couple looking at paperwork in kitchen

Money Market Accounts

A fast and flexible way to grow your savings.

Open an Account

Open an account

Please choose one of the following options:

Questions?

Speak with a local Member Service Representative

Call us: 1 (800) 888-6560

Representatives are available 24/7 to assist you.

Earn more on your savings without compromising access.

Open a Money Market Account with a $2,500 deposit and reach your goals with no monthly or minimum balance fees. Grow your savings with higher dividends so you can achieve your dreams sooner than later.

Benefits

Accessing your account has never been easier. See your balance, deposit money, and withdraw your funds however you’d like.

Growth class=”wrapper”>

Higher dividends

The more you deposit, the more you get rewarded with high interest and quarterly dividends. Earn as high as 0.30% APY on dollars you deposit into your Money Market Account.

Store Front class=”wrapper”>

Flexible access

Get access to your funds at any shared ATM or local branch to withdraw, deposit, or transfer funds. Plus, see your balance and so much more using our Online & Mobile Banking tool.

No Fees class=”wrapper”>

No fees

Your hard-earned dividends are yours to keep. We never charge fees to maintain your account.

Today’s rates

Money Market Accounts

Tier

Min. to Open

Dividend

APY1

1APY=Annual Percentage Yield. 2Plus the cost of checks.

The rates and terms shown are effective as of July 1, 2024.

Tier

$0 – $2,499

Min. to Open

$2,5002

Dividend

0.00%

APY1

0.00%

Tier

$2,500 – $24,999

Min. to Open

Dividend

0.05%

APY1

0.05%

Tier

$25,000 – $149,999

Min. to Open

Dividend

0.15%

APY1

0.15%

Tier

$150,000

Min. to Open

Dividend

0.30%

APY1

0.30%

We’re always here to answer your questions.

A money market account is a non-financial account that pays interest based on current interest rates in the money markets. We offer both personal money market accounts and business money market accounts — we charge no maintenance fee for either account!

Although money market accounts are more liquid than share certificates, withdrawals are subject to certain federal regulatory limits. Six transactions are permitted per month and a $20 fee is applied each time this limit is exceeded.

Not finding what you’re looking for? Contact us

Our members say the nicest things.

I have been banking with LFCU since the early 1990s. I’ve had two (2) mortgages with them, as well as, two (2) personal loans, and a credit card. Their interest rates are lower than most banks, if not all, and the personalized customer service is bar none. During Covid, I needed a cashier’s check: the online scheduling was simple and quick and the day of my appointment, there were three (3) staff members that were ready to help me with my needs, prior to my scheduled time. The branch was clean, sanitized, and I felt safe and comfortable. Keep up the great work!

Doreen C.

Ready to open a Money Market Account?

Get started online
Open an Account

Open an account

Please choose one of the following options:

Questions?

Speak with a local Member Service Representative

Call us: 1 (800) 888-6560

Representatives are available 24/7 to assist you.

Stop by one of our branches
Find your closest branch
Get in touch
Contact us

Disclosures

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.