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Serving members worldwide since 1935.

Oh, It's True! 2% for '22

We've Upped the Ante with Our 2.02% APY3 Checking

Take Advantage of Our 2% for '22 Offer!

For more than eight decades, Lafayette Federal has delivered service excellence to our loyal members, who have stood by us through the years. To thank you for your unwavering support, we are kicking off our 87th New Year with a very special offer — 2.02% APY3 Bonus Checking. Take advantage of this offer today!


Still Need a Bit More Information?

Checking Accounts with a qualified monthly direct deposit of $500 or more2 earn a bonus rate of 2.02% APY3 on balances up to $25,000. Enjoy a premium rate over 65 times higher than the national average1, simple terms, AND 24/7 global access to your money.


A Lafayette Federal Checking Account offers the ultimate in value and convenience.

Enjoy premium accounts, features, and benefits:

  • No minimum balance requirements or monthly maintenance fees
  • 24/7 management of your account(s) via Online/Mobile Banking
  • Free Bill Pay, mobile deposit, and bank-to-bank transfers
  • Discounts on auto loans, mortgage loans, and more with Qualified Direct Deposit
  • Complete purchasing power with a Lafayette Federal Mastercard® Debit Card
  • Worldwide access to your money via surcharge-free ATMs & Shared Branches.


Start Earning 2.02% APY3 on Lafayette Federal Checking Today!


Not Yet a Member?

There's never been a better time to experience a Lafayette Federal membership. We've been proudly providing our members with exceptional service, incredible value, AND worldwide convenience for over 86 years! Learn more about the benefits of membership and make Lafayette Federal your credit union for life.



Current Member without Checking?

Simply add checking to your membership, and enjoy countless perks, a variety of free services with Relationship Checking, and an incredible rate that you won't want to miss.



Already have Lafayette Federal Checking?

You'll automatically earn the bonus 2.02% APY3 as long as you maintain a qualified direct deposit of $500 or more each month!2


1Based on the national average of 0.03% APY3 for comparable checking account rates as published in the FDIC Weekly National Rates and Rate Caps as of April 18, 2022. The bonus dividend rate of 2.02% APY3 is for primary checking balances up to $25,000, and is in addition to the base rate of 0.025% APY3. Total APY3 earned is 2.04% APY3. Checking balances over $25,000 earn 0.025% APY3. Business Checking Accounts are excluded. Dividends are compounded and credited quarterly. To earn the 2.02% APY3 bonus rate, member must maintain at least one (1) qualified direct deposit of at least $500 per month. 2Qualified direct deposit is a recurring direct deposit of a paycheck, pension, or Social Security periodic payment of at least $500 into a checking or savings account on a month-to-month basis made by an outside organization or agency. Must be eligible for membership. $50 minimum balance required to open and earn 0.10% APY3 on Lafayette Federal share savings account balances. $5 minimum balance to open Lafayette Federal checking account. 3APY=Annual Percentage Yield. Rates current as of March 1, 2022 and subject to change without notice. Your savings are federally insured to at least $250,000 by the National Credit Union Administration, an agency of the U.S. government. Lafayette Federal is an equal opportunity lender.