Welcome to Lafayette Federal Credit Union

Husband and wife playing with daughter on shoulders

Welcome to Lafayette Federal Credit Union

The Smart & Convenient Place to Bank

We’re glad you found us. Discover what it means to join a community-focused credit union.

When you become a Lafayette Federal member, not only do you get top-notch service, but you gain a credit union family you can count on.

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Low rates & more rewards

Whether you need a loan for your home or a credit card, you can be sure that outstanding rates and rewards align with the product of your choice.

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Competitive savings rates

For every dollar you save, you get rewarded. Take advantage of greater rewards with our tiered savings products. 

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24/7 online banking

Access your account anytime, anywhere with our Online Banking and Mobile App. Deposit your funds on the go or conveniently check your balance on your own time.

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Nationwide eligibility

There’s several ways to become a Lafayette Federal member. Whether you live nearby or work with one of our affiliate companies, you’re eligible!

Get today's best rate.

3.76%
APY
3.56%
APY
12.90%
APR
7.50%
APR

How much are you missing?

Discover how much you’re leaving on the table by NOT banking with Lafayette Federal.

Our members saved $54.7 million last year1

*1Direct financial benefits to members during the 12 months ending December 2024 as defined in the CUNA Membership Benefits Report for Lafayette Federal Credit Union. For more information regarding this analysis, please visit www.datatrac.net/memberbenefits. ©CUNA, ©Datatrac

Members love Lafayette Federal.

I have been a member with LFCU for over 3 decades and the family service has never diminished. I go back to Patrick, Abbey, and Jack Welty who were there from the beginning setting the community banking standards. I vividly remember they were always there for the customer. No question was too small and they always answered your phone call. Working with Jermaine and Alieu has been nothing short of outstanding. To that end, I am clear that they continue to maintain the standards and level of customer service that the above-mentioned LFCU luminaries committed to over three decades ago. With mortgage rates so competitive, I did have a competing offer on a 30-year fix mortgage, but chose to stay with the LFCU family because of the great customer service.

Alonzo F. Member for over 30 Years

Committed to bettering the lives of those in our communities

Your membership helps us support local organizations, deliver financial education, and empower our employees via training and wellness programs.

  • Since 2002, we’ve provided
    $562 million

    in Consumer & Mortgage Loans to low-income communities.

  • Since 1990, we’ve donated over
    $1.1 million

    in total charitable giving to organizations in the community.

  • From 2018 through 2023,
    2,802 people

    attended our workshops for financial literacy.

PROD NAME

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999 Lifetime Savings:

: 0.0%
avg: 0.0%

APY = Annual Percentage Yield, APR = Annual Percentage Rate

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Join Lafayette Federal.

Whether it’s great rates or terms that fit your goals, we care about what matters most to you: great service, member benefits, and serving the community.

Become a Member

We're here to guide you towards financial wellness.

Explore our blog for practical tips and advice on how to achieve more, stress less, and improve your financial health.

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Holiday Budgeting for Families: A season of smart spending.

Yes, you can create lasting holiday memories without draining your wallet or creating debt. Smart spending strategies can result in a festive season that supports your family’s financial wellness and teaches valuable lessons about intentional consumption. Whether you’re looking to optimize your holiday budget or create more meaningful celebrations, these approaches can help you and…

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Ultimate 2025 Financial Wrap-Up: Lessons and wins to carry into 2026.

As the year winds down, many in our community are taking time to process what 2025 brought—financially and personally. For a substantial portion of workers in the DMV, especially those employed by the federal government or in industries tied to federal contracts, this was not an easy year. Layoffs, hiring freezes, furloughs, and the extended…

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Your Holiday Shopping Guide: Celebrate without creating debt.

The holiday season is almost here. Black Friday is just around the corner. Everyone is talking about “affordability.” You might be feeling stressed about how much money you will spend soon. With the right approach, you can enjoy the season, score some great deals, and keep your finances on track – and that’s cause for…

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