Ready to tackle your debt?
As part of our mission, we support our members in achieving their financial goals and offer solutions to assure their financial well-being. Simply put, we offer the tools and resources that will put you on the path to financial success.
We are proud to offer our 2.99% APR1 Balance Transfer Promotion, featuring a locked-in rate for 12 months.2 Our program is designed to consolidate your debt AND put more money back in your pocket.
Transfer your debt to a Lafayette Federal Credit Card and enjoy exclusive cardholder benefits:
Eliminate debt faster
with our competitive balance transfer rate
Gain maximum spending power
with credit limits up to $50,000
with no annual fee, no foreign transaction fee, and discounted balance transfer fee
with each purchase through our CU merchandise reward program
Enjoy convenient payment options
with Apple Pay™, Google Pay™, Samsung Pay™ and EMV technology
Already have a Lafayette Federal Credit Card? We make it easy to transfer your balance today!
Log in to Online Banking, access the Card Portal, then follow instructions to complete your transfer.
Call 866-820-2904 to get started on your balance transfer.
Lafayette Federal Card Services
Call 301-929-7990 or 800-888-6560 to get started on your balance transfer.
¹APR = Annual Percentage Rate. ²Offer is good through December 31, 2022. Business credit cards are not eligible. Balance Transfer Rate remains in effect for 12 months from the date the transfer is processed. After 12 months, rate reverts to the regular rate of the card. Transfer fee of 3% or $30 (whichever is greater) applies. Purchases and cash advances remain at the regular rate of the card. Other restrictions may apply. The regular card rate is determined by adding a Margin (initially determined based on an evaluation of each member’s credit score‚ economic conditions and other risk factors) to the highest prime Rate published in the Wall Street Journal on the first business day of the current month, and the rate will then adjust monthly (on the first day of your billing cycle)‚ according to monthly increases or decreases in the Wall Street Journal Prime Rate. The APR will not be more than 18.00%‚ regardless of the Wall Street Journal Prime Rate. Margins range from 4.90% to 13.90%. The margin applicable to your account is subject to review every 6 months, and we may increase or decrease the margin applicable to your account based upon changes in your credit history‚ economic conditions and other risk factors. We will notify you in accordance with applicable law before we apply any margin increase to your account. Must be eligible for membership. $50 minimum balance required to open and earn 0.10% APY (APY = Annual Percentage Yield) on Lafayette Federal share savings account balances. $5 minimum balance required to open and earn 2.04% APY on LFCU checking account balances up to $25,000 and 0.025% APY on checking balances over $25,000. Please visit LFCU.ORG/2For22 for full checking account requirements. Rates current as of October 1, 2022 and subject to change without notice. Your savings are federally insured to at least $250,000 by the National Credit Union Administration, an agency of the U.S. government. Lafayette Federal is an equal opportunity lender.