Money Market Accounts
A fast and flexible way to grow your savings.
Earn more on your savings without compromising access.
Open a Money Market Account with a $2,500 deposit and reach your goals with no monthly or minimum balance fees. Grow your savings with higher dividends so you can achieve your dreams sooner than later.
Benefits
Accessing your account has never been easier. See your balance, deposit money, and withdraw your funds however you’d like.
Higher dividends
The more you deposit, the more you get rewarded with high interest and quarterly dividends. Earn as high as 0.30% APY on dollars you deposit into your Money Market Account.
Flexible access
Get access to your funds at any shared ATM or local branch to withdraw, deposit, or transfer funds. Plus, see your balance and so much more using our Online & Mobile Banking tool.
No fees
Your hard-earned dividends are yours to keep. We never charge fees to maintain your account.
Today’s rates
|
Tier |
Min. to Open |
Dividend |
APY1 |
|---|---|---|---|
|
1APY=Annual Percentage Yield. 2Plus the cost of checks. The rates and terms shown are effective as of April 1, 2024. |
|||
|
Tier $0 – $2,499 |
Min. to Open $2,5002 |
Dividend 0.00% |
APY1 0.00% |
|
Tier $2,500 – $24,999 |
Min. to Open – |
Dividend 0.05% |
APY1 0.05% |
|
Tier $25,000 – $149,999 |
Min. to Open – |
Dividend 0.15% |
APY1 0.15% |
|
Tier $150,000 |
Min. to Open – |
Dividend 0.30% |
APY1 0.30% |
We’re always here to answer your questions.
A money market account is a non-financial account that pays interest based on current interest rates in the money markets. We offer both personal money market accounts and business money market accounts — we charge no maintenance fee for either account!
Although money market accounts are more liquid than share certificates, withdrawals are subject to certain federal regulatory limits. Six transactions are permitted per month and a $20 fee is applied each time this limit is exceeded.
Not finding what you’re looking for? Contact us
Our members say the nicest things.
I have been banking with LFCU since the early 1990s. I’ve had two (2) mortgages with them, as well as, two (2) personal loans, and a credit card. Their interest rates are lower than most banks, if not all, and the personalized customer service is bar none. During Covid, I needed a cashier’s check: the online scheduling was simple and quick and the day of my appointment, there were three (3) staff members that were ready to help me with my needs, prior to my scheduled time. The branch was clean, sanitized, and I felt safe and comfortable. Keep up the great work!
Doreen C.
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Savings Accounts
Automatically earn dividends every three months from the day you deposit to the day you withdraw. Discover how you can start getting more out of your savings account with higher dividends and great account options.
Certificates
See how a Fixed- or Variable-Rate Certificate can help secure and grow your savings, no matter what’s happening in the market.
Ready to open a Money Market Account?
Back to top Disclosures
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
