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Home Improvement Loans

Make home your happy place.

Your home is your sanctuary. Let us help you make it better.

Looking to build a better office space to work from home? Or what about a living room that accommodates your growing family? Our Home Improvement Loan is exactly what you need to get started.

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Increase the value of your home

You can borrow anywhere from $5,000 to $75,000 to make all kinds of improvements to your home — without using your home’s equity.

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Make repairs early

From buying new appliances to replacing your HVAC system, our loan gives you the opportunity to make affordable repairs now so you don’t have to worry about a costly replacement later.

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Easily repay your loan

With low rates and terms up to 180 months, we help you craft a repayment plan that aligns with where you are in life.

Let’s run the numbers.

Estimate your monthly payment when you finance your next home improvement project with Lafayette Federal.

Calculated payments shown are for estimation purposes only. Actual loan payment amount will be disclosed at loan closing and may differ slightly.

Our members say the nicest things.

LFCU has been a lifesaver. I originally had a mortgage on my home with Merrill Lynch (ML). Although ML gave me a mortgage, they not only reserved the right to foreclose on the loan if I defaulted, but they also took an additional security interest on my actual ML account! This means that ML could have foreclosed and/or liquidated my brokerage account with them. After a few years, I had enough and moved over to LFCU. The transition was painless, worry-free and there was no double-dealing! I’ve been a loyal member since 1988, and plan to be one forever. The LFCU folks are always friendly, helpful and courteous. Thanks a million!

Rumu S.

Ready to improve your home?

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¹APR = Annual Percentage Rate. Rates and terms subject to change without notice. Stated APR is the lowest rate available for qualified members. Actual rate may be higher based on income, credit worthiness, and extended loan terms. APR reflects 0.25% discount for automatic payment made from member’s LFCU account and established qualified direct deposit² into member’s LFCU checking account. ²Qualified direct deposit is a recurring direct deposit of a paycheck, pension, Social Security or other periodic payment of at least $500 into a checking or savings account on a month-to-month basis made by an outside organization or agency. $50 minimum balance required to open and earn 0.10% APY (APY = Annual Percentage Yield) on Lafayette Federal share savings account balances. $5 minimum balance required to open and earn 2.04% APY on LFCU checking account balances up to $25,000 and 0.025% APY on checking balances over $25,000. Please visit LFCU.ORG/2For22 for full checking account requirements. Rates current as of August 1, 2022 and subject to change without notice. Your savings are federally insured to at least $250,000 by the National Credit Union Administration, an agency of the U.S. government. Lafayette Federal is an equal opportunity lender.

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