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Please be advised that all branches will be closed on Saturday, March 30th, for an important staff training. During this time, you may access Online Banking, contact our 24 hour call center at (301) 929-7990 or (800) 888-6560, or visit one of our many surcharge-free ATMs or shared branches.
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Learning money management skills at an early age is crucial and can lead to being financially successful later on in life. For young kids, focusing on short-term goals works best. Teach them that they may have to wait to buy things they want. Letting them know that purchasing only what is needed and saving up for non-necessities items will get kids in the habit of delaying and ultimately earning that gratification. Piggy banks are a great tool for kids at this age.

As kids get a little older, the lesson should shift more to making choices about how to spend money. Relay to them that money is finite and it’s important to make wise choices because once you spend the money you have, you don’t have more to spend. Involving them in basic financial decisions that you make at this age can help build the bridge to more advanced money matters.

Teach your children the benefits of savings at an early age! Savings accounts can be opened with as little as $50 and subsequent deposits can be made in any amount. Learn more and open an account.

Want to start a college fund for your children? Open a Coverdell Education Savings Account in the form of a certificate. Start earning dividends with our competitive rates. We have both variable rate certificates and fixed rate certificates to meet all of your savings needs.

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