Welcome to Lafayette Federal Credit Union

Husband and wife playing with daughter on shoulders

Welcome to Lafayette Federal Credit Union

The Smart & Convenient Place to Bank

We’re glad you found us. Discover what it means to join a community-focused credit union.

When you become a Lafayette Federal member, not only do you get top-notch service, but you gain a credit union family you can count on.

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Low rates & more rewards

Whether you need a loan for your home or a credit card, you can be sure that outstanding rates and rewards align with the product of your choice.

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Competitive savings rates

For every dollar you save, you get rewarded. Take advantage of greater rewards with our tiered savings products. 

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24/7 online banking

Access your account anytime, anywhere with our Online Banking and Mobile App. Deposit your funds on the go or conveniently check your balance on your own time.

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Nationwide eligibility

There’s several ways to become a Lafayette Federal member. Whether you live nearby or work with one of our affiliate companies, you’re eligible!

Find the bank account or service that meets your needs.

Select the group you most identify with and what you’re trying to do and we’ll lead you to the product or service to help you meet your needs.

Members love Lafayette Federal.

I have been a member with LFCU for over 3 decades and the family service has never diminished. I go back to Patrick, Abbey, and Jack Welty who were there from the beginning setting the community banking standards. I vividly remember they were always there for the customer. No question was too small and they always answered your phone call. Working with Jermaine and Alieu has been nothing short of outstanding. To that end, I am clear that they continue to maintain the standards and level of customer service that the above-mentioned LFCU luminaries committed to over three decades ago. With mortgage rates so competitive, I did have a competing offer on a 30-year fix mortgage, but chose to stay with the LFCU family because of the great customer service.

Alonzo F. Member for over 30 Years

Committed to bettering the lives of those in our communities

Your membership helps us support local organizations, deliver financial education, and empower our employees via training and wellness programs.

  • $375 million

    Since 2002, we’ve provided $375 million in Consumer & Mortgage Loans with 451% Loan Growth (YOY)

  • 1,750 meals

    In 2020, we delivered over 1,750 meals to local first responders through our Fuel the Frontline Initiative.

  • $1 million

    Since 1990, we’ve donated nearly $1 million to Children’s Miracle Network Hospitals.

  • 380,415 gallons

    Our recycling efforts have saved 380,415 gallons of water as part of our pledge to the environment.

  • 2,178 people

    From 2018 through 2021, 2,178 people attended our workshops for financial literacy.

  • 12,602 hours

    From 2018 through 2021, 12,602 hours have been dedicated to employee training and wellness initiatives.

Get today's best rate.

5.09%
APY
Checking
up to
2.02%
APY
13.40%
APR
8.50%
APR
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Join Lafayette Federal.

Whether it’s great rates or terms that fit your goals, we care about what matters most to you: great service, member benefits, and serving the community.

Become a Member

We're here to guide you towards financial wellness.

Explore our blog for practical tips and advice on how to achieve more, stress less, and improve your financial health.

kids saving

Teaching Kids About Money: Financial Literacy for the Next Generation.

Teaching kids about money is one of the most important things we can do as parents and family members. Money plays a major role in shaping our lives and how we live them, and teaching kids about spending wisely, the importance of saving, and learning money management skills helps set them up to succeed as…

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green earth

Green Banking: How credit unions support environmental sustainability.

The start of spring, with everything starting to bloom, is a good time to discuss green banking. Maybe you’re wondering what exactly green banking means? And what is a green bank? There is a bit of confusion about this, which is understandable given the relative recent introduction of these ideas into the financial services sector.…

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signing loan papers

Financial Foundations: Decoding simple and compound interest.

Members often ask, “What is simple interest?” or “What is the difference between simple and compound interest?” Ask that question to an accountant – or a banker – and what often follows are examples of math formulas that most of us will struggle to figure out correctly when left to our own devices – especially…

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