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Please be advised that our SBA branch will be closed for the remainder of the day for maintenance. During this time, members may contact our 24-hour Call Center at (800) 888-6560 or visit another one of our branch locations. We apologize for any inconvenience.

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Serving members worldwide since 1935.

Retirement Planning

  • Start early
  • Reduce taxes
  • Revisit your plan often

Time is your best friend when it comes to growing your retirement nest egg. Starting even just a few years earlier could double your money at retirement age! That's the power of compounding interest.

Get started today by opening an IRA!

Dividends as high as

3.03% APY*

Open Now

Rest easy now knowing you are preparing for your future.

The average person should start saving for retirement between the ages of 18 and 21, when basic education is complete and income is being generated. For many, that sounds too early. But when you consider the benefits of starting early, it's a no brainer. The earlier you start saving for retirement, the less you'll have to sacrifice during your working years and the more your nest egg will grow.

That's right — save less each year AND end up with more in the end. That's the beauty of starting early.

So now that you understand the time to start saving for retirement is now, let's get to it.

Retirement Planning Mistakes to Avoid: Know What NOT to Do In Order to Maximize Your Earnings.
Where to Invest Your Retirement Money: A variety of options are available to you.
How Much to Save for Retirement: Saving early on means sacrificing less later.

Financial Calculators

Use these savings and retirement calculators to help give you a better idea of how to save for your retirement.

How much will I need to save for retirement?
How much will I receive in Social Security?
I'm retired, how long will my savings last?
How much can I save with my 401(k)?
Compare Roth 401(k) and Traditional 401(k) retirement savings plans.
How much will inflation affect my retirement?

Ready to Get Started?
Visit Our IRA Service Center

Knowledge is power. Be in the know for financial betterment.

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(301) 929-7990

Lafayette Federal Credit Union is one of the premiere financial institutions in the Washington, D.C. area, now serving DXC and CSRA employees. Since our founding in 1935, we have sought to provide our members with a safe and convenient place to save, and to offer loans at rates and terms more favorable than those of other financial institutions. We also work hard to provide top-notch customer service. Contact us to obtain a copy of our Annual Report.

Toll-Free
+1 (800) 888-6560

Lost Card?
Debit: +1 (888) 918-7802
Credit: +1 (800) 449-7728

Routing #: 254074811

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Branch Locations

Maryland
Kensington, MD 20895
Potomac, MD 20854
Rockville, MD 20852

Virginia
Falls Church, VA 22042
Crystal City, VA 22202
McLean, VA 22101


Washington, DC
Pennsylvania Avenue, NW
Third Street, SW
Kenyon Street, NW

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