Charles Stewart III
2701 Tower Oaks Boulevard, Rockville, MD 20852
My Lafayette story started in 1994 when I first joined. I did not know what a credit union was about, but my company offered it as a benefit for my direct deposit paycheck. This allowed me to get my money a few days early. Over the years I have had mortgages, car loans, and been able to volunteer to improve the credit union. I have always been very happy with the customer service, even when I was across the country with no access to a branch.
With over 20 years of experience in real estate finance, I have a deep understanding of the market and can help you navigate the complexities of securing a mortgage. I was born and raised in Hampton, Virginia, where I developed a passion for sports, particularly football and baseball. After high school, I enlisted in the United States Marine Corps and became a Hydraulic Pneumatic & Electronic Technician, working on jet aircraft and helicopters. During my time in the Marine Corps, I played football and even played on the All Marine Football Travel Team.
After completing my six-year tour in the Marine Corps, I attended N.N. Shipbuilding Apprentice School and became a licensed commercial, industrial, and residential electrician. In 1990, I formed a promotion, marketing, and advertising company, which coordinated and promoted concerts, artists, and premier events nationwide. Then, in 1995, I enrolled in Alpha College of Real Estate and became a licensed realtor.
In 2005, I started financing and investing in real estate ventures. I then decided to make real estate finance my profession. I am a former producing Branch Manager and current licensed Senior Mortgage Banker & Loan Officer. I have previously worked at Union Bank, J.P. Morgan Chase Bank, and now, I am proud to be a part of the Lafayette Federal Credit Union team.
Don’t let the complexity of real estate finance overwhelm you. Contact me today to schedule a consultation and start exploring your financing options. Whether you’re a first-time homebuyer or a seasoned investor, I have the experience and expertise to help you achieve your goals.
• 20+ years of real estate finance
• Marine Corps veteran, licensed realtor
• Senior Mortgage Banker & Loan Officer
Calculate Your Payment & More
Before we help you secure your home loan, you’ll get access to calculators and resources to help you estimate how much home you can afford and compare your loan options way before you start the mortgage process.
Save with Lafayette HomeAdvantage®
Get the tools and expertise you’ll need to find and finance your home while saving time and money in the process with our HomeAdvantage® program. Plus, when you use on of the agents in our network, you can earn Cash Rewards — an average of $3,000 in savings!
Find the Best Mortgage Option for You
Finding the right loan option can be a challenge. With our Mortgage Finder Tool, you can select every benefit you want in a home loan, and we’ll provide you with the options that best fit your goals.
Mortgage Checklist for Applicants
Our Mortgage Application Checklist will help you move quickly and smoothly through the application process. You can also download the Mortgage Application Checklist PDF so you’ll always have what you need on hand.
*APR = Annual Percentage Rate. Your APR may vary. Rates subject to change. Must be eligible for membership. The rates provided are based on a variety of conditions which include consumer credit score which may be higher or lower than the individual score. Your loan’s interest rate will depend on the specific loan type and characteristics of your loan transaction and your credit history up to the time of closing. The interest rates are not a replacement for a Loan Estimate and all information presented is subject to change at any time. APR values for mortgage loans assume average closing costs associated with the transaction and may not include additional costs required by loan type (e.g., VA Funding Fee and Private Mortgage Insurance). Actual rates may be obtained by contacting a Lafayette Federal Credit Union Loan Officer. Adjustable rate mortgage products are based on Lafayette Federal’s Cost of Funds Index (COFI) or the Constant Maturity Treasury Rate (CMT). Must be eligible for membership and all borrowers must become a member prior to consummation. $50 minimum balance required to open and earn 0.10% APY** on Lafayette Federal share savings account balances. $5 minimum balance required to open and earn 0.025% APY** on Lafayette Federal checking account balances. **APY=Annual Percentage Yield. Rates are subject to change without notice. Your savings are federally insured to at least $250,000 by the National Credit Union Administration, an agency of the U.S. government. Contact a Lafayette Federal representative for loan details and restrictions. NMLS #464425. ***Cash Rewards are awarded through the HomeAdvantage program to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Cash Rewards amounts are dependent on the commissions paid to the HomeAdvantage network agent. Obtaining a mortgage or use of any specific lending institution is not a requirement to earn Cash Rewards. If you are obtaining a mortgage, your lender may have specific rules on how Cash Rewards can be paid out. Cash Rewards are available in most states; however, are void where prohibited by law or by the lender. Please consult with your lender for details that may affect you. NMLS 464425
HOME MORTGAGE DISCLOSURE ACT (HMDA) NOTICE: The HMDA data about our residential mortgage lending are available online for review. The data shows geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website.