Get the most out of your retirement dollars!
Annual contributions to this type of IRA may be partially or fully tax-deductible in the year in which they are made. Distributions from a traditional IRA are generally taxable upon withdrawal. To learn more, visit our IRA Service CenterOpens in New Window.
While Roth IRA contributions are not deductible during the year in which they are made, distributions can generally be taken tax-free. To learn more, visit our IRA Service CenterOpens in New Window.
Variable IRA accounts: These accounts have the same features as our Variable Rate Certificate accounts mentioned above. The only difference is that they are used to save for an IRA.
IRA accounts: The IRA account is similar to our Share Savings account, with dividends compounded and paid each quarter. Dividends are earned from the date of deposit until the date of withdrawal. There is no term on this type of account.
Fixed Rate Certificate IRA accounts: These accounts have the same features as our Fixed Rate Certificate accounts mentioned above. The only difference is that they are used to save for an IRA.
These accounts were created to help parents pay for the education of their dependent children. Designate an account for each child, and start saving early. Then you won't have to stress over a tuition bill when they turn 18.
|Fixed-Rate*||Min to Open||Min to Earn APY**||Dividend||APY**|
|Variable-Rate*||Min to Open||Min to Earn APY**||Dividend||APY**|
Wrap your holiday expenses into a great-rate Lafayette Federal Holiday Loan!
Rates as low as 4.74% APR*
Enjoy our 1.00% APY² Checking Account Bonus — earn an outstanding rate with simple terms.
Maximize your hard-earned dollars
Our members have access to Co-Op Network Shared Branches & ATMs for all basic transaction needs.
Access branches and ATMs nationwide