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Lafayette Federal branches will be closed on Monday, July 4th in observance of Independence Day. Members may access Online BankingOpens in New Window or contact our 24-hour Call Center at (301) 929-7990 or (800) 888-6560.
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Serving members worldwide since 1935.

Money Market Accounts

  • Personal & business accounts
  • No maintenance fee
  • Online access

Enjoy the convenience of issued checks!

Earn as high as

0.30% APY*

Open Account

Full Rate Details
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Earn more on your savings without compromising accessibility.

What is a Money Market Account?

A money market account is a non-financial account that pays interest based on current interest rates in the money markets. We offer both personal money market accounts and business money market accounts — we charge no maintenance fee for either account!

The minimum balance at which you start earning dividends for personal money market accounts is $2,500 and $10,000 for business money market accounts. You must maintain the minimum balance for the entire monthly statement cycle to earn dividends.

Effective Jul 1, 2022

Tier Min to Open Dividend APY*
$0 - $2,499 $2,500** 0.00% 0.00%
$2,500 - $24,999 0.05% 0.05%
$25,000 - $149,999 0.15% 0.15%
$150,000+ 0.30% 0.30%
*APY=Annual Percentage Yield.
**Plus the cost of checks.

Easy Access

Accessing your account is easy with a money market account. You can do it three ways:


Although money market accounts are more liquid than share certificates, withdrawals are subject to certain federal regulatory limits. Six transactions are permitted per month and a fee is applied each time this limit is exceeded.

Opening a Money Market Account

To open a personal money market account, visit a branch or open an account onlineOpens in New Window.

To open a business money market account, please contact us.

Have Questions? Just ask.
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Full Rate Details
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Knowledge is power. Be in the know for financial betterment.

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    Sizzling HOT Summer Savings

    We offer sound savings solutions with our NEW nationwide-leading, top-tier deposit rates!

    Kick-start your summer savings

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    2.02% APY³ Checking

    Enjoy our 2.02% APY³ Checking — a premium rate over 65 times higher than the national average¹

    Simple terms, outstanding rate

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    Shared Branches & ATMs

    Our members have access to Co-Op Network Shared Branches & ATMs for all basic transaction needs.

    Access branches and ATMs nationwide

(301) 929-7990

Lafayette Federal Credit Union is one of the premiere financial institutions in the Washington, D.C. area, now serving DXC and CSRA employees. Since our founding in 1935, we have sought to provide our members with a safe and convenient place to save, and to offer loans at rates and terms more favorable than those of other financial institutions. We also work hard to provide top-notch customer service. Contact us to obtain a copy of our Annual Report.

Toll-Free
+1 (800) 888-6560

Lost Card?
Debit: +1 (888) 918-7802
Credit: +1 (800) 449-7728

Routing #: 254074811

Branch Locations

Maryland
Kensington, MD 20895
Potomac, MD 20854
Rockville, MD 20852

Virginia
Crystal City, VA 22202
McLean, VA 22101


Washington, DC
Pennsylvania Avenue, NW
3rd Street, SW
Kenyon Street, NW

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