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A money market account is a non-financial account that pays interest based on current interest rates in the money markets. We offer both personal money market accounts and business money market accounts — we charge no maintenance fee for either account!
The minimum balance at which you start earning dividends for personal money market accounts is $2,500 and $10,000 for business money market accounts. You must maintain the minimum balance for the entire monthly statement cycle to earn dividends.
Effective Apr 1, 2021
Tier | Min to Open | Dividend | APY* |
---|---|---|---|
$0 - $2,499 | $2,500** | 0.00% | 0.00% |
$2,500 - $24,999 | 0.05% | 0.05% | |
$25,000 - $149,999 | 0.15% | 0.15% | |
$150,000+ | 0.30% | 0.30% |
Accessing your account is easy with a money market account. You can do it three ways:
Although money market accounts are more liquid than share certificates, withdrawals are subject to certain federal regulatory limits. Six transactions are permitted per month and a fee is applied each time this limit is exceeded.
To open a personal money market account, visit a branch or open an account onlineOpens in New Window.
To open a business money market account, please contact us.
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Account DisclosuresOpens in New Window
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