Skip to main content
Google PlayApple Store
Serving members worldwide since 1935.

Mastercard® Debit Card

  • Linked to your checking account
  • 24/7 access at ATMs nationwide
  • No finance charges

Get cash, make purchases and check your account — all with one card.

Request a Debit Card

Full Rate Details
Account Disclosures

Get easier access to your checking account.

Benefits of our Debit Card

Your Mastercard® debit card will be directly linked to your checking account for 24/7 access to your funds. Use your debit card in a variety of ways:

  • At any merchant that accepts Mastercard®
  • Request cash back during your transactions
  • Get cash, transfer funds, and check your balances 24/7 at ATMs worldwide

Don't Have a Checking Account?

Open a checking account with us and enjoy these benefits:

  • No minimum balance requirements
  • No monthly maintenance fees
  • Dividends
  • Surcharge-free ATMs
  • Overdraft protection
  • Mastercard® debit card
  • Relationship checking


Open an Account Now

Easy. Private. Secure.

Use Apple Pay™, Google Pay™, or Samsung Pay™ with your compatible device to pay in stores without swiping your cards and in apps without entering payment and contact information.

With these payment methods, instead of using your actual credit and debit card numbers when you add your card, a unique Device Account Number is assigned, encrypted and securely stored. And when you make a purchase, the Device Account Number alongside a transaction-specific dynamic security code is used to process your payment. So your actual credit or debit card numbers are never shared with merchants or transmitted with payment.

To get started, simply download your respective app, and enter the requested information. You will then be prompted to call the phone number that appears to validate your card and complete the enrollment process. This process will take 5 to 10 minutes to complete, and you will be asked to verify your most recent transaction (so have that handy). After the merchant name and amount is provided, your card will be verified.

For additional information, visit the links below:

Stay on top of your debit card activity with Lafayette Federal's Mastercard® Alerts! Register for a range of customizable alerts for your debit card, and receive a text message or email when your card is used.

Once you complete the secure registration process, you may set notifications for transaction types and dollar amounts regarding:

  • Purchases over a selected amount
  • International purchases
  • Declined transactions
  • Withdrawals and transfers
  • And more!

Register for Debit Card Alerts

Masterpass is a digital wallet that simplifies the checkout process across all of your purchases online, in-app, and in-store with one secure account. To get started, simply register online and load your Lafayette Federal Mastercard credit or debit card.

Store your cards and shipping information so you can easily shop online, in-app, and at over a million store locations from one secure account.

Learn more

If you need to report a lost/stolen Mastercard® or Access debit card‚ please call (888) 918-7802.

For cardholders overseas, you can call the following telephone number collect to the United States in the event of an emergency: +1 (636) 722-7111 or refer to Mastercard Support.

If you have any questions‚ please contact us,

Submit a Cardholder Dispute Form for incorrectly posted debit card transactions, including when you may have approved the transaction at the point-of-sale. Before submitting the dispute, you must make a reasonable effort to resolve the dispute with the merchant. The dispute can be one of the following situations:

  • Cardholder does not recognize the charge
  • Billed twice for a single purchase
  • Membership cancellation
  • Merchandise was returned
  • Did not receive merchandise
  • Overcharged for purchase
  • Did not receive credit for transaction
  • Paid by other means
  • Service dispute

Cardholders that need assistance with a dispute, please call (888) 918-7322. Your card will remain open while the dispute is processed. Transactions must be reported within 60 days of the statement period in which the transaction occurred.

For transaction(s) involving debit card purchase activity and/or ATM withdrawals not originated by the card holder, please follow these instructions for resolution. Note that transactions must be reported within 60 days of the statement period in which the transaction occurred.

  • Immediately report your card lost/stolen by calling (888) 918-7802; if outside of the U.S. (636) 722-7111 collect
  • Complete a Debit Card Fraud Affidavit. (A notarized signature is required for all ATM fraud claims.)
  • Return completed affidavit to Card Services at mastercard@lfcu.org, fax to (240) 747-3376 or mail to 3535 University Boulevard West, Kensington, MD 20895.
Have Questions?
Contact Us

Full Rate Details
Account Disclosures

  • Woman in New Car

    Leave car buying stress in the dust with Lafayette Federal! Learn how to maximize your savings.

    Find out how to save time and money

  • First Trust Mortgages

    If you're buying a home or just looking to refinance and lower your rate, you’ll enjoy a quick and easy process.

    Rates as low as 3.043% APR*

  • Investment Services

    Learn about Lafayette Investment Services and Retirement Solutions, through CUSO Financial Services, L.P.*

    Access your investment portfolio