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Serving members worldwide since 1935.

Home Equity

  • Great for home improvements
  • Loans up to $500,000
  • Affordable payment terms up to 30 years

Fixed or adjustable-rate mortgage loans to fit your needs!

Tips for Buying a Home

Buying a home is a big deal. Whether it's your first home or your retirement home, this is one purchase that should never be taken lightly. Making wise choices now will pay off down the road.

Check Out Our Home Buying Resources
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We make the process easy.

Already own your home? It's time to put your equity to work! Your equity is determined by subtracting your mortgage balance from your home's appraised value. This can add up to a lot of cash. Make additions to your home, consolidate bills, pay college tuition, take a family vacation, or if you just want a safety net—the possibilities are endless.

Using your equity as collateral you can borrow at great low rates. We offer fixed and adjustable rate home equity loans or lines of credit and we'll lend up to $500,000.

Home Equity Line of Credit (HELOC)

Our variable rate option provides you with a revolving line of credit, giving you the flexibility to borrow what you need, when you need it.

  • Affordable payment terms up to 30 years
  • Borrow up to 95% of your home’s value*
  • Reusable line of credit for home renovations or consolidate debt
  • Finance major purchases such as vacations and weddings
  • No prepayment penalties or annual fees

Home Equity Loan

Get the money you need in a convenient, single payout for debt consolidation, home improvements, medical expenses or most any other purpose. Also known as a "Fixed Second."

  • Competitive fixed interest rates
  • Affordable payment terms up to 30 years
  • Borrow up to 95% of your home’s value*
  • No prepayment penalties or annual fees
  • Available on primary residences and second homes

Choose Your Home Equity Loan Officer

You can call or email us to answer questions or get advice. We'll help you determine what's best for your situation. We're always just a call or email away!

Home Equity Loan Officers are based in the Norman Cohen Building at 2701 Tower Oaks Boulevard, Rockville, MD 20852.

glen cook

Glen Cook

Vice President, Home Equity Lending
NMLS #1997390
Office: 240-747-2465
Cell: 202-941-8571

Learn more about Glen and apply for your home equity product.

Schedule a Call or Meeting

Norbert Fichtel

Norbert Fichtel

Home Equity Loan Officer
NMLS #1685442
Office: 240-292-5526
Cell: 202-603-1223

Learn more about Norbert and apply for your home equity product.

Schedule a Call or Meeting

 Stacie Marsh‑Hunter

Stacie Marsh‑Hunter

Home Equity Loan Officer
NMLS #1066900
Office: 240-292-5551
Cell: 240-672-1097

Learn more about Stacie and apply for your home equity product.

Schedule a Call or Meeting

Marc Safian

Marc Safian

Home Equity Account Executive
NMLS #1098384
Office: 240-747-2460
Cell: 240-687-9485

Learn more about Marc and apply for your home equity product.

Schedule a Call or Meeting

*Minus first mortgage balance. Certain fees, conditions and restrictions may apply. Home Equity Lines of Credit and Home Equity Loans are secured by your home. If you're paying off an existing real estate loan, the Credit Union does not cover costs imposed by other lenders, if any. Rates and terms subject to change without notice. Loan approval subject to credit evaluation. NMLS 464425

Home Equity Loans and Home Equity Lines of Credit are not available in Texas.

HOME MORTGAGE DISCLOSURE ACT (HMDA) NOTICE: The HMDA data about our residential mortgage lending are available online for review. The data shows geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau's websiteOpens in New Window.
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