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Please be advised that our SBA financial service center will be closing at 3 p.m. on Friday, June 22nd for building-wide maintenance. Members may access online banking or contact our 24-hour Call Center at (301) 929-7990 or (800) 888-6560. X
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Serving members worldwide since 1935.

Buying a car

  • Do your homework
  • Get pre-approved
  • Use our car-buying services

Get up to 100% financing on your new or used auto with terms up to 84 months (restrictions apply).

Apply Now

Should I lease or purchase a car?
How much will my auto payments be?
Should I take a rebate or low-cost financing?
Should I accelerate my auto payments?
How much car can I afford?

Whether you're set on that new-car smell or just a new-to-you ride, it pays to do your research before you go shopping for a vehicle.

Check out great deals, read reviews, and compare prices at TrueCar® Car-Buying Service. Research and locate the perfect vehicle that best fits your needs.

Ready for your vehicle loan?
Get Preapproved Today!


  • Home Advantage Family on porch

    Lafayette Federal HomeAdvantage is a free member service that can help you buy, sell and save on your home.

    Save $100s to $1,000s in Cash Rewards*

  • First Trust Mortgages

    If you're buying a home or just looking to refinance and lower your rate, you’ll enjoy a quick and easy process.

    Rates as low as 3.419% APR*

  • Woman in New Car

    Dreaming of a new ride? Let us finance your next new, used, or fuel-efficient vehicle.

    Rates as low as 2.365% APR*