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Serving members worldwide since 1935.

Who Can Join?

  • We offer several means to become a member
  • Extensive network of surcharge-free ATMs worldwide
  • Free 24/7 online banking

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We offer a variety of ways for you to become a member:

Am I Eligible for Membership?

You may be eligible to open an account with us if you:

  • live in Maryland, Washington, D.C., or Virginia and are an existing member or become a member of the American Consumer Council (ACC)
  • are employed by an agency or company within Lafayette Federal's approved field of membership
  • are employed by DXC or CSRA
  • live or work in the Potomac, MD area
  • live, work, worship or attend school in Washington, D.C.
  • are an immediate family member of a current Lafayette Federal member
  • are a member of the Home Ownership Financial Literacy Council

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For specific eligibility information, choose one of the following options:

We extend our membership to all direct-hire individuals employed by or retired from the following organizations:

1300 Mass Owner's Co-op, Inc.
Academy for Educational Development
Advanced Engineering Design, Inc.
African Development Foundation
Africare, Inc.
Agency for International Development
All Souls Church, Unitarian
American Diabetes Association
AMEX International, Inc.
Anders Appraisal Associates, Inc.
Association for Enterprise Opportunity
Auburndale Donuts Group
Bagel City in Rockville, MD
Bethesda Therapeutic Massage
Bialek’s Music
Bread for the World
Brilari Inc., dba California Tortilla
Bromberg Rosenthal, LLP
Capital Area Community Food Bank
Center for Financial Engineering in Development
CG/LA Infrastructure, Inc.
Change, Inc.
Chao’s Lawn Care
Chemonics International
Chesapeake Shotcrete, Inc.
Coastal International Security
Collaborative Solutions for Communities, Inc.
Commonwealth Land Title Insurance Company
Community Foodworks
Computer Systems Service Bureau, Inc.
Continental Pizza
Copper River Management Company
Cosmos Club
Counterpart International
CQ Press
Cristina Italian Ristorante
Crown Agents Consultancy
Daycare at the Washington Office Center
Delia’s Pizzeria and Grille
Development Associates, Inc.
Direct Connect
Dixie Plywood, Inc.
Dynamic Integrated Services
E&P Enterprise, LLC dba Rice Bar
Emmaus Services for the Aging
Encon Group, Inc.
Export-Import Bank of the United States
Family Health International
F-D-C Reports, Inc.
Federal Mine Safety and Health Review Commission
Federal Retirement Thrift Investment Board
First Baptist Church of Ken-Gar
Foreign Affairs Recreation Association
Garcia & Ortiz, P.A.
Gateway Title & Escrow
GE Capital Markets Services, Inc.
Generali Global Assistance, Inc.
Gittleson Zuppas Commercial Realty, Inc.
Global Health Council Inc.
Global Industries, Inc.
Goodwill Industries International, Inc.
GPN Title
Greenberg Restaurant Group, LLC
Havenwood Capital Markets, LLC
Heldref Publications
Hollywood East Café
Homestead Health Care, Inc. in Hyattsville, MD
Housing Opportunities and Concepts
Hyatt Arlington
Imagination Stage
Inter-American Foundation
International Chapel Assembly of God
International Development Cooperation Agency
International Foundation for Electoral Systems
International Medical Corps
Irvine Access Floors, Inc.
J.A. & A.J. Construction
Jack's and Jerry's Restaurant
JE Austin Associates, Inc.
J&H Maintenance Service Corporation
J. Milton Baker Co./Ever-Clean, Inc.
John Snow, Inc.
Joyful Bounty, Inc.
Jubilee Association of Maryland, Inc.
Keller Williams Realty, Falls Church (Leo Pareja)
KOA Sports
K-Town Grill
Labat-Anderson, Inc.
Lafayette Federal Credit Union
Landmark Realty Group
Latin American Youth Center (LAYC)
Laurel Advocacy & Referral Services, Inc.
Law Offices of Marc E. Rosendorf
Liberian Community Association, Washington, DC Metropolitan Area
Lightfoot Endowment Foundation
LTS Corporation
Luse Gorman Pomerenk & Shick
Lutheran College Washington Consortium
MAC Realty Advisors
Macfadden & Associates
Majerle Management, Inc.
Mamma Lucia Restaurants
Management Sciences for Health
Management Systems International
Max’s Kosher Café and Marketplace
Meineke Car Care Center in Gaithersburg, MD
Metrica, Inc.
Michael E. Gross, Attorney at Law
MicroTech, LLC
Middle East Institute
Moreta and Associates, Int.
Museum of the Bible
Mortgage Link, Inc.
naisA Global, Inc.
Nathan Associates, Inc.
National Commercial Flooring
National Committee to Preserve Social Security and Medicare
National Council of Architectural Registration Boards (NCARB)
National Forum for Black Administrators
National Youth Advocacy Coalition
Neighborhood Reinvestment Corporation
New Birth Investor, LLC
Olympic Barber Shop
Oncology for Women
Overseas Economic Cooperation Fund
Overseas Private Investment Corporation
PaL-Tech, Inc.
Parcel Plus in Potomac, MD
Partners in Health
Partners of the Americas
Pathfinder International
PGE Design/Build
Population Reference Bureau
Potomac Trading
Professional Resource Group International
Program for Appropriate Technologies in Health (PATH)
Progressive Builders, LLC
Pragma Corporation
Price, Williams & Associates
Pulmonary and Medical Associates of Northern Virginia, Ltd.
Remodel USA, Inc.
River Place Employees
River Place Owners’ Association
RONCO Consulting Corporation
Rotary Club of Wheaton-Kensington
RRB/ITC Parking
Sandler, Travis, and Rosenberg, D.A.
Sandoval General Construction
SAP Public Services, Inc.
Saturn of Silver Spring, MD
School of Life
Sergio's Place
Service Corps of Retired Executives Association (SCORE)
Shady Grove Fertility
Small Business Administration
Souza Services, LLC
Staley Transportation Services, LLC
Stephen Anthony Salon
Suzanne A. Katz and Associates, Inc.
Systems Planning and Analysis, Inc. (DC)
The Goddard School of Rockville, MD
The International Trade Center
The Mitchell Group, Inc.
The Potomac Grille in Rockville, MD
The Warren-Young Group, Inc.
The Watergate Hotel
Town of Kensington, MD
Unity Health Care
U.S. Committee for Refugees and Immigrants (USCRI)
U.S. International Development Finance Corporation (DFC)
U.S. Peace Corps
U.S. Nuclear Waste Technical Review Board
U.S. Titles, Inc.
Ventura Commercial Mortgage
Vince and Dominic’s Pizza
Wayco A/C and Heating, Inc.
Weidemann Associates, Inc.
Weinberg & Company, P.C.
Whole Foods Market
Whiskey Creek Golf Club
Willard Intercontinental
Winrock International
Zohra Salon


