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Lafayette Federal branches will be closed on Monday, July 4th in observance of Independence Day. Members may access Online BankingOpens in New Window or contact our 24-hour Call Center at (301) 929-7990 or (800) 888-6560.
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Serving members worldwide since 1935.

Youth & Student Finances

  • Establish good habits early
  • Learn how to manage money
  • Make smart decisions about purchases

Learning how to handle finances at an early age will yield a more successful and enjoyable life.


Start off on the right foot with credit union membership for youth and students.

Establish good saving and spending habits at a young age, and you'll thank yourself later in life. Your credit union can help you every step of the way.

Financial Calculators

Use our financial calculators to better understand how earning dividends on your savings will make you more money.

How long will it take to become a millionaire?Opens in New Window
How long until I reach my savings goal?Opens in New Window
How much should I save for college?Opens in New Window
How can I save for a big ticket item?Opens in New Window
How much will my CD be worth at maturity?Opens in New Window
How do taxes and inflation affect my savings?Opens in New Window

Saving for Retirement?

The average person should start saving for retirement between the ages of 18 and 21, when basic education is complete and you have full-time income. The earlier you start saving for retirement, the less you'll have to sacrifice during your working years and the more your nest egg will grow.

That's right — save LESS each year AND end up with MORE when you retire.

That's the beauty of starting early.

Have Questions? Just ask.
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    We offer sound savings solutions with our NEW nationwide-leading, top-tier deposit rates!

    Kick-start your summer savings

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    Enjoy our 2.02% APY³ Checking — a premium rate over 65 times higher than the national average¹

    Simple terms, outstanding rate

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    Our members have access to Co-Op Network Shared Branches & ATMs for all basic transaction needs.

    Access branches and ATMs nationwide