Enjoy additional free services with Relationship Checking.Open Account
Don't stress about maintaining a certain balance in your checking account — there is no minimum balance required for our checking account.
There are no maintenance fees for this account — it's strictly a no-fee checking account.
Funds in your checking account earn dividends from the date of deposit.
Effective May 1, 2019
|Min to Open||Min to Earn APY*||Dividend||APY*|
|$5**||Up to $3,000||3.00%||3.03%***|
With these networks, you have access to an extensive network of surcharge-free ATMs worldwide including locations at popular retailers such as 7-Eleven, Circle K, Costco, Publix, Dunkin Donuts and Rite-Aid.
REDI-CASH Overdraft Protection Line of Credit is an open-ended line of credit used in conjunction with a checking account. This protection is activated when you overdraw your account. That means no more bounced checks!
There's no charge to open an Overdraft Protection Line of Credit account. Finance charges accrue only when the account is activated. You must have a checking account and qualify for a minimum line of credit. Maximum line of credit is $30,000.
Our debit card allows you to make purchases and get cash anywhere Mastercard®, Cirrus, Credit Union 24 or Member Access cards are accepted. Request one when you open your checking account.
In addition to the ATMs at our branch locations‚ and a number of credit union owned ATMs throughout the D.C. area, our members have access to an extensive network surcharge-free ATMs worldwide.
Once you complete the secure registration process, you may set notifications for transaction types and dollar amounts regarding:
Our Relationship Checking program rewards those members who choose to maximize their financial relationship with us. If you have a checking account with direct deposit, you may qualify for a Checking Account that provides an attractive package of rewards. And the more rewards you get, the more money you save and earn.
There are four different levels of relationship checking:
If you participate in relationship checking, your current level is indicated on your account statement every month. Take a look at the chart to see how you can qualify for each rewards level and its money-savings benefits!
| Basic || Preferred || Premier|| Presidential|
|Bill Pay with no fee||x||x||x||x|
| Identitiy Theft Security |
(ID Restoration FREE for 6 months/ID Protect Plus FREE for Presidential)
| eZforex foreign currency purchase discount delivery |
(one FREE delivery per year)
| Incoming wire (no fee)||x||x|
| Cashiers check (no fee)||x||x|
| Stop payment order (no fee)||x||x|
| Share draft photocopy (no fee)||x||x|
| Replacement ATM/debit card (no fee)||x||x|
| Replacement ATM/debit PIN (no fee)||x||x|
| $5 credit for purchase of checks|
$10 credit for Presidential
| Verification of deposit at no fee||x|
| Statement photocopy at no fee||x|
Lafayette Federal HomeAdvantage is a free member service that can help you buy, sell and save on your home.
Save $100s to $1,000s in Cash Rewards*
We're rewarding YOU with our bigger, better, bolder 3.03% APY2 Relationship Checking Account!
Big banks can't compete.
Dreaming of a new ride? Let us finance your next new, used, or fuel-efficient vehicle.
Rates as low as 2.375% APR*