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Business Checking Accounts

Stay focused on your business goals with our easy banking solutions.

Designed to keep your business in check.

Improve your bottom line when you conduct your business banking at Lafayette Federal. Whether you’re an established business owner or just getting started, we’ve got the right solution for you.

Get quality service and banking to support your business finances everyday.

Both checking accounts offer our Mastercard® Debit Card, free e-statements, and highly competitive rates.

Business Performance Checking

Our Business Performance Checking is designed for business owners who want to earn dividends on their balance and get discounted rates for bundled business services. This account is best if you have…

  • Robust banking needs
  • More than $25,000 on deposit
business men

Business Basic Checking

Designed for business owners who deposit less than 50 checks per month, our Business Basic Checking is best if you want to…

  • Keep your balance below $25,000
  • Take advantage of a simple banking experience
women business owners
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Partner with a credit union that gets you.

Secure your finances, streamline your cash flows, and save time on banking with Lafayette Federal Business Services. Get assistance with everything from payroll solutions to Cash Vault Services.

Explore our Business Services

Take advantage of nation-leading rates & promising returns.

Secure the best rates for your Business Checking Account.

Business Basic Checking

Business Basic Checking

1Lafayette Federal Business Basic account holders can waive the $5 monthly fee by meeting just one of the following criteria: (1) Maintain an average monthly checking balance of $500 or greater (2) Open a Lafayette Federal Business Credit Card or Line of Credit (3) Use one or more Lafayette Federal Business Service products (Remote Deposit Capture, ACH SmartPay, Paychex Payroll, or FirstData Merchant Services)

Business Basic Checking

Minimal Opening Balance

$100

Business Basic Checking

Monthly Maintenance

$5 or $01

Business Basic Checking

Transactions

First 50 Free

Business Basic Checking

Dividend Returns

Dividends on Certificate products

Business Basic Checking

Per Item Charge

$0.35 per item after 50 items

Business Basic Checking

Bill Pay

$5.00

Business Performance Checking

Business Performance Checking

For more information on how your business can meet eligibility for Business Performance Checking, please contact Lafayette Federal’s Business Banking team at businessbanking@lfcu.org 2APY=Annual Percentage Yield

Business Performance Checking

Minimum Opening Balance

$1,000

Business Performance Checking

Monthly Maintenance

$20

Business Performance Checking

Transactions

Unlimited 

Business Performance Checking

Dividend Returns

1.00% APY2 on Checking

Business Performance Checking

Per Item Charge

None

Business Performance Checking

Bill Pay

Free

Businesses LOVE banking with Lafayette Federal.

Lafayette’s values stood out to us from the beginning. We wanted to work with a financial institution that not only rose to the occasion for our business but also one whose community values align with ours. The quality of their business services and financing capabilities have proved to match the quality of those values since we opened our accounts almost ten years ago. Lafayette is a perfect match for us!

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Meet with a Business Officer to get started.

Contact our Business Development Representatives for assistance opening your account. They’re happy to answer any questions that you may have!

Ashley R. West

Ashley West

Senior Membership Development Officer
Michelle Michel Ramirez headshot photo

Michelle Michel Ramirez

Membership Development Officer

Ready to open an account?

Contact or email your Business Officer
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Disclosures

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.