Money Market Accounts
- Personal & business accounts
- No maintenance fee
- Online access
Enjoy the convenience of issued checks!
Earn more on your savings without compromising accessibility.
What is a Money Market Account?
A money market account is a non-financial account that pays interest based on current interest rates in the money markets. We offer both personal money market accounts and business money market accounts — we charge no maintenance fee for either account!
The minimum balance at which you start earning dividends for personal money market accounts is $2,500 and $10,000 for business money market accounts. You must maintain the minimum balance for the entire monthly statement cycle to earn dividends.
Effective Jan 1, 2022
| Tier | Min to Open | Dividend | APY* |
|---|---|---|---|
| $0 - $2,499 | $2,500** | 0.00% | 0.00% |
| $2,500 - $24,999 | 0.05% | 0.05% | |
| $25,000 - $149,999 | 0.15% | 0.15% | |
| $150,000+ | 0.30% | 0.30% |
**Plus the cost of checks.
Easy Access
Accessing your account is easy with a money market account. You can do it three ways:
- In-person at a branch
- Online Banking
- Issued checks
Although money market accounts are more liquid than share certificates, withdrawals are subject to certain federal regulatory limits. Six transactions are permitted per month and a fee is applied each time this limit is exceeded.
Opening a Money Market Account
To open a personal money market account, visit a branch or open an account onlineOpens in New Window.
To open a business money market account, please contact us.
Full Rate Details
Account DisclosuresOpens in New Window
Knowledge is power. Be in the know for financial betterment.
-
Enjoy our 2.02% APY³ Checking — a premium rate over 65 times higher than the national average¹
Simple terms, outstanding rate
-
Get the details on our new online banking and mobile app, including a timeline, to-do checklist, FAQ, and more.
Coming March 1, 2022
-
Our members have access to Co-Op Network Shared Branches & ATMs for all basic transaction needs.
Access branches and ATMs nationwide
Federally Insured by NCUAOpens in New Window
Equal Opportunity Employer | E-Verify EmployerOpens in New WindowSite by VisionsOpens in New Window