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Serving members worldwide since 1935.

LOAN PROTECTION

  • Credit Life and Disability Insurance
  • Guaranteed Asset Protection
  • Home Mortgage Protection

We help you protect your loans in more ways.

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We offer the protection you need for all your financial liabilities.

Credit Life and Disability Insurance

Are you safeguarded against unanticipated financial hardships that could easily put your dreams and lifestyles in jeopardy?

Credit life and credit disability insurance for consumer and home equity loans help create a safety net for your assets and savings by helping the member to avoid missing loan payments in the event of death or disability.

Guaranteed Asset Protection

A wrecked vehicle can wreck your finances if you owe more on your loan than your insurance will pay.

Guaranteed Asset Protection (GAP) is like an airbag for your vehicle loan. It can help fill the gap between what your vehicle insurance will pay and what you owe on your loan, to cushion you against sudden out-of-pocket expenses if your vehicle is totaled.

Learn More about GAP Insurance

Mechanical Repair Coverage

Vehicle ownership is full of challenges. Who will help you meet the expense of unexpected repairs?

Thanks to extended automobile loan duration and longer vehicle retention, the likelihood that you will experience a costly, major repair is greater than ever. Let us help you mitigate risk from costly repairs.

Our Mechanical Repair Coverage allows you to cover your new or eligible used vehicle — even after the manufacturer’s warranty expires.We enhance your vehicle protection program with features such as rental reimbursement, 24-hour emergency roadside assistance, and travel expense reimbursement.

Home Mortgage Protection

You protect your cars and your personal loans, so why not protect your biggest investment? Mortgage Payment Protection is designed to help cover your mortgage payments for a critical period of time following an unexpected life event such as job loss, disability or death — among the top reasons for mortgage default.

Learn more about all of these products.
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  • Debit Card Transaction

    Stop carrying around cash and upgrade to a Mastercard® Credit Card.


    Safe, convenient, customizable

  • First Trust Mortgages

    If you're buying a home or just looking to refinance and lower your rate, you’ll enjoy a quick and easy process.

    Rates as low as 3.043% APR*

  • Investment Services

    Learn about Lafayette Investment Services and Retirement Solutions, through CUSO Financial Services, L.P.*

    Access your investment portfolio