High Yield Savings

Automatically earn dividends every three months from the day you deposit to the day you withdraw.
4.99% APY¹
Young black couple sitting together on couch in living room drinking coffee and talking in the morning, low angle, full length

High-Yield Savings Account Rates

Discover the benefits of saving (and earning) with Lafayette Federal.

Preferred Savings Accounts

Balance

Min. to Open

Min. to Earn APY1

Dividend

APY1

Savings Account dividends are compounded and paid quarterly on the first day of the next dividend period. Dividend Rates and APYs are variable and are subject to change. Certain fees and charges may apply to your share account as disclosed in the current Schedule of Fees. Assessed fees may reduce earnings. 1APY=Annual Percentage Yield.

The rates and terms shown are effective as of April 1, 2024.

Balance

up to $19,999

Min. to Open

$50

Min. to Earn APY1

$50

Dividend

4.20%

APY1

4.27%

Balance

$20,000 or more

Min. to Open

$20,000

Min. to Earn APY1

$20,000

Dividend

4.50%

APY1

4.58%

Premier Savings Accounts

Balance

Min. to Open

Dividend

APY1

Savings Account dividends are compounded and paid quarterly on the first day of the next dividend period. Dividend Rates and APYs are variable and are subject to change. Certain fees and charges may apply to your share account as disclosed in the current Schedule of Fees. Assessed fees may reduce earnings. 1APY=Annual Percentage Yield. 2The Premier Savings Account is a tiered-rate account with different rates applied to the different tiers. Member must maintain at least $50,000 in the account to earn dividends on this account.

The rates and terms shown are effective as of April 1, 2024.

Balance

1st $50,000

Min. to Open

$50,000

Dividend

4.50%

APY1

4.58%

Balance

2nd $50,000

Min. to Open

Dividend

4.60%

APY1

4.68%

Balance

next $150,000

Min. to Open

Dividend

4.70%

APY1

4.78%

Balance

next $250,000.00 – $99,999,999.99

Min. to Open

Dividend

4.90%

APY1

4.99%

Saving for your tomorrow.

We believe there’s more to saving money than where you choose to deposit your funds. It’s about getting results — for your finances, your well-being, and your future.

Growth class=”wrapper”>

Higher dividends

Grow your savings with one of the highest dividend rates we have to offer. With as little as $50, you can start earning dividends on the cash you deposit every quarter.

Shield class=”wrapper”>

Protected savings

No matter what happens, your deposits are always safe, secure, and insured up to $250,000 by the NCUA.

Education class=”wrapper”>

Investment options

Get the most out of your dollars with retirement and education savings. Our IRA and Coverdell Education accounts are designed to help you look towards a brighter future.

hands with mobile device

Open Your High-Yield Savings Account!

Open today with our easy online application.

Open My Account

We’ve got some great options for you.

Designed to help you save with confidence.

father teaches child to ride bike

Preferred Savings

Open your account with as little as $50 and make additional deposits anytime. Your funds earn more than they would in a share savings account. Plus, you get rewarded with higher dividends when your balance is $20,000 or more.

elderly couple prepare a meal cooking in kitchen

Premier Savings

Your money has the highest potential for growth with our Premier Savings. With one of our highest rates and a minimum deposit of $50,000, your earnings grow as you deposit more.

Our members say the nicest things.

The entire LFCU staff are personable, professional, and exceed outstanding customer service. For over twenty years, I have been a member and accustom to the professional teams’ product and financial services knowledge and expertise. I appreciate the teams’ attention to detail, great communication skills, and pleasant disposition. I am impressed with the level of services I receive regarding savings account, mortgage re-financing, investments in share certificates, to name a few. Overall, on a scale of 1 to 10, I rate LFCU 10. Thank you for your outstanding service.

Edith B.

Disclosures

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.