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A money market account is a non-financial account that pays interest based on current interest rates in the money markets. We offer both personal money market accounts and business money market accounts — we charge no maintenance fee for either account!
The minimum balance at which you start earning dividends for personal money market accounts is $2,500 and $10,000 for business money market accounts. You must maintain the minimum balance for the entire monthly statement cycle to earn dividends.
Effective Apr 1, 2021
|Tier||Min to Open||Dividend||APY*|
|$0 - $2,499||$2,500**||0.00%||0.00%|
|$2,500 - $24,999||0.05%||0.05%|
|$25,000 - $149,999||0.15%||0.15%|
Accessing your account is easy with a money market account. You can do it three ways:
Although money market accounts are more liquid than share certificates, withdrawals are subject to certain federal regulatory limits. Six transactions are permitted per month and a fee is applied each time this limit is exceeded.
To open a personal money market account, visit a branch or open an account onlineOpens in New Window.
To open a business money market account, please contact us.
Enjoy our 1.00% APY² Checking Account Bonus — earn an outstanding rate with simple terms.
Maximize your hard-earned dollars
Our members have access to Co-Op Network Shared Branches & ATMs for all basic transaction needs.
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Visit one of our eight branch locations, conveniently located in DC, Maryland and Virginia.
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