Mobile App
- Free app for iPhone and Android users
- Check balances, make transfers, deposit checks, and pay bills from your smartphone
- ATM locator
Perform account transactions from your phone - safely and securely!
Credit union convenience in the palm of your hand.
How to Download
via Phone App Stores
This method will only allow you to download the mobile app component. If you want the texting and alerting components, go through Online Banking for setup (see instructions below). You can perform a word search in your Apple or Android phone’s app store for "Lafayette Federal Credit Union" or "Lafayette Federal".
Mobile Deposits
With Mobile Deposit, you can deposit your checks faster, safer and more conveniently with our mobile app!*
How to Use Mobile Deposits
- Download our mobile app
- View the Mobile Deposit User Guide below
- Review the Mobile AgreementOpens in New Window
Please note – all checks must be endorsed "For LFCU Mobile Deposit Only” to be deposited. Checks that do not contain this entire verbiage will be rejected.
Step 1
Download the Lafayette Federal Mobile AppUsing your smartphone’s app store (App Store or Google Play), download the Lafayette Federal app.
Step 2
Log in using your Online Banking credentialsIf you don’t have your Online Banking credentials, please contact us at 240-747-3170 or memberservice@lfcu.org.
Step 3
Sign/Endorse the back of your checkLabel the back of your check "For LFCU Mobile Deposit Only”and sign. YOU MUST WRITE "FOR LFCU MOBILE DEPOSIT ONLY” TO HAVE YOUR CHECK DEPOSITED. IT WILL BE REJECTED IF IT DOES NOT INCLUDE THIS RESTRICTED ENDORSEMENT.
Step 4
Select "Deposit a Check” from the menu Step 5
Select the account to which the funds should be deposited. Enter the deposit amount of the check.Step 6
Take a Photo of the Front of the CheckYour mobile device’s camera will automatically turn on. Place the check on a flat surface. Have good lighting with no shadows so the check image stands out clearly. Turn your mobile device sideways and make sure all four corners of the check fit inside the blue box. Then tap the camera icon to take the photo. Review your check photo and if you need to retake the photo, touch "Retake” and try again. If the photo is clear, select "Use Photo”
Step 7
Take a Photo of the Back of the CheckThen, you’ll need to capture the back of the check, using the same steps you did for the front. Before photographing the back, be sure the check is endorsed with your signature, and write "For LFCU Mobile Deposit Only” underneath.
Step 8
Verify All InformationReview all of the information. If everything is correct, select "Submit” and you’re all set.
Step 9
Deposit PendingThe Deposit Pending screen will appear with the account you selected and amount of the check. Funds are normally received within two business days. Please keep your paper check for 60 days from the date you transmit your check. Return later to view your deposit status.
Deposits will be rejected for the following reasons:
- It did not contain "For LFCU Mobile Deposit Only” as the endorsement.
- Any third party check, i.e., any item that is made payable to another party and then endorsed to you by such party.
- Any item that is "stale dated,” expired, or "post-dated”.
- Any item that is "non-negotiable” (whether stamped in print or as a watermark).
- Any item that has been re-deposited or returned such as "non-sufficient funds” or "refer to Maker” or returned for any other reason.
- Any item that is incomplete.
- Cash.
- Savings Bonds
Q: Why should I use Mobile Banking?
A: Mobile Banking makes managing your accounts easy! Consider the following:
- When you’re in a store and see a big-ticket item you want, wouldn’t it be nice to be able to check your account balance and make sure you have enough in your account to cover it?
- When you’re waiting around in a doctor’s office or at the DMV or an airport, wouldn’t that be a good time to check and review your transaction history?
- When you’re on vacation, running errands or have no computer access for any other reason and have a bill you forgot to pay from home, wouldn’t it be convenient to be able to make that bill payment from your phone?
- When you can't make it to a branch, isn't it convenient to make a deposit via your phone?
- Suppose you’re going out and realize you’ll need some cash. How great would it be to be able to use your phone to find the closest ATM?
Mobile Banking covers your banking needs 24/7!
Q: Is there any charge for using Mobile Banking?
A: Our Mobile Banking is free!
Q: What do I need to use Mobile Banking?
A: All you need is an Online Banking account and a smartphone (iOS/Apple iPhone, Android), a web-enabled device (mobile browser) or a standard mobile device with text capabilities.
Q: What if my phone’s lost or stolen?
A: If your phone is lost or stolen, don’t worry. Your Mobile Banking access is secured. Your password is never stored on the phone, nor is any other personal information from your Mobile Banking account. Also, your login session always times out automatically after ten minutes of inactivity.
Account DisclosuresOpens in New Window
Mobile Agreement
Opens in New Window
Knowledge is power. Be in the know for financial betterment.
-
We've further increased our nation-leading deposit rates! Reach your goals with Lafayette Federal.
Earn more, stress less.
-
Enjoy our 2.02% APY³ Checking — a premium rate 50 times higher than the national average¹
Simple terms, outstanding rate
-
Our members have access to Co-Op Network Shared Branches & ATMs for all basic transaction needs.
Access branches and ATMs nationwide
Federally Insured by NCUAOpens in New Window
Equal Opportunity Employer | E-Verify EmployerOpens in New WindowSite by VisionsOpens in New Window