Welcome to Lafayette Federal Credit Union

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Welcome to Lafayette Federal Credit Union

The Smart & Convenient Place to Bank

We’re glad you found us. Discover what it means to join a community-focused credit union.

When you become a Lafayette Federal member, not only do you get top-notch service, but you gain a credit union family you can count on.

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Low rates & more rewards

Whether you need a loan for your home or a credit card, you can be sure that outstanding rates and rewards align with the product of your choice.

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Competitive savings rates

For every dollar you save, you get rewarded. Take advantage of greater rewards with our tiered savings products. 

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24/7 online banking

Access your account anytime, anywhere with our Online Banking and Mobile App. Deposit your funds on the go or conveniently check your balance on your own time.

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Nationwide eligibility

There’s several ways to become a Lafayette Federal member. Whether you live nearby or work with one of our affiliate companies, you’re eligible!

How much are you missing?

Discover how much you’re leaving on the table by NOT banking with Lafayette Federal.

Members love Lafayette Federal.

I have been a member with LFCU for over 3 decades and the family service has never diminished. I go back to Patrick, Abbey, and Jack Welty who were there from the beginning setting the community banking standards. I vividly remember they were always there for the customer. No question was too small and they always answered your phone call. Working with Jermaine and Alieu has been nothing short of outstanding. To that end, I am clear that they continue to maintain the standards and level of customer service that the above-mentioned LFCU luminaries committed to over three decades ago. With mortgage rates so competitive, I did have a competing offer on a 30-year fix mortgage, but chose to stay with the LFCU family because of the great customer service.

Alonzo F. Member for over 30 Years

Committed to bettering the lives of those in our communities

Your membership helps us support local organizations, deliver financial education, and empower our employees via training and wellness programs.

  • Since 2002, we’ve provided
    $562 million

    in Consumer & Mortgage Loans to low-income communities.

  • Since 1990, we’ve donated over
    $1.1 million

    in total charitable giving to organizations in the community.

  • From 2018 through 2023,
    2,802 people

    attended our workshops for financial literacy.

Get today's best rate.

4.16%
APY
4.06%
APY
12.90%
APR
8.50%
APR

PROD NAME

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999 Lifetime Savings:

: 0.0%
avg: 0.0%

APY = Annual Percentage Yield, APR = Annual Percentage Rate

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Join Lafayette Federal.

Whether it’s great rates or terms that fit your goals, we care about what matters most to you: great service, member benefits, and serving the community.

Become a Member

We're here to guide you towards financial wellness.

Explore our blog for practical tips and advice on how to achieve more, stress less, and improve your financial health.

saving strategies

Savvy Saving Strategies: Emergency funds vs. rainy day funds.

Looking to boost your financial security? A solid savings strategy is the key. Two essential components of success are creating emergency funds and rainy day funds. While often confused, these savings tools serve  distinct purposes and have different benefits. This guide explores those differences, recommends savings amounts appropriate for different life stages, and provides actionable…

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homeowners

Start Strong: Renter’s guide to building financial stability.

For decades, home ownership has been an integral part of achieving the “American dream,” but today’s interest rate environment and record high home prices have driven many people to think carefully about whether owning a house makes financial sense for them. An increasing number of today’s younger people feel home ownership is increasingly beyond reach…

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vision board

Craft Your Path to Prosperity: Creating a financial vision board for a bright 2025.

A vision board is a visual representation of one’s dreams and aspirations. The board can be 3-D (made from cut-out images or photographs mounted to a piece of cardboard or a canvas and hung on a wall or placed on a desk), virtual (created on social media sites like Pinterest or Instagram, or a series…

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