automatic payment made from memberā€™s LFCU account and established qualified direct deposit2 into member's LFCU checking account. 2Qualified direct deposit is a recurring direct deposit of a paycheck, pension, Social Security or other periodic payment of at least $500 into a checking account on a month-to-month basis made by an outside organization or agency. $50 minimum balance required to open and earn 0.10% APY (APY = Annual Percentage Yield) on Lafayette Federal share savings account balances. $5 minimum balance required to open and earn 0.025% APY on Lafayette Federal checking account balances. Rates current as of July 1, 2020 and subject to change without notice. Your savings are federally insured to at least $250,000 by the National Credit Union Administration, an agency of the U.S. government. Lafayette Federal is an equal opportunity lender.
  • atm-cash-withdrawal

    Our members have access to Co-Op Network Shared Branches & ATMs for all basic transaction needs.

    Access branches and ATMs nationwide

  • Home Advantage Family on porch

    Lafayette Federal HomeAdvantage is a free member service that can help you buy, sell and save on your home.

    Save $100s to $1,000s in Cash Rewards*

  • Woman in New Car

    Dreaming of a new ride? Let us finance your next new, used, or fuel-efficient vehicle.

    Rates as low as 2.375% APR*