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Check out great deals, read reviews, and compare prices at TrueCar® Car-Buying Service. Research and locate the perfect vehicle that best fits your needs.
Before car shopping, determine what you can afford. Experts suggest all of your monthly loan payments should be less than 40% of your gross or pre-tax income. Find out how much you can afford.
Once you know what you can afford, look for models that match your needs. Factors to consider include reliability, safety and fuel efficiency. Check a car model’s reliability on Consumer Reports or Edmunds.com. To check a car’s safety rating, visit the
When buying from a private party or a used car lot, be sure to get a clear title history and insist on a mechanic inspection. Find out who owned it previously and ask for maintenance and repair records.
After closing the deal, you have more than a new car: you also have a credit history. It’s important to take good care of it by making all your payments on time. Sign up for payroll deduction so your loan payment will automatically be deducted from your account each month.
Once you've researched reliability, frequency of repairs and safety data on your favorite models, you can balance style against practicality and determine which ones make the cut for a test drive.
Approach the test drive with a clear head, and remind yourself this is only one of several you may like. Settling yourself on a specific make or model in advance makes it difficult to accurately evaluate a vehicle, much less negotiate a deal on one.
When you get behind the wheel, see if the car has what you need in terms of power, interior space , safety features, and ease of entry and exit. Then be on the lookout for excessive wind or engine noise, heavy or imprecise steering, poor gas mileage, sloppy fit (trim, molding, etc.), unreadable instruments and clumsy controls or levers.
You’ll also want to consider whether the car fits your lifestyle. Will your luggage fit in the trunk? Are there enough seats or cargo space? Lastly, local parts and service, and a solid warranty, are important factors to consider.
We've all heard about zero percent financing from the dealer. The automobile manufacturers’ rates seem great. What could be wrong with them? Plenty, if you take a look at the fine print.
Your best deal could come from skipping the low dealer rate, taking the rebate the dealer is offering, and financing your vehicle through your credit union. Why?
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