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Serving members worldwide since 1935.

Boat & RV Loans

  • Up to 90 percent financing
  • Terms up to 15 years*
  • Loans up to $150,000

Lending available for boats and motor homes.

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Full Rate Details

Looking to buy a new or used boat or RV?

Luxury Leisure Vehicle Loans

We'll help you buy a boat or RV for non-business use. You can finance up to 90% of the purchase price, up to $150,000. The repayment term depends upon the purchase price.

Effective Mar 22, 2018

APR* as low as Term Amount (up to 90% Purchase Price or Value)
4.75% Up to 5 Years $5,000 to $20,000
4.75% Up to 10 Years $20,001+ to $75,000
4.75%** Up to 15 Years $75,001+ to $150,000
5.25%** Up to 15 Years $150,001 to $350,000
5.25%*** Up to 20 Years $150,001 to $350,000 (restricted to house boats and RVs)
*APR=Annual Percentage Rate. Restrictions apply. May not be used in conjunction with other offers or promotions. Stated APR is the lowest rate available for qualified members and reflects 0.25% discount for Direct Deposit and automatic debit of loan payment from Checking Account with Lafayette Federal. Actual rate may be higher based on income and credit worthiness. Loan amount up to 90% of purchase price, up to $150,000. Vehicles for personal, non-business use only.**Loan to Value maximum to 80% for loan amounts over $150,000. ***Term of 20 yrs. limited to loan amounts above $150,000 and only available for financing "house boats” and RVs used as primary residences as defined by the IRS and NCUA.


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Full Rate Details

*APR = Annual Percentage Rate. Restrictions apply. May not be used in conjunction with other offers or promotions. Stated APR is the lowest rate available for qualified members and reflects 0.25% discount for Direct Deposit and automatic debit of loan payment from Checking Account with Lafayette Federal. Actual rate may be higher based on income and credit worthiness. Loan amounts up to $75,000 = Maximum term 10 yrs. Loan Amounts $75,000 - $150,000 = Maximum term 15 yrs. Rates as low was 3.25% at time of approval; rate adjusted every 36 months; will not increase or decrease more than 2% per adjustment
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