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Serving members worldwide since 1935.

MOBILE APP

  • Free app for iPhone and Android users
  • Check balances, make transfers, and pay bills from your smartphone
  • ATM locator

Perform account transactions from your phone safely and securely!


Account Disclosure & Mobile Agreement

Credit union convenience in the palm of your hand.

How to Download

via Phone App Stores

This method will only allow you to download the mobile app component. If you want the texting and alerting components, go through Online Banking for setup (see instructions above). You can perform a word search in your Apple or Android phone’s app store for "Lafayette Federal Credit Union" or "Lafayette Federal".

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No iPhone or Android Phone?

If you have another type of phone, you can still use our Mobile Banking’s texting and alerting component to have your account balances and history instantly sent to your phone as a text message. And, if your phone has a web browser, you can access your account from our website’s Online Banking portal.

Log-in to Online Banking. After logging in, select Profile > Alerts. Then, select Add>Edit a New Alert and select which alert type you want to receive.

Mobile Wallet

Mobile Wallet is an easy, secure digital version of a wallet. Mobile Wallet uses Google Pay, Samsung Pay, or Apple Pay with your compatible device to pay in stores without using your cards and in apps without entering payment and contact information. Your card information is securely stored on your device—with fraud protection AND an added layer of security. Setup is simple and you can make secure payments virtually anywhere with a quick swipe of your device. Mobile Wallet is accepted by millions of merchants worldwide.

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Mobile Deposits

With Mobile Deposit, you can deposit your checks faster, safer and more conveniently with our mobile app!*

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How to Use Mobile Deposits

Please note – all checks must be endorsed "For LFCU Mobile Deposit Only” to be deposited. Checks that do not contain this entire verbiage will be rejected.


Step 1

Download the Lafayette Federal Mobile App
Using your smartphone’s app store (App Store or Google Play), download the Lafayette Federal app.

Step 2

Log in using your Online Banking credentials
If you don’t have your Online Banking credentials, please contact us at
240-747-3170 or memberservice@lfcu.org
.

Step 3

Sign/Endorse the back of your check
Label the back of your check "For LFCU Mobile Deposit Only”and sign. YOU MUST WRITE "FOR LFCU MOBILE DEPOSIT ONLY” TO HAVE YOUR CHECK DEPOSITED. IT WILL BE REJECTED IF IT DOES NOT INCLUDE THIS RESTRICTED ENDORSEMENT.


Step 4

Select "Deposit a Check” from the menu

Step 5

Select the account to which the funds should be deposited.
Enter the deposit amount of the check.


Step 6

Take a Photo of the Front of the Check
Your mobile device’s camera will automatically turn on. Place the check on a flat surface. Have good lighting with no shadows so the check image
stands out clearly. Turn your mobile device sideways and make sure all four corners of the check fit inside the blue box. Then tap the camera icon to take the photo.

Step 7

Review Your Check Photo
If you need to retake the photo, touch "Retake” and try again.
If the photo is clear, select "Use Photo”

Step 8

Take a Photo of the Back of the Check
Then, you’ll need to capture the back of the check, using the same steps you did for the front. Before photographing the back, be sure the check is endorsed with your signature, and write "For LFCU Mobile Deposit Only”underneath.

Step 9

Verify All Information
Review all of the information. If everything is correct, select "Submit”
and you’re all set.

Step 10

Deposit Pending
The Deposit Pending screen will appear with the account you selected and amount of the check. Funds are normally received within two business days. Please keep your paper check for 60 days from the date you transmit your check. Return later to view your deposit status.

Deposits will be rejected for the following reasons:

  • It did not contain "For LFCU Mobile Deposit Only” as the endorsement.
  • Any third party check, i.e., any item that is made payable to another party and then endorsed to you by such party.
  • Any item that is "stale dated,” expired, or "post-dated”.
  • Any item that is "non-negotiable” (whether stamped in print or as a watermark).
  • Any item that has been re-deposited or returned such as "non-sufficient funds” or "refer to Maker” or returned for any other reason.
  • Any item that is incomplete.
  • Cash.
  • Savings Bonds

*Mobile Deposit is available for select mobile devices. Enroll in Online Banking and download the Lafayette Federal Mobile App. Message and data rates may apply. Subject to eligibility and further review. Deposits are subject to verification and are not available for immediate withdrawal. Deposit limits and other restrictions apply.


Q: Why should I use Mobile Banking?

A: Because of all the times when it could come in handy:

  • When you’re in a store and see a big-ticket item you want, wouldn’t it be nice to be able to check your account balance and make sure you have enough in your account to cover it?
  • When you’re waiting around in a doctor’s office or at the DMV or an airport, wouldn’t that be a good time to check and review your transaction history?
  • When you’re on vacation, running errands or have no computer access for any other reason and have a bill you forgot to pay from home, wouldn’t it be convenient to be able to make that bill payment from your phone?
  • Suppose you’re going out and realize you’ll need some cash. How great would it be to be able to use your phone to find the closest ATM?

Q: Is there any charge for using Mobile Banking?

A: Our Mobile Banking is free!

Q: What do I need to use Mobile Banking?

A: All you need is an Online Banking account and a smartphone (iOS/Apple iPhone, Android), a web-enabled device (mobile browser) or a standard mobile device with text capabilities.

Q: What if my phone’s lost or stolen?

A: If your phone is lost or stolen, don’t worry. Your Mobile Banking access is secured. Your password is never stored on the phone, nor is any other personal information from your Mobile Banking account. Also, your login session always times out automatically after ten minutes of inactivity.

Have Questions? Just ask.

Account DisclosuresOpens in New Window
Mobile Agreement
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*Mobile Deposit is available for select mobile devices. Enroll in Online Banking and download the Lafayette Federal Mobile App. Message and data rates may apply. Subject to eligibility and further review. Deposits are subject to verification and are not available for immediate withdrawal. Deposit limits and other restrictions apply.
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