Enjoy additional free services with Relationship Checking.
Don't stress about maintaining a certain balance in your checking account — there is no minimum balance required for our checking account.
There are no maintenance fees for this account — it's strictly a no-fee checking account.
Funds in your checking account earn dividends from the date of deposit.
Effective May 15, 2020
|Min to Open||Min to Earn APY*||Dividend||APY*|
|$5**||Up to $3,000||3.00%||3.03%***|
With these networks, you have access to an extensive network of surcharge-free ATMs worldwide including locations at popular retailers such as 7-Eleven, Circle K, Costco, Publix, Dunkin Donuts and Rite-Aid.
REDI-CASH Overdraft Protection Line of Credit is an open-ended line of credit used in conjunction with a checking account. This protection is activated when you overdraw your account. That means no more bounced checks!
There's no charge to open an Overdraft Protection Line of Credit account. Finance charges accrue only when the account is activated. You must have a checking account and qualify for a minimum line of credit. Maximum line of credit is $30,000.
Our debit card allows you to make purchases and get cash anywhere Mastercard®, Cirrus, Credit Union 24 or Member Access cards are accepted. Request one when you open your checking account.
In addition to the ATMs at our branch locations‚ and a number of credit union owned ATMs throughout the D.C. area, our members have access to an extensive network surcharge-free ATMs worldwide.
Once you complete the secure registration process, you may set notifications for transaction types and dollar amounts regarding:
Our Relationship Checking program rewards those members who choose to maximize their financial relationship with us. If you have a checking account with direct deposit, you may qualify for a Checking Account that provides an attractive package of rewards. And the more rewards you get, the more money you save and earn.
There are four different levels of relationship checking:
|Bill Pay with no fee||x||x||x||x|
| Identity Theft Security |
(ID Restoration FREE for 6 months/ID Protect Plus FREE for Presidential)
| eZforex foreign currency purchase discount delivery |
(one FREE delivery per year)
| Incoming wire (no fee)||x||x|
| Cashiers check (no fee)||x||x|
| Stop payment order (no fee)||x||x|
| Share draft photocopy (no fee)||x||x|
| Replacement ATM/debit card (no fee)||x||x|
| Replacement ATM/debit PIN (no fee)||x||x|
| $5 credit for purchase of checks||x|
| Verification of deposit (no fee)||x|
| Statement photocopy (no fee)||x|
|NEW- Four boxes of checks per year**||x|
Lafayette Federal Checking with Qualified Direct Deposit is required
Combined average monthly share and loan balance of $500,000+ with at least $20,000 in deposits is required
Combined average monthly share and loan balance of $250,000+ with at least $5,000 in deposits is required
Combined average monthly share and loan balance of $10,000+ with at least $1,000 in deposits is required
Lafayette Federal Checking Account with Qualified Direct Deposit is required
We're rewarding you with our bigger, better, bolder 3.03% APY2 Relationship Checking Account!
Big banks can't compete.
Lafayette Federal HomeAdvantage is a free member service that can help you buy, sell and save on your home.
Save $100s to $1,000s in Cash Rewards*
Dreaming of a new ride? Let us finance your next new, used, or fuel-efficient vehicle.
Rates as low as 2.375% APR*