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Please be advised that our SBA branch will be closed for the remainder of the day for maintenance. During this time, members may contact our 24-hour Call Center at (800) 888-6560 or visit another one of our branch locationsWe apologize for any inconvenience.
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Serving members worldwide since 1935.

Money Market Accounts

  • Personal & business accounts
  • No maintenance fee
  • Online access

Enjoy the convenience of issued checks!

Open Account

Full Rate Details
Account Disclosures

Earn more on your savings without compromising accessibility.

What is a Money Market Account?

A money market account is a non-financial account that pays interest based on current interest rates in the money markets. We offer both personal money market accounts and business money market accounts — we charge no maintenance fee for either account! 

The minimum balance at which you start earning dividends for personal money market accounts is $2,500 and $10,000 for business money market accounts. You must maintain the minimum balance for the entire monthly statement cycle to earn dividends.

Effective Apr 1, 2019

Tier Min to Open Dividend APY*
0-$2,499 $2,500** 0.00% 0.00%
$2,500-$24,999 0.05% 0.05%
$25,000-$149,999 0.15% 0.15%
$150,000+ 0.30% 0.30%
*APY=Annual Percentage Yield.
**Plus the cost of checks.

Easy Access

Accessing your account is easy with a money market account. You can do it three ways:


Although money market accounts are more liquid than share certificates, withdrawals are subject to certain federal regulatory limits. Six transactions are permitted per month and a fee is applied each time this limit is exceeded.

Opening a Money Market Account

To open a personal money market account, visit a branch or open an account online.

To open a business money market account, please contact us.

Have Questions? Just ask.
Open an Account

Full Rate Details
Account Disclosures

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