Marconi Ramos

Mortgage Loan Officer
Marconi Ramos Headshot


NMLS# 416192

Cell: 202-480-7385

Office: 240-747-3114

email Marconi Ramos

2701 Tower Oaks Boulevard
Rockville, MD 20852

I may be one of the longest active members of LFCU (54 years). I retired from USAID in 1998. That was my first job after leaving the US Army in 1966. Like most young recently married couples, we needed to establish credit. As many may know the Credit Union was in the old State Department during my early years with USAID. Doing business with the LFCU was just like a big family. Just great!!! I would walk in and they knew me by name and account number. I now live in NC and still bank with them. Over the years I have financed several homes and cars. As I write this story, I have a car loan with LFCU today. I am a credit union member for life!

Glenn C.
Member for 54 years

About me

Hey there, I’m Marconi Ramos, and I’m not your typical Mortgage Loan Officer. I see myself as your guide to navigating the world of homeownership. With 19 years of experience in the credit union industry, I’ve made it my mission to simplify the mortgage process and empower Lafayette Federal Credit Union members like you to achieve your homeownership dreams.

At Lafayette Federal Credit Union, I’m not just here to offer mortgages—I’m here to build relationships. I specialize in tailoring mortgage solutions that fit your unique needs and financial goals, whether you’re buying your first home, refinancing, or investing in property. I have expertise in credit union mortgage products, including conventional, FHA, VA, and USDA loans, and I’ll guide you through every step of the journey with honesty and transparency.

My goal is to make your homeownership dreams a reality. Let’s start this exciting journey together! Contact me at 202-480-7385 or, and let’s chat about how Lafayette Federal Credit Union can help you achieve your homeownership goals.


  • 19 years of experience in the mortgage industry
  • Expertise in various mortgage products, such as conventional, FHA, VA, and USDA loans

Resources here for you.

These easy-to-use calculators and resources can help you learn about each step of the home loan process.

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Calculate Your Payment & More

Before we help you secure your home loan, you’ll get access to calculators and resources to help you estimate how much home you can afford and compare your loan options way before you start the mortgage process.

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Save with Lafayette HomeAdvantage®

Get the tools and expertise you’ll need to find and finance your home while saving time and money in the process with our HomeAdvantage® program. Plus, when you use on of the agents in our network, you can earn Cash Rewards — an average of $3,000 in savings!

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Find the Best Mortgage Option for You

Finding the right loan option can be a challenge. With our Mortgage Finder Tool, you can select every benefit you want in a home loan, and we’ll provide you with the options that best fit your goals.


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Mortgage Checklist for Applicants

Our Mortgage Application Checklist will help you move quickly and smoothly through the application process. You can also download the Mortgage Application Checklist PDF so you’ll always have what you need on hand.

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Earn thousands in Cash Rewards with Lafayette Federal’s HomeAdvantage.

Take advantage of our free member service that can help you buy, sell, and save on your next home.

Start Earning

Ready to start the home-buying process?

Schedule a call or meeting
Schedule a call or meeting
Learn more about our home loans
Browse Home Loan options
Start an application
Start an application


*APR = Annual Percentage Rate. Your APR may vary. Rates subject to change. Must be eligible for membership. The rates provided are based on a variety of conditions which include consumer credit score which may be higher or lower than the individual score. Your loan’s interest rate will depend on the specific loan type and characteristics of your loan transaction and your credit history up to the time of closing. The interest rates are not a replacement for a Loan Estimate and all information presented is subject to change at any time. APR values for mortgage loans assume average closing costs associated with the transaction and may not include additional costs required by loan type (e.g., VA Funding Fee and Private Mortgage Insurance). Actual rates may be obtained by contacting a Lafayette Federal Credit Union Loan Officer. Adjustable rate mortgage products are based on Lafayette Federal’s Cost of Funds Index (COFI) or the Constant Maturity Treasury Rate (CMT). Must be eligible for membership and all borrowers must become a member prior to consummation. $50 minimum balance required to open and earn 0.10% APY** on Lafayette Federal share savings account balances. $5 minimum balance required to open and earn 0.025% APY** on Lafayette Federal checking account balances. **APY=Annual Percentage Yield. Rates are subject to change without notice. Your savings are federally insured to at least $250,000 by the National Credit Union Administration, an agency of the U.S. government. Contact a Lafayette Federal representative for loan details and restrictions. NMLS #464425. ***Cash Rewards are awarded through the HomeAdvantage program to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Cash Rewards amounts are dependent on the commissions paid to the HomeAdvantage network agent. Obtaining a mortgage or use of any specific lending institution is not a requirement to earn Cash Rewards. If you are obtaining a mortgage, your lender may have specific rules on how Cash Rewards can be paid out. Cash Rewards are available in most states; however, are void where prohibited by law or by the lender. Please consult with your lender for details that may affect you. NMLS 464425
HOME MORTGAGE DISCLOSURE ACT (HMDA) NOTICE: The HMDA data about our residential mortgage lending are available online for review. The data shows geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website.