Using your equity as collateral, you can borrow at great low rates!Apply Now
Already own your home? It's time to put your equity to work! Your equity is determined by subtracting your mortgage balance from your home's appraised value. This can add up to a lot of cash. Make additions to your home, consolidate bills, pay college tuition, take a family vacation, or if you just want a safety net—the possibilities are endless.
Using your equity as collateral you can borrow at great low rates. We offer fixed and adjustable rate home equity loans or lines of credit and we'll lend up to $500,000.
To obtain rates, payments, closing costs and to complete an online application, apply today. After you have applied, a representative from our lending department will be in touch with you, and you can decide together on the right home equity option for you.
The Equity Builder Loan* is our portfolio Adjustable Rate Mortgage (ARM) loan product. This product was developed in 1988 and remains our #1 mortgage product. The design of this product allows members to obtain up to 100% financing and up to 40-years to repay with one simple product. How and why would we do this? That’s easy … we designed the product to fit any members financial needs.
Stop carrying around cash and upgrade to a Mastercard® Credit Card.
Safe, convenient, customizable
If you're buying a home or just looking to refinance and lower your rate, you’ll enjoy a quick and easy process.
Rates as low as 3.043% APR*
Learn about Lafayette Investment Services and Retirement Solutions, through CUSO Financial Services, L.P.*
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