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Please be advised that our SBA financial service center will be closing at 3 p.m. on Friday, June 22nd for building-wide maintenance. Members may access online banking or contact our 24-hour Call Center at (301) 929-7990 or (800) 888-6560. X
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Serving members worldwide since 1935.

Business Lending

  • Commercial loans
  • Business credit cards
  • Talented lending team

We have the answers to your business needs!

Contact Us

Whether you need a line of credit for day-to-day transactions or cash loan for real estate, equipment or other larger purchase, you've come to the right place.

Commercial Loans

We have created a comprehensive business lending program to offer to our members. Partnered with Potomac Business Services, LLC, our talented team of commercial lending professionals offers the following:

  • Commercial Real Estate Loans
  • Business Acquisition Loans
  • Lines of Credit
  • Equipment Loans
  • SBA Loans
  • Refinancing


To apply for any of our commercial loan products, and for questions and documentation requirements, please contact Jim Spicher at (240) 292-5523 or jspicher@lfcu.org.

Business Credit Card

You own a business. You use a credit card. You travel for business. So‚ why not use a business credit card that earns travel rewards with NO BLACKOUT DATES on ANY airline?

With our Business Mastercard®‚ you’ll enjoy:

  • No annual fees
  • No balance transfer fees
  • Credit limits to $50,000
  • Free CURewards – your card will earn points for every purchase you make
  • An affordable rate
  • Online account access


This is your first-class ticket to apply for this outstanding Business Credit Card. Make traveling and life easier by applying today!

To apply for a business credit card, and for questions and documentation requirements, please contact Jim Spicher at (240) 292-5523 or jspicher@lfcu.org.

If you need to report a lost/stolen Mastercard® credit card, please call (800) 449-7728.

For cardholders overseas, you can call the following telephone number collect to the United States in the event of an emergency: +1 (636) 722-7111, or refer to http://www.mastercard.us/.

For 24-hour Cardholder Service, please call (866) 820-2904.

Have Questions?
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Boost Your Employee Compensation Package

Become a Select Employee Group (SEG) at Lafayette Federal and give your employees membership to one of D.C.'s premier financial institutions. Your employees will enjoy special member benefits and there's no cost to your company. Find out more

*Qualification is based on an assessment of creditworthiness and our underwriting standards. All credit union loan programs‚ rates‚ terms and conditions are subject to change at any time without notice.
  • Home Advantage Family on porch

    Lafayette Federal HomeAdvantage is a free member service that can help you buy, sell and save on your home.

    Save $100s to $1,000s in Cash Rewards*

  • First Trust Mortgages

    If you're buying a home or just looking to refinance and lower your rate, you’ll enjoy a quick and easy process.

    Rates as low as 3.419% APR*

  • Woman in New Car

    Dreaming of a new ride? Let us finance your next new, used, or fuel-efficient vehicle.

    Rates as low as 2.365% APR*