Using your equity as collateral, you can borrow at great low rates!Apply Now
Already own your home? It's time to put your equity to work! Your equity is determined by subtracting your mortgage balance from your home's appraised value. This can add up to a lot of cash. Make additions to your home, consolidate bills, pay college tuition, take a family vacation, or if you just want a safety net—the possibilities are endless.
Using your equity as collateral you can borrow at great low rates. We offer fixed and adjustable rate home equity loans or lines of credit and we'll lend up to $500,000.
To obtain rates, payments, closing costs and to complete an online application, apply today. After you have applied, a representative from our lending department will be in touch with you, and you can decide together on the right home equity option for you.
Lafayette Federal HomeAdvantage is a free member service that can help you buy, sell and save on your home.
Save $100s to $1,000s in Cash Rewards*
If you're buying a home or just looking to refinance and lower your rate, you’ll enjoy a quick and easy process.
Rates as low as 3.419% APR*
Dreaming of a new ride? Let us finance your next new, used, or fuel-efficient vehicle.
Rates as low as 2.365% APR*