facebook pixel Skip to main content
Google PlayApple Store
Serving members worldwide since 1935.

Apply for a Loan Payment Extension

If you are experiencing financial hardship due to COVID-19, we are here for you. You may apply for an extension on your consumer loan payments, including:

  • Auto Loans
  • Boat Loans
  • Credit Card
  • Personal Loans

You may also apply for a modified payment schedule on your mortgage loans, including:

  • First Mortgages
  • Home Equity Loans
  • Home Equity Lines of Credit

To get help with your loan payments, submit the appropriate PDF loan extension application. A separate application is required for each loan. 

Due to a high volume of loan payment extension requests being received, it may take us longer to process your request than anticipated. Please note each request is being processed in the order in which it was received as long as it is complete upon receipt. To ensure you have submitted a complete application, please make sure you complete the appropriate application in full and include the appropriate income documentation. Each loan needs a separate application and must be signed in order to be considered complete. Once the required information and documentation is received for your request to be considered complete, your request will be put in line at that time to be processed. Thank you for your patience. 

***** IMPORTANT *****
These applications include digital signature fields. You must download the forms to your computer or device before completing and saving.

(Digital signature fields will not work in a web browser.)

For auto, boat, credit card, and personal loans, download:

For mortgage and home equity products, download:

Download Acrobat ReaderOpens in New Window to be able to complete, sign and save PDF Forms.

Required Documents

Included in each application is a list of required income documents. Once completed, please upload the following via the secure upload form below:
  1. Your completed PDF application(s)
  2. Borrower's Required Income Documents
  3. Co-borrower's Required Income Documents (if applicable)
Alternatively, you may fax your packet to 240-747-2494, Attn: COVID19HELP, or mail to: Lafayette FCU, Attn: COVID19HELP, 2701 Tower Oaks Boulevard, Rockville, MD 20852. You will receive an email confirmation when your request has been received, and you will be notified of a decision on your request within five (5) business days.

Upload Your Completed Application(s) and Required Documents

** All fields below are required. In the Company field, please enter your Loan Number(s). **

  • couple smiling looking at statement mini news ad

    Enjoy our 2.02% APY³ Checking — a premium rate 50 times higher than the national average¹

    Simple terms, outstanding rate

  • atm-cash-withdrawal

    Our members have access to 30,000+ surcharge-free ATMs and 5,000+ shared branches for all basic transaction needs.

    Access branches and ATMs nationwide

  • Home Advantage Family on porch

    Lafayette Federal HomeAdvantage is a free member service that can help you buy, sell and save on your home.

    Save $100s to $1,000s in Cash Rewards*