Money Market Accounts

Personal & business accounts
No maintenance fee
Online access

Enjoy the convenience of issued checks!

Earn more on your savings without compromising accessibility.

What is a Money Market Account?

A money market account is a non-financial account that pays interest based on current interest rates in the money markets. We offer both personal money market accounts and business money market accounts — we charge no maintenance fee for either account!

The minimum balance at which you start earning dividends for personal money market accounts is $2,500 and $10,000 for business money market accounts. You must maintain the minimum balance for the entire monthly statement cycle to earn dividends.

Effective Mar 22, 2018

Tier	Min to Open	Dividend	APY*
0-$2,499	$2,500**	0.00%	0.00%
$2,500-$24,999		0.05%	0.05%
$25,000-$149,999		0.15%	0.15%
$150,000+		0.30%	0.30%

*APY=Annual Percentage Yield.
**Plus the cost of checks.

Easy Access

Accessing your account is easy with a money market account. You can do it three ways:

In-person at a branch
Online Banking
Issued checks

Although money market accounts are more liquid than share certificates, withdrawals are subject to certain federal regulatory limits. Six transactions are permitted per month and a fee is applied each time this limit is exceeded.

Opening a Money Market Account

To open a personal money market account, visit a branch or open an account online.

To open a business money market account, please contact us.

Have Questions? Just ask.

Open an Account

Full Rate Details
Account Disclosures

Knowledge is power. Be in the know for financial betterment.

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Lafayette Federal Credit Union is one of the premiere financial institutions in the Washington, D.C. area, now serving DXC and CSRA employees. Since our founding in 1935, we have sought to provide our members with a safe and convenient place to save, and to offer loans at rates and terms more favorable than those of other financial institutions. We also work hard to provide top-notch customer service.