Welcome to Lafayette Federal Credit Union

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Welcome to Lafayette Federal Credit Union

The Smart & Convenient Place to Bank

We’re glad you found us. Discover what it means to join a community-focused credit union.

When you become a Lafayette Federal member, not only do you get top-notch service, but you gain a credit union family you can count on.

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Low rates & more rewards

Whether you need a loan for your home or a credit card, you can be sure that outstanding rates and rewards align with the product of your choice.

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Competitive savings rates

For every dollar you save, you get rewarded. Take advantage of greater rewards with our tiered savings products. 

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24/7 online banking

Access your account anytime, anywhere with our Online Banking and Mobile App. Deposit your funds on the go or conveniently check your balance on your own time.

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Nationwide eligibility

There’s several ways to become a Lafayette Federal member. Whether you live nearby or work with one of our affiliate companies, you’re eligible!

Find the bank account or service that meets your needs.

Select the group you most identify with and what you’re trying to do and we’ll lead you to the product or service to help you meet your needs.

Members love Lafayette Federal.

I have been a member with LFCU for over 3 decades and the family service has never diminished. I go back to Patrick, Abbey, and Jack Welty who were there from the beginning setting the community banking standards. I vividly remember they were always there for the customer. No question was too small and they always answered your phone call. Working with Jermaine and Alieu has been nothing short of outstanding. To that end, I am clear that they continue to maintain the standards and level of customer service that the above-mentioned LFCU luminaries committed to over three decades ago. With mortgage rates so competitive, I did have a competing offer on a 30-year fix mortgage, but chose to stay with the LFCU family because of the great customer service.

Alonzo F. Member for over 30 Years

Committed to bettering the lives of those in our communities

Your membership helps us support local organizations, deliver financial education, and empower our employees via training and wellness programs.

  • Since 2002, we’ve provided
    $562 million

    in Consumer & Mortgage Loans to low-income communities.

  • Since 1990, we’ve donated over
    $1.1 million

    in total charitable giving to organizations in the community.

  • From 2018 through 2023,
    2,802 people

    attended our workshops for financial literacy.

Get today's best rate.

4.16%
APY
Checking
up to
2.02%
APY
12.90%
APR
8.50%
APR

PROD NAME

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999 Lifetime Savings:

: 0.0%
avg: 0.0%

APY = Annual Percentage Yield, APR = Annual Percentage Rate

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Join Lafayette Federal.

Whether it’s great rates or terms that fit your goals, we care about what matters most to you: great service, member benefits, and serving the community.

Become a Member

We're here to guide you towards financial wellness.

Explore our blog for practical tips and advice on how to achieve more, stress less, and improve your financial health.

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The Financial Independence, Retire Early (FIRE) movement took root after the publication of Your Money or Your Life, the 1992 book by Vicki Robin and Joe Dominguez, which advocated for a lifestyle of intentional spending, high savings rates, and mindful investing. A challenge to the traditional work-to-retire-later model, the book encouraged readers to consider how…

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IRA child

Thinking Ahead: A parent’s guide to setting up an IRA for your kids.

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natural disaster

Emergencies Happen: Your ultimate guide to evacuation preparedness.

The risks and dangers posed by natural disasters are increasing. Hurricanes, wildfires, floods, and earthquakes are becoming more frequent, intense, and impacting more people, including residents of areas who never expected to be caught in their paths. In large-scale disasters, such as the Milton and Helene hurricanes, millions of people were told to evacuate. Many…

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