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Start with $150 in Your Pocket!1

Join Lafayette Federal to keep more of what you earn.

New Members Earn More

$150 Cash Bonus
1

Switch and earn more today.

Open Online Now

Get Paid

2 Days Early
3

Feel more confident with early pay.

Get Paid Faster

Check Your Credit Score

Improve Your Score

Take control of your credit today.

Find My Credit Score

Earn Your $150 Bonus in 3 Easy Steps

In order to earn the $150 checking account bonus you must be a new member. Check out the three steps to earn below.

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Open

a new Lafayette Federal checking account with just $50, get your debit card, and enroll in online banking.

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Deposit

$500 or more per month to qualify for the bonus to receive an additional $100.

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Earn

and receive the $150 bonus—$50 upon account opening and $100 within 45 days.

Visit The Tower Oaks Branch

Do more with your banking relationship at our Tower Oaks branch. Located in the heart of Rockville, Maryland our branch stands as a proud member of this vibrant community.

Lobby Hours

Monday to Friday: 8:30 a.m. – 4:00 p.m.
Saturday and Sunday: Closed

Contact

Phone: (301) 929-7990
Toll-free: +1 (800) 888-6560
Fax: (240) 747-3379

Tower Oaks Team

View our Tower Oaks team below and schedule a call or meeting to get started.

Krystal Delaney Essim Headshot

Krystal Delaney Essim

Branch Manager
Henry Molina

Henry Molina

Vice President, Business Development
NMLS# 1181161

Office: (301) 929-7990 ext. 3107

Schedule a meeting

Federal Holiday Schedule

Lafayette Federal observes the following annually recurring holidays that align with the Federal Reserve. (ATM, Online Banking and Audio Response service will still be available on these days.) The Call Center is open 24 hours a day, 7 days a week for continued service during branch closure. Simply call: +1 (800) 888-6560 or (301) 929-7990 to speak to a representative.

2025

Wednesday, January 1 — New Year’s Day

Monday, January 20 — Birthday of Martin Luther King, Jr./Inauguration Day

Monday, February 17 — Washington’s Birthday

Monday, May 26 — Memorial Day

Thursday, June 19 — Juneteenth National Independence Day

Friday, July 4 — Independence Day

Monday, September 1 — Labor Day

Monday, October 13 — Columbus Day

Tuesday, November 11 — Veterans Day

Thursday, November 27 — Thanksgiving Day

Thursday, December 25 — Christmas Day

Thursday, January 1 (2026) — New Year’s Day

Disclosures

¹Lafayette Federal membership is required. Offer is valid from February 1, 2025 through December 31, 2025. Offer not available to existing Lafayette Federal members. You can receive only one checking account related bonus per membership. Promo is good for one-time use per membership. Lafayette Federal will match the required par value by depositing $50 into the checking account at account opening. Member must open a Lafayette Federal checking account, debit card, and online banking to be eligible. To receive an additional $100, member must set up and maintain at least one (1) qualified direct deposit (QDD) of at least $500 per month. Qualified direct deposit is a recurring direct deposit of a paycheck, pension, Social Security or other periodic payment of at least $500 into a checking or savings account on a month-to-month basis made by an outside organization or agency. QDD must be established within 45 days of account opening. $100 will be deposited within 90 days of account opening. $50 minimum balance required to open and earn 0.10% APY (Annual Percentage Yield) on LFCU share savings account balances. ³Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer and standard fraud prevention screening. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. Early access is available for personal accounts only, and is offered at the discretion of the Credit Union. We reserve the right to cancel the service at any time without notice. Dividends will begin to accrue on the day early pay funds are received. Your savings are federally insured up to $250,000 by the National Credit Union Administration, an agency of the U.S. government.