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Youth & Student Finances

  • Establish good habits early
  • Learn how to manage money
  • Make smart decisions about purchases

Learning how to handle finances at an early age will yield a more successful and enjoyable life.

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Start off on the right foot with credit union membership for youth and students.

Establish good saving and spending habits at a young age, and you'll thank yourself later in life. Your credit union can help you every step of the way.

Use our financial calculators to better understand how earning dividends on your savings will make you more money.

How long will it take to become a millionaire?
How long until I reach my savings goal?
How much should I save for college?
How can I save for a big ticket item?
How much will my CD be worth at maturity?
How do taxes and inflation affect my savings?

Teach your children the benefits of savings at an early age! Savings accounts can be opened with as little as $50 and subsequent deposits can be made in any amount. Learn more and open an account.

Want to start a college fund for your children? Open a Coverdell Education Savings account in the form of a certificate. Start earning dividends with our competitive rates. We have both variable rate certificates and fixed rate certificates to meet all of your savings needs.


Learn the benefits of saving with a savings account! Working at your first job? Want to save your money earned from chores, birthdays, graduation, etc.? You can easily access your money — and earn dividends.

Savings accounts can be opened with as little as $50 and subsequent deposit can be made in any amount. Learn more and apply for a savings account.

Check out our financial calculators and learn how you can achieve your goals!

And, don’t forget about our Scholarship Program for college bound credit union members! Find out more information.

When you're leaving high school or entering college, you gain a lot of responsibility. Do yourself a favor and be smart with your money. Being responsible about your budget and spending habits will pay off in the long run.

When you're in your 20s and 30s, you have a lot of big financial decisions on your plate. Perhaps you're finishing college and getting ready for that first "real" job. You're probably moving and having to decide how much to spend on rent or even considering buying your first home. Maybe a marriage or a first child is on the horizon. Remember to live below your means — spend less than can. And, although it seems a long way off, if you have a full-time job, you should be saving for retirement.

Set up an appointment with us to go over your finances and see how your credit union can help you.

Saving for Retirement?

The average person should start saving for retirement between the ages of 18 and 21, when basic education is complete and you have full-time income. The earlier you start saving for retirement, the less you'll have to sacrifice during your working years and the more your nest egg will grow.

That's right — save LESS each year AND end up with MORE when you retire.

That's the beauty of starting early.

Have Questions? Just ask.
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