Residents of Potomac, MD

Persons who live or work in that part of Montgomery County, Maryland, known as Potomac, bounded on the south by the Potomac River from Riley's Lock Road on the west to Cabin John Parkway on the east, on the east by Cabin John Parkway to the Capital Beltway 495 to Interstate 270, on the north by Shady Grove Road to State Route 28 to State Route 112, and on the west by State Route 112 and Seneca Road to River Road to Riley's Lock Road to the Potomac River: Provided, however, That the military reservation known as the U. S. Navy Ship Research and Development Center is excluded from this field of membership.

Select Washington, D.C. Residents

Many individuals who live, work, worship or attend school in Washington, D.C. are eligible to become members. However, our D.C. charter only extends to individuals within certain geographic boundaries.

We extend eligibility to all current members' immediate family members. This includes: grandparents, parents, spouses, children (including foster and adopted), grandchildren and siblings. Un-remarried spouses of persons who died while employed by any of our eligible organizations are also eligible for membership.

This means that once you become a member, your family members automatically become eligible to join!

Persons who live in Maryland, Washington, D.C. or Virginia are eligible to open an account if they are an existing member or become a member of the American Consumer Council (ACC). The ACC was founded to ensure vital customer needs are met and protected through educating American consumers about the benefits of various products and services and acting as a voice for consumer advocacy and economic wellness in the United States. ACC applies marketplace pressure to ensure companies offer safe‚ reliable products and services that consumers can use‚ trust and recommend to their family and friends.

There is no fee to join and it’s a one step process to open your account and join the ACC. Simply click on "Become a Member” and select "persons who live in Maryland, Washington, D.C. or Virginia” for your eligibility and you will automatically be joining the ACC. By joining the ACC‚ you’re becoming a part of an influential organization with more than 160‚000 members nationwide. Best of all‚ by joining ACC you also become eligible for membership. For more information about the American Consumer Council, click hereOpens in New Window.

We extend eligibility to all members of the Home Ownership Financial Literacy CouncilOpens in New Window (HOFLC). HOFLC is a non-profit corporation created to provide its members with the necessary tools to successfully navigate the path of home ownership. Whether you are a first-time home buyer, veteran, or refinancing your current home, HOFLC has the resources to help you make an informed decision. When you sign up, you get the power of information at your fingertips. With a one-time membership fee of $10, you'll enjoy the following:

  • Articles from reliable resources
  • Calculators to help you plan to the penny
  • Training webinars from industry experts (Coming soon!)


Have Questions? Just ask.

Full Rate Details
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*Earn 3.03% APY** on primary checking balances up to $3,000. Checking balances over $3,000 earn 0.025% APY**. Business Checking Accounts are excluded from 3.03% APY**. Dividends are compounded and credited quarterly. To earn the 3.03% APY** dividend rate, member will be obligated to continue to receive their statement electronically (no paper statements will be mailed), sign in to online banking at least once per month, maintain at least one (1) qualified direct deposit of at least $500 per month, and complete at least five (5) debit card point of sale transactions per month. Point of sale transactions still pending on the last day of the month are not counted. Must complete all requirements in each month of the quarter in order to receive the qualifying dividend/APY.** Qualified direct deposit is a recurring direct deposit of a paycheck, pension, Social Security or other periodic payment of at least $500 into a checking account on a month-to-month basis made by an outside organization or agency. Must be eligible for membership. $50 minimum balance required to open and earn 0.10% APY** on Lafayette Federal share savings account balances. $5 minimum balance to open Lafayette Federal checking account. **APY=Annual Percentage Yield. Rates current as of December 1, 2019 and subject to change without notice. Your savings are federally insured to at least $250,000 by the National Credit Union Administration, an agency of the U.S. government.
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