Welcome to Lafayette Federal Credit Union

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Welcome to Lafayette Federal Credit Union

The Smart & Convenient Place to Bank

We’re glad you found us. Discover what it means to join a community-focused credit union.

When you become a Lafayette Federal member, not only do you get top-notch service, but you gain a credit union family you can count on.

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Low rates & more rewards

Whether you need a loan for your home or a credit card, you can be sure that outstanding rates and rewards align with the product of your choice.

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Competitive savings rates

For every dollar you save, you get rewarded. Take advantage of greater rewards with our tiered savings products. 

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24/7 online banking

Access your account anytime, anywhere with our Online Banking and Mobile App. Deposit your funds on the go or conveniently check your balance on your own time.

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Nationwide eligibility

There’s several ways to become a Lafayette Federal member. Whether you live nearby or work with one of our affiliate companies, you’re eligible!

How much are you missing?

Discover how much you’re leaving on the table by NOT banking with Lafayette Federal.

Members love Lafayette Federal.

I have been a member with LFCU for over 3 decades and the family service has never diminished. I go back to Patrick, Abbey, and Jack Welty who were there from the beginning setting the community banking standards. I vividly remember they were always there for the customer. No question was too small and they always answered your phone call. Working with Jermaine and Alieu has been nothing short of outstanding. To that end, I am clear that they continue to maintain the standards and level of customer service that the above-mentioned LFCU luminaries committed to over three decades ago. With mortgage rates so competitive, I did have a competing offer on a 30-year fix mortgage, but chose to stay with the LFCU family because of the great customer service.

Alonzo F. Member for over 30 Years

Committed to bettering the lives of those in our communities

Your membership helps us support local organizations, deliver financial education, and empower our employees via training and wellness programs.

  • Since 2002, we’ve provided
    $562 million

    in Consumer & Mortgage Loans to low-income communities.

  • Since 1990, we’ve donated over
    $1.1 million

    in total charitable giving to organizations in the community.

  • From 2018 through 2023,
    2,802 people

    attended our workshops for financial literacy.

Get today's best rate.

4.33%
APY
4.07%
APY
12.90%
APR
7.50%
APR

PROD NAME

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999 Lifetime Savings:

: 0.0%
avg: 0.0%

APY = Annual Percentage Yield, APR = Annual Percentage Rate

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Join Lafayette Federal.

Whether it’s great rates or terms that fit your goals, we care about what matters most to you: great service, member benefits, and serving the community.

Become a Member

We're here to guide you towards financial wellness.

Explore our blog for practical tips and advice on how to achieve more, stress less, and improve your financial health.

green banking

Going Green With Your Finances: Simple steps for a sustainable future.

At Lafayette Federal, we know that caring for our planet is important to many of our customers. With Earth Day here, it’s a great time to think about how small changes in our money habits can help the environment. Going green with your finances not only benefits the Earth, but can also lead to personal…

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digital finances

Top Tools for Protecting Your Digital Financial Life

Managing your money online has never been more convenient—but with greater access comes greater risk. At Lafayette Federal Credit Union, we’re not just here to help you grow your finances. We’re here to help you protect them. Cybercriminals are always coming up with new tricks. However, you can protect your financial information. Use the right…

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financial literacy

Financial Literacy Month: Must-know tips for every age.

April is Financial Literacy Month. It is a great time to improve your financial confidence, no matter your age or stage in life.  Financial education is important. It matters for everyone. This includes teens getting their first paycheck. It also includes college students managing student loans.  Parents planning for their family’s future need it, too.…

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