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Serving members worldwide since 1935.

Official Rules

Who Can Enter:

All individuals who are Lafayette Federal Credit Union ("LFCU”) members in good standing (or opens a new membership between November 1, 2016 –January 15, 2017)1, and are at least eighteen (18) years of age.

Restrictions:

The following restrictions/exclusions apply:

  • Must be at least 18 years old
  • 36 month maximum term
  • Must have LFCU checking account with a qualified direct deposit and agree to have the payment transferred from an LFCU account
  • Standard underwriting/creditworthiness guidelines apply and have a minimum credit score of 660 for up to $5000
  • Standard underwriting/creditworthiness guidelines apply and have a minimum credit score of 720 for up to $10,000

How to Enter:

Any LFCU member that obtains a holiday loan between from November 1, 2016 through January 15, 2017, will automatically be entered into the drawing. Entries can also be submitted by sending an email to offers@lfcu.org from November 1, 2016 at 9:00 AM through January 15, 2017 at 5:00 PM.
The subject line needs to read: AMOE for Holiday Loan Cash. The following is required to be included in the body of the email:

  • Name
  • Email Address
  • Mailing Address (must match the address on file)
  • Date of Birth




No Purchase Necessary.

There is a limit of one (1) entry per person. Individuals who submit multiple entry forms or an incomplete entry form will be disqualified. LFCU is not responsible for any entries which are incomplete, submitted late, misdirected, lost, or illegible.

Prizes:

LFCU will award one (1) $500 cash prize, one (1) $250 cash prize, one (1) $150 cash prize and one (1) $100 cash prize. Winning names will be drawn from all entries received from November 1 at 9:00 AM through January 15, 2017 at 5:00 PM.

On Friday February 10, 2017, the Marketing Department will conduct a random drawing and select winners from all qualified entries submitted during the promotional period. Individuals need not be present to win.

All prizes will be awarded. List of winners will be maintained at Lafayette Headquarters.

The odds of winning depend on the total number of qualified entries submitted. LFCU will notify prizewinners personally by either telephone, email, or regular mail. It shall be the responsibility of entrants to provide a valid telephone number, valid email address, and valid mailing address with their entry submission in order to be eligible to collect the prize.

No transfer or substitution of the prizes is permitted. All federal, state, and local taxes, if any, are the sole responsibility of the prizewinners. Prizes may be subject to 1099 reporting for tax purposes. Prizes will be deposited to the accounts of the winning members by February 20, 2017.

Members of the LFCU official family (directors, officers, volunteers, and employees of LFCU and its affiliates, and their immediate family members and persons residing in the same household) are prohibited from participating in any LFCU-sponsored contests, drawings, or prizes and are not eligible to enter. This contest is subject to all applicable federal, state, and local regulations. Offer void where restricted or prohibited by law.

Additional Provisions:

Prior to their receipt of prizes, winners will be required to sign an affidavit of eligibility and must grant permission to publish their name and / or likeness in LFCU’s member communications, as LFCU sees fit in its sole discretion.

Sponsor:

Lafayette Federal Credit Union
2701 Tower Oaks Boulevard
Rockville, MD 20852
301.929.7990

1Your savings federally insured to at least $250,000 by the National Credit Union Administration, an agency of the U.S. government. Share Savings: $50.00 to open and earn dividends APY*: $0.10, Checking: $5.00 to open and earn dividends APY*: $0.025 *APY=Annual Percentage Yield. Rates effective November 1, 2016.
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