Welcome to Lafayette Federal Credit Union

The Smart & Convenient Place to Bank

We’re glad you found us. Discover what it means to join a community-focused credit union.

Join Today Get to know us

When you become a Lafayette Federal member, not only do you get top-notch service, but you gain a credit union family you can count on.

Low rates & more rewards

Whether you need a loan for your home or a credit card, you can be sure that outstanding rates and rewards align with the product of your choice.

Competitive savings rates

For every dollar you save, you get rewarded. Take advantage of greater rewards with our tiered savings products.

24/7 online banking

Access your account anytime, anywhere with our Online Banking and Mobile App. Deposit your funds on the go or conveniently check your balance on your own time

Nationwide eligibility

There’s several ways to become a Lafayette Federal member. Whether you live nearby or work with one of our affiliate companies, you’re eligible!

Get today's best rate.

1-Year Share Certificate

up to

3.76%

APY

Savings Accounts

up to

3.56%

APY

Mastercard® Credit Card

as low as

12.90%

APR

Home Equity Line of Credit

as low as

7.50%

APR

Our members saved $54.7 million last year¹

$2,004

Annual benefit per member household¹

Open An Account

Auto Loans $0.4 Million Home Loans $0.8 Million Credit Cards $0.3 Million Personal Loans $16.4 Million Savings & Dividends $31.8 Million Fees $5.3 Million

^*1Direct financial benefits to members during the 12 months ending December 2024 as defined in the CUNA Membership Benefits Report for Lafayette Federal Credit Union. For more information regarding this analysis, please visit www.datatrac.net/memberbenefits. ©CUNA, ©Datatrac

Members love Lafayette Federal.

I have been a member with LFCU for over 3 decades and the family service has never diminished. I go back to Patrick, Abbey, and Jack Welty who were there from the beginning setting the community banking standards. I vividly remember they were always there for the customer. No question was too small and they always answered your phone call. Working with Jermaine and Alieu has been nothing short of outstanding. To that end, I am clear that they continue to maintain the standards and level of customer service that the above-mentioned LFCU luminaries committed to over three decades ago. With mortgage rates so competitive, I did have a competing offer on a 30-year fix mortgage, but chose to stay with the LFCU family because of the great customer service.

Alonzo F.Member for over 30 Years

Committed to bettering the lives of those in our communities

Your membership helps us support local organizations, deliver financial education, and empower our employees via training and wellness programs.

Since 2002, we’ve provided
^$562 million
in Consumer & Mortgage Loans to low-income communities.
Since 1990, we’ve donated over
^$1.1 million
in total charitable giving to organizations in the community.
From 2018 through 2023,
2,802 people
attended our workshops for financial literacy.

Join Lafayette Federal.

Whether it’s great rates or terms that fit your goals, we care about what matters most to you: great service, member benefits, and serving the community.

Become a member

We're here to guide you towards financial wellness.

Explore our blog for practical tips and advice on how to achieve more, stress less, and improve your financial health.

Building Stronger Neighborhoods: How Lafayette Federal shows up for our community.

Our Mission in Action This past year, Lafayette Federal showed up. From food drives and faculty presentations to 1×1 career mentoring, we’re committed because the communities we serve are our communities, too. You’ll find us at neighborhood festivals, small‑business workshops, and school stadiums, building relationships and delivering resources that help families thrive and achieve their…

Getting Your Spending and Financial Goals Back on Track This New Year

The start of a new year offers a powerful opportunity to reset your finances. After months of holiday spending, rising costs, and busy schedules, many households find their budgets stretched and their goals slipping away. The good news? A few thoughtful adjustments can help you regain control quickly and set the foundation for lasting success.…

Get Ahead in 2026: Your financial planning checklist.

A new year is more than a calendar reset — it’s an opportunity to get intentional about your money and what you do with it. Whether you’re building wealth, protecting what you’ve already accumulated, or planning for major life milestones, having a plan will help you get there. Most successful plans include a checklist of…

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