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Serving members worldwide since 1935.

Boat & RV Loans

  • Up to 75 percent financing
  • Terms up to 20 years*
  • Loans up to $350,000

Lending available for boats and motor homes.

Full Rate Details

Looking to buy a new or used boat or RV?

Luxury Leisure Vehicle Loans

We'll help you buy a boat or RV for non-business use. You can finance up to $350,000. The repayment term depends upon the purchase price.

Effective Oct 1, 2020

APR* as low as Term Amount (up to 75% Purchase Price or Value)
4.50% Up to 5 Years $5,000 to $20,000
4.50% Up to 10 Years $20,001+ to $75,000
5.00%** Up to 15 Years $75,001+ to $150,000
5.00%** Up to 15 Years $150,001 to $350,000
5.00%*** Up to 20 Years $150,001 to $350,000 (restricted to house boats and RVs)
*APR=Annual Percentage Rate. Restrictions apply. May not be used in conjunction with other offers or promotions. Stated APR is the lowest rate available for qualified members and reflects 0.25% discount for Direct Deposit and automatic debit of loan payment from Checking Account with Lafayette Federal. Actual rate may be higher based on income, credit worthiness, and loan to value. Loan amount up to 75% of purchase price, up to $150,000. Vehicles for personal, non-business use only.**Loan to Value maximum to 75% for loan amounts over $150,000. ***Term of 20 yrs. limited to loan amounts above $150,000 and only available for financing "house boats” and RVs used as primary residences as defined by the IRS and NCUA.


Have questions? Just ask.

Full Rate Details

  • atm-cash-withdrawal

    Our members have access to Co-Op Network Shared Branches & ATMs for all basic transaction needs.

    Access branches and ATMs nationwide

  • Branch Locations

    Visit one of our eight branch locations, conveniently located in DC, Maryland and Virginia.

    Schedule a branch visit today

  • Woman in New Car

    Dreaming of a new ride? Let us finance your next new, used, or fuel-efficient vehicle.

    Rates as low as 2.375% APR*